Extensively updated home with income potential! 314 Church St. offers 2,268 sq ft on a double lot near downtown. Main home features 3BR/2BA, plus breezeway-connected studio with private bath and roughed-in space for a kitchen-ideal for flexible living or rental income. Recent updates include new roof (2024), sewer line (2025), siding, gutters, soffit (2025), Rheem A/C (2022), hot water heater (2024), resurfaced tub, new windows, and fully renovated back bedrooms and apartment unit. Spacious living areas, 2-car garage with workbench, and large back patio. Ask your agent for the full list of improvements!
Active
Listing Provided by:
Stacey Lacroix 618-407-4156,
Strano & Associates
Price cut: $8.6K (10/23)
$274,900
314 N Church St, Waterloo, IL 62298
4beds
2,268sqft
Est.:
Single Family Residence
Built in 1946
0.39 Acres Lot
$-- Zestimate®
$121/sqft
$-- HOA
What's special
- 151 days |
- 611 |
- 20 |
Zillow last checked: 8 hours ago
Listing updated: October 23, 2025 at 09:20am
Listing Provided by:
Stacey Lacroix 618-407-4156,
Strano & Associates
Source: MARIS,MLS#: 25046067
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 4
Bedroom
- Level: Main
- Area: 195
- Dimensions: 13x15
Bedroom 2
- Level: Main
- Area: 182
- Dimensions: 13x14
Bedroom 3
- Level: Main
- Area: 260
- Dimensions: 20x13
Bathroom
- Level: Main
- Area: 55
- Dimensions: 11x5
Bathroom 2
- Description: MIL-bath
- Level: Main
- Area: 56
- Dimensions: 8x7
Dining room
- Level: Main
- Area: 144
- Dimensions: 16x9
Kitchen
- Level: Main
- Area: 81
- Dimensions: 9x9
Laundry
- Level: Main
- Area: 154
- Dimensions: 14x11
Living room
- Level: Main
- Area: 216
- Dimensions: 12x18
Other
- Description: MIL-kitchen
- Level: Main
- Area: 56
- Dimensions: 8x7
Other
- Description: MIL-living room space
- Level: Main
- Area: 374
- Dimensions: 17x22
Other
- Description: Breezeway
- Level: Main
- Area: 162
- Dimensions: 9x18
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Electric Range, Washer
- Laundry: Laundry Room, Main Level
Features
- Walk-In Pantry
- Flooring: Ceramic Tile, Vinyl
- Basement: Unfinished
- Has fireplace: No
Interior area
- Total structure area: 2,268
- Total interior livable area: 2,268 sqft
- Finished area above ground: 2,268
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Basement
- Attached garage spaces: 2
Features
- Levels: One
- Patio & porch: Patio
- Fencing: None
Lot
- Size: 0.39 Acres
- Features: Back Yard, Some Trees
Details
- Parcel number: 0725204004000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Architectural Shingle
Condition
- Year built: 1946
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: None
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: A J Koenigsmark Add
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $121/sqft
- Tax assessed value: $169,500
- Annual tax amount: $3,176
- Date on market: 7/12/2025
- Cumulative days on market: 152 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/23/2025 | Price change | $274,900-3%$121/sqft |
Source:  MARIS #25046067 Report a problem | ||
| 9/12/2025 | Price change | $283,500-1.4%$125/sqft |
Source: MARIS #25046067 Report a problem | ||
| 7/12/2025 | Listed for sale | $287,500+139.6%$127/sqft |
Source: MARIS #25046067 Report a problem | ||
| 9/17/2021 | Sold | $120,000$53/sqft |
Source: MARIS #21057756 Report a problem | ||
| 8/19/2021 | Contingent | $120,000$53/sqft |
Source: MARIS #21057756 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,177 +0.9% | $56,500 +0.8% |
| 2023 | $3,148 -0.3% | $56,050 +0.9% |
| 2022 | $3,158 | $55,550 +2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,838/mo
Principal & interest
$1353
Property taxes
$389
Home insurance
$96
Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- NAW J Zahnow Elementary SchoolGrades: PK-1Distance: 0.4 mi
- 9/10Waterloo Junior High SchoolGrades: 6-8Distance: 0.3 mi
- 8/10Waterloo High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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