Welcome to this charming 2 bed, 1.5 bath home set in the vibrant city of Santa Cruz. We feature a functional galley kitchen with an adjacent staging area, so meal prep is a breeze. The home offers a variety of flooring options, featuring hand selected Saltillo tile & hardwood, allowing for both comfort and style throughout. A cozy Taos feel fireplace enhances the ambiance of the separate living room, perfect for relaxing evenings. The garage conversion & added sun room offer pure natural light for the artist, while dual sets of French doors give direct access to the yard and easy care gardens created over the last 30 years. Possibly Santa Cruz City's largest fruit bearing avocado trees is one of the jewels of the property, balanced by an equally magnificent Magnolia to provide gentle shade all year.
Additional amenities include a skylight, providing natural light & brightening the home. For your convenience, laundry facilities are available with gas hookups in the outside utility room. Though there is no garage, a shed offers extra storage space. Enjoy the laid-back lifestyle & community vibe that Santa Cruz has to offer in this well-located & comfortable home. A short walk to restaurants, entertainment, shopping and the beach combine to make this your perfect Shangri-La!
For sale
Price cut: $19.9K (12/12)
$1,195,000
312 Elm St, Santa Cruz, CA 95060
2beds
1,036sqft
Est.:
Single Family Residence, Residential
Built in 1930
3,398 Square Feet Lot
$1,165,900 Zestimate®
$1,153/sqft
$-- HOA
What's special
Cozy taos feel fireplaceFunctional galley kitchen
- 12 days |
- 2,963 |
- 155 |
Zillow last checked: 8 hours ago
Listing updated: December 12, 2025 at 04:57am
Listed by:
Frank Murphy Realty 70010791 831-234-4343,
Frank Murphy Realty 831-234-4343
Source: MLSListings Inc,MLS#: ML82028570
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Features: GroundFloorBedroom
Bathroom
- Features: ShoweroverTub1, FullonGroundFloor
Dining room
- Features: NoFormalDiningRoom
Family room
- Features: SeparateFamilyRoom
Heating
- Forced Air, Gas
Cooling
- None
Appliances
- Included: Disposal, Refrigerator
- Laundry: Gas Dryer Hookup, In Utility Room
Features
- One Or More Skylights
- Flooring: Carpet, Tile, Wood
- Number of fireplaces: 1
- Fireplace features: Gas Starter, Living Room, Wood Burning
Interior area
- Total structure area: 1,036
- Total interior livable area: 1,036 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: No Garage, Parking Restrictions
Features
- Stories: 1
- Patio & porch: Balcony/Patio
- Exterior features: Fenced, Storage Shed Structure, Courtyard, Drought Tolerant Plants
- Fencing: Mixed Height Type,Partial
Lot
- Size: 3,398 Square Feet
- Features: Level
Details
- Additional structures: Sheds
- Parcel number: 00513206000
- Zoning: SFR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage,Spanish
- Property subtype: Single Family Residence, Residential
Materials
- Foundation: Concrete Perimeter, Raised
- Roof: Composition, Flat, Bitumen
Condition
- New construction: No
- Year built: 1930
Utilities & green energy
- Gas: NaturalGas, PublicUtilities
- Water: Public
- Utilities for property: Natural Gas Available, Public Utilities, Water Public
Community & HOA
Location
- Region: Santa Cruz
Financial & listing details
- Price per square foot: $1,153/sqft
- Tax assessed value: $255,842
- Date on market: 12/2/2025
- Listing agreement: ExclusiveRightToSell
- Listing terms: CashorConventionalLoan
Estimated market value
$1,165,900
$1.11M - $1.22M
$3,857/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/12/2025 | Price change | $1,195,000-1.6%$1,153/sqft |
Source:  MLSListings Inc #ML82028570 Report a problem | ||
| 12/2/2025 | Listed for sale | $1,214,900$1,173/sqft |
Source: MLSListings Inc #ML82028570 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $255,842 +2% |
| 2024 | $3,176 +1.1% | $250,825 +2% |
| 2023 | $3,141 +1% | $245,906 +2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$7,326/mo
Principal & interest
$5803
Property taxes
$1105
Home insurance
$418
Climate risks
Neighborhood: 95060
Nearby schools
GreatSchools rating
- 7/10Westlake Elementary SchoolGrades: K-5Distance: 1.3 mi
- 5/10Mission Hill Middle SchoolGrades: 6-8Distance: 0.5 mi
- 10/10Santa Cruz High SchoolGrades: 9-12Distance: 0.2 mi
Schools provided by the listing agent
- Elementary: BayViewElementary_2
- Middle: MissionHill
- High: SantaCruzHigh
Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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