Luxury Waterfront Estate on the Rappahannock River
Experience unparalleled luxury on this stunning 5-acre estate offering sweeping, unobstructed views of the Rappahannock River. With an abundance of privacy and a sandy beach, you don't want to miss this well-planned magnificent home, lot, walking trails, carriage home, garages and more. Designed for exceptional living and entertaining, this remarkable property features over 6,000 sq ft of refined craftsmanship and top-of-the-line finishes throughout.
The main residence showcases river views from most rooms, seamlessly blending elegance and comfort. Outdoors, enjoy a 20x40 heated pool with a retractable cover and travertine surround. Beautiful patio space, screened in porch, lush landscaping & trails that run from the road to the sandy beach.
A beautifully finished carriage home provides additional living space with its own bedroom, bathroom, and family room, plus a heated workshop/garage below—perfect for guests, multigenerational living, or hobby space.
Follow the paved natural path that winds from the road to the sandy beach and private pier, which features a spacious deck and two boat lifts—a dream for boating enthusiasts.
The property is completed by a stone-paved driveway and expansive parking area, elevating both curb appeal and functionality.
This extraordinary estate offers true luxury living on the water—your private retreat awaits.
Sold for $2,200,000
$2,200,000
31 Shell Ct, Urbanna, VA 23175
5beds
6,268sqft
Single Family Residence
Built in 2003
5 Acres Lot
$2,207,600 Zestimate®
$351/sqft
$5,798 Estimated rent
Home value
$2,207,600
Estimated sales range
Not available
$5,798/mo
Zestimate® history
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Owner options
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What's special
Zillow last checked: 8 hours ago
Listing updated: January 09, 2026 at 12:19pm
Listed by:
Mike Chenault 804-726-4532,
Hometown Realty
Bought with:
Rick Brown, 0225129808
Joyner Fine Properties
Source: CVRMLS,MLS#: 2531002
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Primary bedroom
- Description: ensuite bathroom, opens to screened in porch
- Level: First
- Dimensions: 0 x 0
Primary bedroom
- Description: Gorgeous views w/ an abundance of windows
- Level: First
- Dimensions: 0 x 0
Bedroom 2
- Description: Balcony w. incredible views, carpet
- Level: Second
- Dimensions: 0 x 0
Bedroom 3
- Description: carpet, opens to balcony, expansive views
- Level: Second
- Dimensions: 0 x 0
Bedroom 4
- Description: carpet, ceiling fan, attic access
- Level: Second
- Dimensions: 0 x 0
Bedroom 5
- Description: Carpet, recessed lights, walk storage
- Level: Second
- Dimensions: 0 x 0
Additional room
- Description: Butler's Pantry, built-ins w/appliances
- Level: First
- Dimensions: 0 x 0
Additional room
- Description: THEATRE Room, Commercial Screen & Projector
- Level: Second
- Dimensions: 0 x 0
Additional room
- Description: Carriage House, FR, Bdrm,Kitchen, Bth
- Level: Main
- Dimensions: 0 x 0
Family room
- Level: First
- Dimensions: 0 x 0
Florida room
- Description: W/ access to Primary, extensive woodwork, CFan
- Level: First
- Dimensions: 0 x 0
Foyer
- Level: First
- Dimensions: 0 x 0
Other
- Description: Tub & Shower
- Level: First
Other
- Description: Tub & Shower
- Level: Second
Half bath
- Level: First
Kitchen
- Level: First
- Dimensions: 0 x 0
Living room
- Level: First
- Dimensions: 0 x 0
Recreation
- Description: CFan, hardwood flrs, cabinetry w/ full bar area
- Level: Second
- Dimensions: 0 x 0
Sitting room
- Level: First
- Dimensions: 0 x 0
Heating
- Electric, Heat Pump, Hot Water, Zoned
Cooling
- Electric, Heat Pump
Appliances
- Included: Built-In Oven, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Refrigerator, Tankless Water Heater
- Laundry: Washer Hookup, Dryer Hookup
Features
- Beamed Ceilings, Wet Bar, Bookcases, Built-in Features, Breakfast Area, Tray Ceiling(s), Ceiling Fan(s), Dining Area, Double Vanity, Eat-in Kitchen, Fireplace, Granite Counters, High Ceilings, High Speed Internet, Hot Tub/Spa, Kitchen Island, Bath in Primary Bedroom, Main Level Primary, Pantry, Recessed Lighting, Wired for Data
- Flooring: Ceramic Tile, Partially Carpeted, Slate, Wood
- Doors: Insulated Doors
- Basement: Crawl Space
- Attic: Access Only
- Number of fireplaces: 3
- Fireplace features: Vented, Ventless
Interior area
- Total interior livable area: 6,268 sqft
- Finished area above ground: 6,268
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Direct Access, Driveway, Detached, Garage, Garage Door Opener, Heated Garage, Off Street, Oversized, Paved
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Patio, Porch
- Exterior features: Boat Lift, Dock, Hot Tub/Spa, Sprinkler/Irrigation, Porch, Paved Driveway
- Pool features: In Ground, Pool
- Has spa: Yes
- Spa features: Hot Tub
- Fencing: Partial
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access, Dock Access, Mooring, River Front, River Access, Bulkhead, Boat Ramp/Lift Access, Waterfront
- Body of water: Rappahannock River
Lot
- Size: 5 Acres
- Features: Beach Front, Landscaped, Waterfront
Details
- Additional structures: Garage(s), Garage Apartment, Guest House
- Parcel number: 19193
- Zoning description: R
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Custom,Two Story
- Property subtype: Single Family Residence
Materials
- Drywall, Concrete, Stucco
Condition
- Resale
- New construction: No
- Year built: 2003
Utilities & green energy
- Electric: Generator Hookup
- Sewer: Community/Coop Sewer
- Water: Community/Coop, Shared Well
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Community
- Community features: Bulkhead
Location
- Region: Urbanna
- Subdivision: Cedar Pointe
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,200 annually
Other
Other facts
- Ownership: Individuals
- Ownership type: Sole Proprietor
Price history
| Date | Event | Price |
|---|---|---|
| 1/7/2026 | Sold | $2,200,000$351/sqft |
Source:  CVRMLS #2531002 Report a problem | ||
| 11/29/2025 | Pending sale | $2,200,000$351/sqft |
Source: CVRMLS #2531002 Report a problem | ||
| 11/24/2025 | Listed for sale | $2,200,000$351/sqft |
Source: CVRMLS #2531002 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $12,104 | $1,984,300 |
| 2023 | $12,104 | $1,984,300 |
| 2022 | $12,104 +8.9% | $1,984,300 +10.7% |
Find assessor info on the county website
Neighborhood: 23175
Nearby schools
GreatSchools rating
- 5/10Middlesex Elementary SchoolGrades: PK-5Distance: 7.1 mi
- 7/10St. Clare Walker Middle SchoolGrades: 6-8Distance: 7.2 mi
- 9/10Middlesex High SchoolGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- Elementary: Middlesex
- Middle: Saint Clare Walker
- High: Middlesex
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.