Charming 3-bedroom, 1-bath home located in the heart of downtown Georgetown, just minutes from Georgetown College and within walking distance of Main Street. This recently updated property features laminate and carpet flooring throughout, a spacious living room, and a functional kitchen with appliances that will remain. The home sits on a low-maintenance lot with privacy fencing, providing a cozy outdoor space with added seclusion. Move-in ready and convenient to shopping, dining, and local amenities.
For sale
$199,900
306 N Water St, Georgetown, KY 40324
3beds
936sqft
Est.:
Single Family Residence
Built in 1995
3,484.8 Square Feet Lot
$194,500 Zestimate®
$214/sqft
$-- HOA
What's special
Recently updated propertyLow-maintenance lot
- 20 days |
- 806 |
- 34 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 09, 2025 at 08:49am
Listed by:
M Matthew Silcox 606-308-2339,
WEICHERT REALTORS - Ford Brothers,
Alan Hammond 859-230-9934,
WEICHERT REALTORS - Ford Brothers
Source: Imagine MLS,MLS#: 25506564
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
Bedroom 2
- Level: First
Bathroom 1
- Level: First
Bathroom 3
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Electric
Appliances
- Included: Refrigerator, Range
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Ceiling Fan(s)
- Flooring: Carpet, Laminate
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 936
- Total interior livable area: 936 sqft
- Finished area above ground: 936
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Fencing: Privacy
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 3,484.8 Square Feet
Details
- Parcel number: 16630144.000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Shingle
Condition
- Year built: 1995
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Downtown
HOA
- Has HOA: No
Location
- Region: Georgetown
Financial & listing details
- Price per square foot: $214/sqft
- Tax assessed value: $69,500
- Annual tax amount: $603
- Date on market: 11/20/2025
Estimated market value
$194,500
$185,000 - $204,000
$1,440/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/20/2025 | Listed for sale | $199,900+6.9%$214/sqft |
Source:  Imagine MLS #25506564 Report a problem | ||
| 3/19/2024 | Sold | $187,000$200/sqft |
Source: Imagine MLS #24003364 Report a problem | ||
| 2/26/2024 | Pending sale | $187,000$200/sqft |
Source: Imagine MLS #24003364 Report a problem | ||
| 2/24/2024 | Listed for sale | $187,000$200/sqft |
Source: Imagine MLS #24003364 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2022 | $603 +6% | $69,500 +7.2% |
| 2021 | $569 +797.8% | $64,852 +2.4% |
| 2017 | $63 +53.8% | $63,352 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,193/mo
Principal & interest
$1010
Property taxes
$113
Home insurance
$70
Climate risks
Neighborhood: 40324
Nearby schools
GreatSchools rating
- 2/10Garth Elementary SchoolGrades: K-5Distance: 0.5 mi
- 4/10Georgetown Middle SchoolGrades: 6-8Distance: 0.9 mi
- 6/10Scott County High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Garth
- Middle: Georgetown
- High: Great Crossing
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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