Welcome to 306 Harbor Drive—where waterfront dreams take center stage in Indian Rocks Beach. This custom-built waterfront masterpiece was crafted by its original builder-owner with precision, passion, and a love for elevated coastal living. With 4,571 square feet of air-conditioned luxury, five bedrooms and four full baths, every inch of this home is dialed into the water-loving, space-craving, view-chasing soul. From the moment you enter, the open water views steal the show—visible from nearly every angle. The primary suite is nothing short of a sanctuary, stretching 27 by 37 feet with its fireplace, private waterfront balcony, and a spa-inspired bath complete with dual vanities, deep soaking tub, double-headed walk-in shower, and private water closet trimmed in wood and granite. The heart of the home flows effortlessly from the waterfront living room (yes, with its fireplace and balcony) into a dream kitchen built for entertaining and everyday luxury—custom wood cabinetry, granite countertops, eat-in island, breakfast nook, walk-in pantry, and a butler’s pantry that glides right into a coffered-ceiling formal dining room. One of the five bedrooms is set up as a home office with views fit for royalty—a daily reminder working from home doesn’t have to feel like work at all. Downstairs, you'll find a social room that opens wide to the pool area, ideal for game nights, movie marathons or cocktail hours that drift into moonlit swims. A full bath on this level means your guests can rinse off from the saltwater pool and heated spa without a second thought. Smart home systems, high ceilings, tile, wood, and carpet flooring add comfort and control, while the private elevator whisks you to every floor—including the rooftop. Yes, a fourth-floor rooftop balcony awaits with unmatched views of the Intracoastal and beyond. Sunrise coffees, sunset toasts, and stargazing under coastal skies—it’s all yours. The five-car garage includes one bay converted into a climate-controlled gym, and your private dock is fully loaded with a 25,000-pound boat lift and twin jet ski lifts for spontaneous salty escapes. All this just a short walk to the beach, Brown Park and tennis courts. No HOA. No drama. Just bold, beautiful, waterfront freedom.
For sale
$3,900,000
306 Harbor Dr, Indian Rocks Beach, FL 33785
5beds
4,571sqft
Est.:
Single Family Residence
Built in 2004
9,013 Square Feet Lot
$-- Zestimate®
$853/sqft
$-- HOA
What's special
Boat liftPrivate dockRooftop balconyHome officePrivate elevatorGranite countertopsHigh ceilings
- 172 days |
- 539 |
- 17 |
Zillow last checked: 8 hours ago
Listing updated: July 24, 2025 at 12:58pm
Listing Provided by:
Kelly Ackley 727-515-6504,
PREMIER SOTHEBY'S INTL REALTY 727-595-1604
Source: Stellar MLS,MLS#: TB8407156
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Bonus Room, Breakfast Room Separate, Den/Library/Office, Dining Room, Utility Room, Loft, Storage Rooms
Primary bedroom
- Features: Built-In Shelving, Ceiling Fan(s), En Suite Bathroom, Water Closet/Priv Toilet, Walk-In Closet(s)
- Level: Third
- Area: 999 Square Feet
- Dimensions: 27x37
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: Second
- Area: 196 Square Feet
- Dimensions: 14x14
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: Second
- Area: 196 Square Feet
- Dimensions: 14x14
Bedroom 4
- Features: Walk-In Closet(s)
- Level: Third
- Area: 238 Square Feet
- Dimensions: 17x14
Bedroom 5
- Features: Ceiling Fan(s), Built-in Closet
- Level: Third
- Area: 210 Square Feet
- Dimensions: 15x14
Primary bathroom
- Features: Dual Sinks, En Suite Bathroom, Exhaust Fan, Garden Bath, Granite Counters, Makeup/Vanity Space, Multiple Shower Heads, Tub with Separate Shower Stall, Water Closet/Priv Toilet
- Level: Third
- Area: 252 Square Feet
- Dimensions: 18x14
Dinette
- Level: Second
- Area: 117 Square Feet
- Dimensions: 9x13
Dining room
- Level: Second
- Area: 221 Square Feet
- Dimensions: 17x13
Kitchen
- Features: Breakfast Bar, Built-In Shelving, Built-in Features, Granite Counters, Kitchen Island, Pantry
- Level: Second
- Area: 255 Square Feet
- Dimensions: 15x17
Laundry
- Level: Third
- Area: 70 Square Feet
- Dimensions: 10x7
Living room
- Features: Built-In Shelving, Ceiling Fan(s)
- Level: Second
- Area: 324 Square Feet
- Dimensions: 18x18
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Bar Fridge, Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range Hood, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Dry Bar, Eating Space In Kitchen, Elevator, High Ceilings, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Hardwood
- Doors: Sliding Doors
- Windows: Blinds, ENERGY STAR Qualified Windows, Shutters, Storm Window(s), Window Treatments, Skylight(s), Hurricane Shutters/Windows
- Has fireplace: Yes
- Fireplace features: Living Room, Master Bedroom, Wood Burning
Interior area
- Total structure area: 7,104
- Total interior livable area: 4,571 sqft
Video & virtual tour
Property
Parking
- Total spaces: 5
- Parking features: Boat, Circular Driveway, Driveway, Garage Door Opener, Golf Cart Garage, Ground Level, Oversized, Split Garage, Workshop in Garage
- Attached garage spaces: 5
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Deck, Front Porch, Patio, Rear Porch
- Exterior features: Balcony, Irrigation System, Lighting, Private Mailbox, Rain Gutters, Storage
- Has private pool: Yes
- Pool features: Deck, Gunite, Heated, In Ground, Lighting, Salt Water
- Has spa: Yes
- Spa features: Heated, In Ground
- Fencing: Masonry
- Has view: Yes
- View description: Park/Greenbelt, Water, Gulf/Ocean - Partial, Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Gulf/Ocean - Partial,Intracoastal Waterway
- Waterfront features: Waterfront, Intracoastal Waterway, Beach Access, Intracoastal Waterway Access, Bridges - No Fixed Bridges, Lift, Seawall
- Body of water: INTRACOASTAL WATERWAY TO GULF
Lot
- Size: 9,013 Square Feet
- Dimensions: 75 x 120
- Features: FloodZone, Key Lot, Landscaped, Sidewalk
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 063015421200000030
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco, Wood Frame
- Foundation: Slab
- Roof: Tile
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Available, Public, Sewer Connected, Water Connected
Green energy
- Energy efficient items: Doors, HVAC, Thermostat, Windows
- Water conservation: Fl. Friendly/Native Landscape
Community & HOA
Community
- Features: Fishing, Intracoastal Waterway, Waterfront, Golf Carts OK, Irrigation-Reclaimed Water, Park, Playground, Tennis Court(s)
- Security: Security System, Smoke Detector(s)
- Subdivision: INDIAN BEACH RE-REVISED 5TH ADD
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Indian Rocks Beach
Financial & listing details
- Price per square foot: $853/sqft
- Tax assessed value: $2,956,385
- Annual tax amount: $24,526
- Date on market: 7/17/2025
- Cumulative days on market: 92 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$7,715/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 7/18/2025 | Listed for sale | $3,900,000+144.8%$853/sqft |
Source:  Stellar MLS #TB8407156 Report a problem | ||
| 10/24/2014 | Sold | $1,593,100-3.4%$349/sqft |
Source: Stellar MLS #U7710260 Report a problem | ||
| 9/17/2014 | Listed for sale | $1,650,000+20.2%$361/sqft |
Source: Beach & Bay Realty, LLC #U7710260 Report a problem | ||
| 7/31/2012 | Sold | $1,373,000-8.3%$300/sqft |
Source: Stellar MLS #U7541532 Report a problem | ||
| 6/13/2012 | Price change | $1,498,000-0.8%$328/sqft |
Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $24,526 +0.9% | $1,603,436 +3% |
| 2023 | $24,302 +6% | $1,556,734 +3% |
| 2022 | $22,926 -2.4% | $1,511,392 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$26,458/mo
Principal & interest
$19210
Property taxes
$5883
Home insurance
$1365
Climate risks
Neighborhood: 33785
Nearby schools
GreatSchools rating
- 9/10Anona Elementary SchoolGrades: PK-5Distance: 1.8 mi
- 6/10Seminole Middle SchoolGrades: 6-8Distance: 4.2 mi
- 5/10Largo High SchoolGrades: PK,9-12Distance: 3.6 mi
Schools provided by the listing agent
- Elementary: Anona Elementary-PN
- Middle: Seminole Middle-PN
- High: Largo High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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