Welcome to 306 Harbor Drive—where waterfront dreams take center stage in Indian Rocks Beach. This custom-built waterfront masterpiece was crafted by its original builder-owner with precision, passion, and a love for elevated coastal living. With 4,571 square feet of air-conditioned luxury, five bedrooms and four full baths, every inch of this home is dialed into the water-loving, space-craving, view-chasing soul. From the moment you enter, the open water views steal the show—visible from nearly every angle. The primary suite is nothing short of a sanctuary, stretching 27 by 37 feet with its fireplace, private waterfront balcony, and a spa-inspired bath complete with dual vanities, deep soaking tub, double-headed walk-in shower, and private water closet trimmed in wood and granite. The heart of the home flows effortlessly from the waterfront living room (yes, with its fireplace and balcony) into a dream kitchen built for entertaining and everyday luxury—custom wood cabinetry, granite countertops, eat-in island, breakfast nook, walk-in pantry, and a butler’s pantry that glides right into a coffered-ceiling formal dining room. One of the five bedrooms is set up as a home office with views fit for royalty—a daily reminder working from home doesn’t have to feel like work at all. Downstairs, you'll find a social room that opens wide to the pool area, ideal for game nights, movie marathons or cocktail hours that drift into moonlit swims. A full bath on this level means your guests can rinse off from the saltwater pool and heated spa without a second thought. Smart home systems, high ceilings, tile, wood, and carpet flooring add comfort and control, while the private elevator whisks you to every floor—including the rooftop. Yes, a fourth-floor rooftop balcony awaits with unmatched views of the Intracoastal and beyond. Sunrise coffees, sunset toasts, and stargazing under coastal skies—it’s all yours. The five-car garage includes one bay converted into a climate-controlled gym, and your private dock is fully loaded with a 25,000-pound boat lift and twin jet ski lifts for spontaneous salty escapes. All this just a short walk to the beach, Brown Park and tennis courts. No HOA. No drama. Just bold, beautiful, waterfront freedom.
For sale
$3,900,000
306 Harbor Dr, Indian Rocks Beach, FL 33785
5beds
4,571sqft
Est.:
Single Family Residence
Built in 2004
9,013 Square Feet Lot
$3,591,100 Zestimate®
$853/sqft
$-- HOA
What's special
Eat-in islandFive bedroomsGranite countertopsFive-car garageHigh ceilingsHome office with viewsSmart home systems
- 40 days |
- 878 |
- 20 |
Zillow last checked: 8 hours ago
Listing updated: January 23, 2026 at 03:52am
Listing Provided by:
Kelly Ackley 727-515-6504,
KELLER WILLIAMS REALTY PORTFOLIO COLLECTION 727-489-0800
Source: Stellar MLS,MLS#: TB8467679
Originating MLS: Suncoast Tampa

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Breakfast Room Separate, Dining Room, Utility Room
Primary bedroom
- Features: Bar, Ceiling Fan(s), En Suite Bathroom, Dual Closets
- Level: Third
- Area: 999 Square Feet
- Dimensions: 27x37
Bedroom 2
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: Third
- Area: 238 Square Feet
- Dimensions: 17x14
Bedroom 3
- Features: Built-in Closet
- Level: Third
- Area: 210 Square Feet
- Dimensions: 15x14
Bedroom 4
- Features: Built-in Closet
- Level: Second
- Area: 196 Square Feet
- Dimensions: 14x14
Bedroom 5
- Features: Built-in Closet
- Level: Second
- Area: 196 Square Feet
- Dimensions: 14x14
Primary bathroom
- Features: Built-In Shower Bench, Dual Sinks, En Suite Bathroom, Granite Counters, Makeup/Vanity Space, Multiple Shower Heads, Rain Shower Head, Tub with Separate Shower Stall, Water Closet/Priv Toilet, Window/Skylight in Bath
- Level: Third
- Area: 252 Square Feet
- Dimensions: 18x14
Dinette
- Level: Second
- Area: 117 Square Feet
- Dimensions: 9x13
Dining room
- Level: Second
- Area: 221 Square Feet
- Dimensions: 17x13
Kitchen
- Features: Breakfast Bar, Pantry, Built-in Features, Granite Counters
- Level: Second
- Area: 255 Square Feet
- Dimensions: 15x17
Laundry
- Level: Third
- Area: 70 Square Feet
- Dimensions: 10x7
Living room
- Level: Second
- Area: 324 Square Feet
- Dimensions: 18x18
Heating
- Central, Electric
Cooling
- Central Air, Ductless
Appliances
- Included: Bar Fridge, Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
- Laundry: Inside
Features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Dry Bar, Eating Space In Kitchen, Elevator, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Hardwood
- Doors: Sliding Doors
- Windows: Shutters, Storm Window(s), Skylight(s), Window Treatments, Hurricane Shutters
- Has fireplace: Yes
- Fireplace features: Living Room, Master Bedroom, Wood Burning
Interior area
- Total structure area: 7,104
- Total interior livable area: 4,571 sqft
Video & virtual tour
Property
Parking
- Total spaces: 5
- Parking features: Garage - Attached
- Attached garage spaces: 5
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Deck, Rear Porch
- Exterior features: Balcony, Irrigation System, Private Mailbox, Rain Gutters
- Has private pool: Yes
- Pool features: Chlorine Free, Gunite, Heated, In Ground, Salt Water
- Has spa: Yes
- Spa features: Heated, In Ground
- Has view: Yes
- View description: Park/Greenbelt, Water, Gulf/Ocean - Partial, Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Gulf/Ocean - Partial,Intracoastal Waterway
- Waterfront features: Intracoastal Waterway, Gulf/Ocean Access, Intracoastal Waterway Access, Lift, Seawall
- Body of water: INTRACOASTAL AND GULF
Lot
- Size: 9,013 Square Feet
- Dimensions: 75 x 120
Details
- Parcel number: 063015421200000030
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subtype: Single Family Residence
Materials
- Block, Stucco, Wood Frame
- Foundation: Slab
- Roof: Tile
Condition
- Completed
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: Irrigation-Reclaimed Water, Park, Playground, Tennis Court(s)
- Security: Security System
- Subdivision: INDIAN BEACH RE-REVISED 5TH ADD
HOA
- Has HOA: No
- Amenities included: Basketball Court
- Pet fee: $0 monthly
Location
- Region: Indian Rocks Beach
Financial & listing details
- Price per square foot: $853/sqft
- Tax assessed value: $2,956,385
- Annual tax amount: $24,526
- Date on market: 1/22/2026
- Cumulative days on market: 230 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$3,591,100
$3.41M - $3.77M
$7,710/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/22/2026 | Listed for sale | $3,900,000$853/sqft |
Source: | ||
| 1/22/2026 | Listing removed | $3,900,000$853/sqft |
Source: | ||
| 7/18/2025 | Listed for sale | $3,900,000+144.8%$853/sqft |
Source: | ||
| 10/24/2014 | Sold | $1,593,100-3.4%$349/sqft |
Source: Stellar MLS #U7710260 Report a problem | ||
| 9/17/2014 | Listed for sale | $1,650,000+20.2%$361/sqft |
Source: Beach & Bay Realty, LLC #U7710260 Report a problem | ||
| 7/31/2012 | Sold | $1,373,000-8.3%$300/sqft |
Source: Stellar MLS #U7541532 Report a problem | ||
| 6/13/2012 | Price change | $1,498,000-0.8%$328/sqft |
Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem | ||
| 5/30/2012 | Price change | $1,510,000-5.6%$330/sqft |
Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem | ||
| 4/27/2012 | Price change | $1,599,000-5.9%$350/sqft |
Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem | ||
| 3/14/2012 | Listed for sale | $1,699,000-2.9%$372/sqft |
Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem | ||
| 8/25/2011 | Listing removed | $1,750,000$383/sqft |
Source: Beach & Bay Realty Inc #U7502769 Report a problem | ||
| 12/31/2010 | Price change | $1,750,000-7.9%$383/sqft |
Source: Beach & Bay Realty Inc #7477059 Report a problem | ||
| 8/20/2010 | Price change | $1,900,000-17.4%$416/sqft |
Source: Beach & Bay Realty Inc #7477059 Report a problem | ||
| 9/26/2009 | Listed for sale | $2,300,000+329.9%$503/sqft |
Source: Beach & Bay Realty Inc #7430190 Report a problem | ||
| 7/21/2003 | Sold | $535,000+18.2%$117/sqft |
Source: Public Record Report a problem | ||
| 1/23/2003 | Sold | $452,500$99/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $24,526 +0.9% | $1,603,436 +3% |
| 2023 | $24,302 +6% | $1,556,734 +3% |
| 2022 | $22,926 -2.4% | $1,511,392 +3% |
| 2021 | $23,478 -0.2% | $1,467,371 +1.4% |
| 2020 | $23,523 +1.3% | $1,447,111 +2.3% |
| 2019 | $23,224 | $1,414,576 +1.9% |
| 2018 | $23,224 +1.4% | $1,388,200 +2.1% |
| 2017 | $22,901 +0.4% | $1,359,647 +2.3% |
| 2016 | $22,812 -2.5% | $1,328,491 +3.4% |
| 2015 | $23,403 +28% | $1,284,491 +24.1% |
| 2014 | $18,285 +0.2% | $1,034,734 +1.5% |
| 2013 | $18,241 +15.3% | $1,019,442 +14.8% |
| 2012 | $15,823 | $887,967 -4.4% |
| 2011 | -- | $929,091 -7.9% |
| 2010 | -- | $1,008,990 -12.3% |
| 2009 | -- | $1,150,750 +0.1% |
| 2008 | $19,780 | $1,149,600 -5.1% |
| 2007 | -- | $1,210,773 +5% |
| 2005 | -- | $1,152,600 +153% |
| 2004 | $9,013 +21.3% | $455,500 +22.9% |
| 2003 | $7,432 +25.7% | $370,700 -28.7% |
| 2002 | $5,912 +2.1% | $519,800 +11.9% |
| 2001 | $5,792 +4.9% | $464,400 +39% |
| 2000 | $5,524 | $334,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$24,798/mo
Principal & interest
$18915
Property taxes
$5883
Climate risks
Neighborhood: 33785
Nearby schools
GreatSchools rating
- 9/10Anona Elementary SchoolGrades: PK-5Distance: 1.8 mi
- 6/10Seminole Middle SchoolGrades: 6-8Distance: 4.2 mi
- 5/10Largo High SchoolGrades: PK,9-12Distance: 3.6 mi






