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  • Listing Provided by: 

    Danielle E Corcoran 636-487-9259,

    Fox & Riley Real Estate

    Bought with: SCHNEIDER Real Estate
    Price Unknown

    3045 Winding River Dr, Saint Charles, MO 63303

    4beds
    3,134sqft
    Single Family Residence
    Built in 1985
    0.27 Acres Lot
    $409,900 Zestimate®
    $--/sqft
    $3,436 Estimated rent

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    $3,436/mo

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    $160/mo

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    What's special

    This 4-bedroom, 2-story home in the sought-after Francis Howell School District offers comfort, function, and timeless style at every turn. Enjoy the convenience of a 3-car garage and the charm of a fully fenced backyard with garden beds ready for your favorite flowers or vegetables. With southern exposure, the backyard is bathed in natural light, while the expansive composite deck—partially covered—offers ample shade for relaxing or entertaining in comfort. The homeowner reports the soil is rich and fertile, making it ideal for all your planting desires. Inside, you'll find warm, light-filled living spaces that feel both spacious and cozy—perfect for everyday living and memorable gatherings. The finished lower level, complete with a half bath added in 2022, offers flexible space for a home office, rec room, or guest area tailored to your needs. Behind the scenes, major systems have been thoughtfully updated: roof, HVAC, and water heater (2018); garage doors (2020); new siding and basement windows (2023); and zoned HVAC (2024), offering year-round comfort and peace of mind. From the inviting interior to the sun-kissed, shaded backyard, this home is ready to welcome you in and make you feel right at home.

    Zillow last checked: 8 hours ago

    Listing updated: September 26, 2025 at 07:28am

    Listing Provided by:

    Danielle E Corcoran 636-487-9259,

    Fox & Riley Real Estate

    Bought with:

    Corey A Livers, 2023035601

    SCHNEIDER Real Estate

    Source: MARIS,MLS#: 25053489MLS LogoOriginating MLS: St. Charles County Association of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 2
    • 1/2 bathrooms: 2
    • Main level bathrooms: 1
    Primary bedroom
    • Features: Floor Covering: Carpeting
    • Level: Second
    • Area: 234
    • Dimensions: 18x13
    Bedroom
    • Features: Floor Covering: Carpeting
    • Level: Second
    • Area: 196
    • Dimensions: 14x14
    Bedroom
    • Features: Floor Covering: Carpeting
    • Level: Second
    • Area: 156
    • Dimensions: 13x12
    Bedroom
    • Features: Floor Covering: Carpeting
    • Level: Second
    • Area: 99
    • Dimensions: 11x9
    Dining room
    • Features: Floor Covering: Wood Engineered
    • Level: Main
    • Area: 132
    • Dimensions: 12x11
    Family room
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Lower
    • Area: 624
    • Dimensions: 26x24
    Great room
    • Features: Floor Covering: Carpeting
    • Level: Main
    • Area: 336
    • Dimensions: 21x16
    Kitchen
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    • Area: 225
    • Dimensions: 15x15
    Living room
    • Features: Floor Covering: Wood Engineered
    • Level: Main
    • Area: 180
    • Dimensions: 15x12
    Other
    • Features: Floor Covering: Carpeting
    • Level: Lower
    • Area: 234
    • Dimensions: 18x13
    Heating
    • Forced Air, Zoned
    Cooling
    • Central Air, Zoned
    Appliances
    • Included: Stainless Steel Appliance(s), Electric Range, Refrigerator, Gas Water Heater
    • Laundry: Main Level
    Features
    • Bookcases, Breakfast Room, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Speed Internet, Kitchen Island, Pantry, Separate Dining, Tub, Vaulted Ceiling(s), Walk-In Closet(s)
    • Flooring: Carpet, Ceramic Tile, Parquet, Wood
    • Doors: Panel Door(s), Sliding Doors, Storm Door(s)
    • Windows: Bay Window(s), Screens
    • Basement: Partially Finished,Full
    • Number of fireplaces: 1
    • Fireplace features: Great Room, Wood Burning
    Interior area
    • Total structure area: 3,134
    • Total interior livable area: 3,134 sqft
    • Finished area above ground: 2,284
    • Finished area below ground: 850

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Oversized
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Patio & porch: Composite, Covered, Front Porch
    • Exterior features: Garden
    • Fencing: Back Yard,Fenced,Vinyl,Wrought Iron
    Lot
    • Size: 0.27 Acres
    • Features: Corner Lot, Level
    Details
    • Parcel number: 300145754000020.0000000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    • Foundation: Concrete Perimeter
    • Roof: Architectural Shingle
    Condition
    • Year built: 1985

    Utilities & green energy

    • Electric: Ameren
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

    Community & neighborhood

    Security
    • Security features: Smoke Detector(s)
    Location
    • Region: Saint Charles
    • Subdivision: River Bend Estate

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $160 annually
    • Amenities included: None
    • Services included: Common Area Maintenance
    • Association name: River Bend Estate

    Other

    Other facts
    • Listing terms: Cash,Conventional,FHA,VA Loan
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    Estimated market value
    $409,900