Tucked away in a quiet, seldom-traveled enclave along the mid-western shoreline of Useppa Island, this private 2-bedroom, 2-bath attached villa offers a rare sense of seclusion paired with sweeping coastal views. Oriented to the northwest, the residence overlooks the Intracoastal Waterway with panoramic sightlines stretching across Cabbage Key, Cayo Costa, Boca Grande Pass, and Gasparilla Island beyond.
The home features a thoughtfully designed “upside-down” floor plan, with two en-suite bedrooms located on the first level and the main living areas positioned above to fully capture the stunning water views. Upstairs, the kitchen, living room, and screened waterfront balcony create an inviting space for daily living and entertaining, while the lower-level bedrooms provide a quiet retreat at day’s end.
Designed for comfort and peace of mind, the villa is equipped with impact-rated windows and doors, along with electric storm panels protecting the screened balcony. Tasteful updates are found throughout, including recently renovated bathrooms, a new HVAC system, and a new water heater. Timeless wood flooring runs through the bedrooms, where classic finishes are complemented by the warmth and character of a traditional fireplace.
Just beyond the living room, the screened balcony overlooks a protected basin and shared dock. The property includes a one-third ownership interest in the dock, granting use of a boat slip—an exceptional amenity for island living. The dock sits just off the Intracoastal Waterway, with Cabbage Key less than a half-mile to the south. Cayo Costa State Park, renowned for its 7.5 miles of pristine Gulf beaches, is a short boat ride away via either Captiva Pass or Boca Grande Pass, both within four miles.
For many buyers seeking a true Florida island escape, sunset water views and private, deeded dockage rank at the top of the wish list. This residence offers both—providing a rare blend of convenience, beauty, and long-term investment security. Unit #303-A delivers these highly sought-after features in a thoughtfully finished, low-maintenance package.
The island’s private Club and common areas came under new ownership in late 2024 and are currently undergoing a multi-million-dollar renovation. Ownership of property on Useppa Island requires a Resident Membership with the Useppa Island Club & Marina. Buyers are encouraged to complete all due diligence regarding the Club’s policies, fees, and operations.
Active
$985,000
303 Useppa Is #A, Useppa Island, FL 33921
2beds
1,575sqft
Est.:
Duplex, Single Family Residence
Built in 1981
-- sqft lot
$819,700 Zestimate®
$625/sqft
$-- HOA
What's special
Recently renovated bathroomsSunset water viewsSweeping coastal viewsNew water heaterNew hvac systemTraditional fireplaceImpact-rated windows and doors
- 13 days |
- 375 |
- 7 |
Zillow last checked: 8 hours ago
Listing updated: January 08, 2026 at 02:04pm
Listed by:
Jim Fischer 239-349-6108,
Century 21 Sunbelt Realty
Source: Florida Gulf Coast MLS,MLS#: 2025012079
Originating MLS: Florida Gulf Coast
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bathroom, Guest Quarters, Other, Screened Porch
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Self Cleaning Oven, Washer
- Laundry: Inside
Features
- Breakfast Bar, Built-in Features, Bedroom on Main Level, Closet Cabinetry, Dual Sinks, Family/Dining Room, Fireplace, Living/Dining Room, Main Level Primary, Shower Only, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Split Bedrooms, Bathroom, Guest Quarters, Other, Screened Porch
- Flooring: Carpet, Other, Wood
- Windows: Impact Glass
- Has fireplace: Yes
- Furnished: Yes
Interior area
- Total structure area: 1,807
- Total interior livable area: 1,575 sqft
Video & virtual tour
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Deck, Lanai, Open, Patio, Porch, Screened
- Exterior features: Deck, Security/High Impact Doors, Other, Patio, Shutters Electric
- Pool features: Community
- Has view: Yes
- View description: Bay, Landscaped, Mangroves, Water
- Has water view: Yes
- Water view: Bay,Water
- Waterfront features: Bay Access, Mangrove, Navigable Water
Lot
- Size: 5,619.24 Square Feet
- Dimensions: 95 x 78 x 49 x 112
- Features: Oversized Lot
Details
- Additional structures: Guest House Attached
- Parcel number: 0944210100003.003C
- Lease amount: $0
- Zoning description: RM-2
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Two Story,Duplex
- Property subtype: Duplex, Single Family Residence
- Attached to another structure: Yes
Materials
- Vinyl Siding, Wood Frame
- Foundation: Pillar/Post/Pier, Raised
- Roof: Metal
Condition
- Resale
- Year built: 1981
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Not Available, Underground Utilities
Community & HOA
Community
- Features: Boat Facilities
- Subdivision: USEPPA ISLAND
HOA
- Has HOA: No
- Amenities included: Bocce Court, Marina, Fitness Center, Other, Private Membership, Pool, Restaurant, Spa/Hot Tub, See Remarks, Tennis Court(s), Trail(s)
- Services included: Recreation Facilities, Road Maintenance, Street Lights, Trash
- HOA phone: 239-283-1061
- Condo and coop fee: $0
- Membership fee: $473 monthly
Location
- Region: Useppa Island
Financial & listing details
- Price per square foot: $625/sqft
- Tax assessed value: $748,325
- Annual tax amount: $10,251
- Date on market: 1/8/2026
- Listing terms: All Financing Considered,Cash
- Ownership: Single Family
Estimated market value
$819,700
$721,000 - $934,000
$1,428/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/8/2026 | Listed for sale | $985,000+19.4%$625/sqft |
Source: | ||
| 4/13/2022 | Sold | $825,000$524/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $10,252 +15.6% | $612,158 +10% |
| 2023 | $8,867 +19% | $556,507 +17.6% |
| 2022 | $7,454 +19.9% | $473,237 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,160/mo
Principal & interest
$4666
Property taxes
$1149
Home insurance
$345
Climate risks
Neighborhood: Useppa Island
Nearby schools
GreatSchools rating
- 9/10The Sanibel SchoolGrades: PK-8Distance: 16.1 mi
- 3/10Mariner High SchoolGrades: 9-12Distance: 13 mi
- 3/10Ida S. Baker High SchoolGrades: 9-12Distance: 13.4 mi




