4BR, 4BA lake access cottage with assigned boat slip nearby! Incredibly cozy feel and impressive gas fireplace. Classic front porch area and a circular, paved driveway and over-sized detached garage with additional living space. Amazing backyard is perfect for entertaining year-round -- spacious deck, fire pit and hot tub. Home is being sold furnished! NO HOA - dock association only. The Harbor Association community dock has deep water access and is in a no wake zone, just a few hundred yards away.
For sale
Price cut: $29.1K (9/19)
$799,900
302 Oak Way Rd, Swanton, MD 21561
4beds
2,055sqft
Est.:
Single Family Residence
Built in 2004
0.35 Acres Lot
$778,400 Zestimate®
$389/sqft
$-- HOA
What's special
Impressive gas fireplaceAmazing backyardOver-sized detached garageSpacious deckCircular paved drivewayCozy feelHot tub
- 145 days |
- 466 |
- 21 |
Zillow last checked: 11 hours ago
Listing updated: September 23, 2025 at 10:11am
Listed by:
Jay Ferguson 301-501-0420,
Taylor Made Deep Creek Vacations & Sales 301-387-4700
Source: Bright MLS,MLS#: MDGA2010106
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry
Primary bedroom
- Features: Attached Bathroom, Ceiling Fan(s), Flooring - Carpet
- Level: Main
- Area: 180 Square Feet
- Dimensions: 12 x 15
Bedroom 2
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Upper
- Area: 195 Square Feet
- Dimensions: 13 x 15
Bedroom 3
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Upper
- Area: 180 Square Feet
- Dimensions: 12 x 15
Bedroom 4
- Features: Ceiling Fan(s), Flooring - Laminated
- Level: Upper
- Area: 192 Square Feet
- Dimensions: 12 x 16
Dining room
- Features: Ceiling Fan(s), Dining Area, Flooring - HardWood
- Level: Main
- Area: 99 Square Feet
- Dimensions: 9 x 11
Family room
- Features: Ceiling Fan(s), Flooring - Laminate Plank
- Level: Main
- Area: 190 Square Feet
- Dimensions: 10 x 19
Kitchen
- Features: Breakfast Bar, Dining Area, Flooring - HardWood, Eat-in Kitchen, Recessed Lighting
- Level: Main
- Area: 110 Square Feet
- Dimensions: 10 x 11
Laundry
- Level: Main
- Length: 8 Feet
Living room
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Fireplace - Other, Flooring - Carpet
- Level: Main
- Area: 322 Square Feet
- Dimensions: 23 x 14
Heating
- Baseboard, Other, Electric, Propane
Cooling
- Ceiling Fan(s), Window Unit(s), Electric
Appliances
- Included: Electric Water Heater
- Laundry: Laundry Room
Features
- Combination Kitchen/Dining, Entry Level Bedroom
- Flooring: Wood
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 2,055
- Total interior livable area: 2,055 sqft
- Finished area above ground: 2,055
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Driveway, Circular Driveway, Off Street, Detached
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Street, Trees/Woods
- Waterfront features: Lake, Boat - Powered, Boat - Length Limit, Fishing Allowed, Personal Watercraft (PWC), Swimming Allowed, Waterski/Wakeboard, Canoe/Kayak, Limited hours of Personal Watercraft Operation (PWC), Public Access
- Body of water: Deep Creek Lake
Lot
- Size: 0.35 Acres
- Features: Landscaped, Level, Backs to Trees, Rear Yard, Wooded
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218012766
- Zoning: R
- Zoning description: LR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage,Cabin/Lodge
- Property subtype: Single Family Residence
Materials
- Frame, Cedar, Stone, Combination
- Foundation: Slab
- Roof: Shingle
Condition
- Very Good
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Harvey's Peninsula
HOA
- Has HOA: No
- Amenities included: Boat Dock/Slip
- Services included: Pier/Dock Maintenance
- HOA name: HARBOR ASSOCIATION
Location
- Region: Swanton
Financial & listing details
- Price per square foot: $389/sqft
- Tax assessed value: $605,600
- Annual tax amount: $6,261
- Date on market: 7/23/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$778,400
$739,000 - $817,000
$2,638/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/19/2025 | Price change | $799,900-3.5%$389/sqft |
Source:  Bright MLS #MDGA2010106 Report a problem | ||
| 7/23/2025 | Listed for sale | $829,000-1.8%$403/sqft |
Source: Bright MLS #MDGA2010106 Report a problem | ||
| 7/12/2025 | Listing removed | $844,500$411/sqft |
Source:  Long & Foster Broker Feed #MDGA2009262 Report a problem | ||
| 7/4/2025 | Price change | $844,500-1.2%$411/sqft |
Source: Bright MLS #MDGA2009262 Report a problem | ||
| 6/22/2025 | Price change | $854,500-3.4%$416/sqft |
Source: Bright MLS #MDGA2009262 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,158 +14.3% | $605,600 +13% |
| 2024 | $6,261 +14.9% | $536,033 +14.9% |
| 2023 | $5,448 +17.5% | $466,467 +17.5% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,641/mo
Principal & interest
$3808
Property taxes
$553
Home insurance
$280
Climate risks
Neighborhood: 21561
Nearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-5Distance: 8.3 mi
- 5/10Southern Middle SchoolGrades: 6-8Distance: 8.3 mi
- 5/10Southern Garrett High SchoolGrades: 9-12Distance: 9.2 mi
Schools provided by the listing agent
- Middle: Southern Middle
- High: Southern Garrett High
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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