This great home is located on the quiet north end of Lake Hartwell with easy access to Toccoa, Highlands and Clemson. The concrete drive and parking pad offers plenty of room for extended family and guests. Enter the front door to the lakefront family room which is adjacent to the kitchen and dining area. There is a split bedroom plan with three bedrooms and two updated baths all on the main level. The family room opens onto a large screened porch with an adjacent grill deck with open views of the lake. There is a gentle walk to the max-size, two-slip dock located on the main Tugaloo channel. Appliances, kitchenware, televisions, and almost all furniture is included in the sale.
Active
$450,000
290 Cardinal Ln, Toccoa, GA 30577
3beds
1,248sqft
Est.:
Mobile Home, Manufactured Home
Built in 1993
0.36 Acres Lot
$435,300 Zestimate®
$361/sqft
$17/mo HOA
What's special
Lakefront family room
- 96 days |
- 321 |
- 15 |
Zillow last checked: 8 hours ago
Listing updated: September 18, 2025 at 10:06pm
Listed by:
Spot On The Lake 678-469-9917,
Keller Williams Lake Hartwell
Source: GAMLS,MLS#: 10599046
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Laundry
Dining room
- Features: Dining Rm/Living Rm Combo
Kitchen
- Features: Kitchen Island, Pantry
Heating
- Central, Electric, Heat Pump
Cooling
- Ceiling Fan(s), Central Air, Electric, Heat Pump
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Washer
- Laundry: In Kitchen
Features
- Double Vanity, Master On Main Level, Separate Shower, Split Bedroom Plan
- Flooring: Carpet, Tile
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
- Finished area above ground: 1,248
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Parking Pad, RV/Boat Parking
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Corps of Engineers Control, Dock Rights, Floating Dock, Lake, Lake Privileges
- Body of water: Lake Hartwell
- Frontage type: Lakefront,Waterfront
- Frontage length: Waterfront Footage: 114
Lot
- Size: 0.36 Acres
- Features: Other
- Residential vegetation: Grassed, Partially Wooded, Wooded
Details
- Additional structures: Covered Dock, Outbuilding
- Parcel number: 056E 015
- Special conditions: Covenants/Restrictions
Construction
Type & style
- Home type: MobileManufactured
- Architectural style: Traditional
- Property subtype: Mobile Home, Manufactured Home
Materials
- Vinyl Siding
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1993
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Available, High Speed Internet, Water Available
Community & HOA
Community
- Features: Clubhouse, Lake, Pool
- Security: Smoke Detector(s)
- Subdivision: Shorewood Estates and Country Club
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $200 annually
Location
- Region: Toccoa
Financial & listing details
- Price per square foot: $361/sqft
- Tax assessed value: $154,518
- Annual tax amount: $1,798
- Date on market: 9/5/2025
- Cumulative days on market: 83 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
Estimated market value
$435,300
$414,000 - $457,000
$1,518/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/5/2025 | Listed for sale | $450,000+200%$361/sqft |
Source:  GAMLS #10599046 Report a problem | ||
| 7/10/2015 | Sold | $150,000-9.1%$120/sqft |
Source:  WUMLS #20156324 Report a problem | ||
| 6/10/2005 | Sold | $165,000$132/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,799 -5.5% | $61,807 -1.1% |
| 2023 | $1,903 +30.2% | $62,507 +27.3% |
| 2022 | $1,462 -4.8% | $49,097 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,659/mo
Principal & interest
$2173
Property taxes
$311
Other costs
$175
Climate risks
Neighborhood: 30577
Nearby schools
GreatSchools rating
- NABig A Elementary SchoolGrades: PK-KDistance: 7.1 mi
- 4/10Stephens County Middle SchoolGrades: 6-8Distance: 7.5 mi
- 6/10Stephens County High SchoolGrades: 9-12Distance: 7 mi
Schools provided by the listing agent
- Elementary: Big A
- Middle: Stephens County
- High: Stephens County
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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