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  • Price cut: $90K (1/27)
    $1,299,000

    2878 ADAMS Road, St. Augustine, FL 32092

    3beds
    3,094sqft
    : 
    Single Family Residence
    Built in 2020
    0.27 Acres Lot
    $1,254,000 Zestimate®
    $420/sqft
    $-- HOA

    What's special

    Separate living quartersCanal frontBoat rampOpen officeEnsuite bathOven towerYard with firepit
    Wake Up to the River -St. Johns Waterfront Home with Dock & Guest Suite. Stunning waterfront retreat on the St. Johns River. Wake up to sweeping river views from nearly every room with 140 ft of river frontage and 112 ft of canal frontage. Designed for easy, low-maintenance riverfront living with direct water access and flexible space. The main living area is upstairs to maximize views and natural light. The Owners suite features a large dressing room/walk in closet and laundry. The open kitchen offers reclaimed lumber cabinetry and islam from the original homestead, gas cooktop, farmhouse sink and pantry, flowing into the family room and open office. A second ensuite bedroom completes the upper level. The lower level includes a private in-law/guest suite with bedroom, full bath, family room, hobby room, laundry/utility and kitchenette, ideal for extended stays or multi-gen living. Enjoy covered decks, private dock and boat access, a two car garage with climate controlled workshop.
    159 days
    |
    974
    |
    25
    |

    Zillow last checked: 7 hours ago

    Listing updated: February 26, 2026 at 06:34am

    Listed by:

    ELIZABETH CAHILL-MENTON 904-923-0678,

    CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST 904-372-4711

    Source: realMLS,MLS#: 2115668MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Dishwasher, Double Oven, Electric Oven, Electric Range, Electric Water Heater, Gas Cooktop, Microwave
      • Laundry: Lower Level, Upper Level
      Features
      • Breakfast Bar, Ceiling Fan(s), Entrance Foyer, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
      • Flooring: Tile
      Interior area
      • Total structure area: 5,624
      • Total interior livable area: 3,094 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Front Porch, Porch, Rear Porch
      • Exterior features: Dock, Fire Pit
      • Has view: Yes
      • View description: Canal, River, Water
      • Has water view: Yes
      • Water view: Canal,River,Water
      • Waterfront features: Canal Front, River Access, River Front
      Lot
      • Size: 0.27 Acres
      • Features: Dead End Street
      Details
      • Parcel number: 0133800000
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Multi Generational,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Concrete, Fiber Cement
      • Roof: Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Water: Well
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Available, Water Available

      Community & HOA

      Community
      • Subdivision: Bass Haven
      HOA
      • Has HOA: No
      Location
      • Region: Saint Augustine

      Financial & listing details

      • Price per square foot: $420/sqft
      • Tax assessed value: $873,287
      • Annual tax amount: $4,490
      • Date on market: 2/12/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
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        Estimated market value

        $1,254,000

        $1.19M - $1.32M

        $3,294/mo

        Price history

        Price history
        DateEventPrice
        1/27/2026Price change$1,299,000-6.5%$420/sqft
        Source: realMLS #2115668 Report a problem
        10/30/2025Listed for sale$1,389,000$449/sqft
        Source: realMLS #2115668 Report a problem
        10/29/2025Listing removed$1,389,000$449/sqft
        Source: Engel & Volkers #2084352 Report a problem
        4/28/2025Listed for sale$1,389,000-0.7%$449/sqft
        Source: realMLS #2084352 Report a problem
        1/16/2025Listing removed$1,399,000$452/sqft
        Source: Engel & Volkers #2037249 Report a problem
        5/29/2024Price change$1,399,000-3.5%$452/sqft
        Source: realMLS #2020496 Report a problem
        4/17/2024Listed for sale$1,450,000$469/sqft
        Source: realMLS #2020496 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$4,490 +1.9%$357,019 +3%
        2023$4,408 +3.1%$346,620 +3%
        2022$4,276 +0.7%$336,524 +3%
        2021$4,246 $326,722

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $7,896/mo
        Principal & interest
        $6478
        Property taxes
        $1418
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          Climate risks

          Neighborhood: 32092

          Getting around

          0 / 100
          Car-Dependent
          32 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Picolata Crossing
          • Middle: Pacetti Bay
          • High: Tocoi Creek

          Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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