Tucked away on just over an acre of wooded land on Lake Lariat, this charming rambler with a finished walk-out basement offers the perfect blend of privacy and community amenities. The main level features an inviting open floor plan with living room, dining area, and kitchen flowing together—ideal for everyday living and gathering. A sliding glass door leads to a two-level deck with hot tub, all overlooking the peaceful, tree-filled lot. The primary suite includes a private full bath and its own slider out to the deck and hot tub, plus there are two additional bedrooms and a hall bath on this level. The finished lower level is made for fun and relaxation with a spacious rec room, cozy pellet stove, half bath, bar/gaming area, and a sound-proof room perfect for recording, music, or a quiet home office. Multiple exits open onto the covered lower deck that spans the entire length of the home—an entertainer’s dream space. Outside you’ll find plenty of parking with two driveways, a firepit area, and room to spread out and enjoy nature. Located in a Chesapeake Bay waterfront community, residents enjoy access to three sandy beaches—two on the Bay and one on Lake Lariat—along with all the dining, shopping, and entertainment that near by Solomon’s Island has to offer. Convenient commute to Cove Point LNG, Calvert Cliffs, and PAX Naval Air Station. Easy to show, come see it today!
For sale
Price cut: $4.9K (12/11)
$395,000
285 Red Cloud Rd, Lusby, MD 20657
3beds
1,808sqft
Est.:
Single Family Residence
Built in 1989
1.23 Acres Lot
$394,900 Zestimate®
$218/sqft
$48/mo HOA
What's special
Wooded privacyAmple parkingTranquil water viewsNewer roofNewer appliancesPrivate lakeside retreatSpacious primary suite
- 68 days |
- 1,627 |
- 90 |
Zillow last checked: 8 hours ago
Listing updated: December 13, 2025 at 12:26am
Listed by:
Becky King 443-624-3359,
Home Towne Real Estate 8882252736
Source: Bright MLS,MLS#: MDCA2023670
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Other, Bathroom 2, Hobby Room, Primary Bathroom, Half Bath
Primary bedroom
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Primary bathroom
- Level: Main
Bathroom 2
- Level: Main
Dining room
- Level: Main
Family room
- Level: Lower
Half bath
- Level: Lower
Other
- Level: Lower
Kitchen
- Level: Main
Laundry
- Level: Lower
Living room
- Level: Main
Other
- Level: Lower
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Oven/Range - Electric, Refrigerator, Electric Water Heater
- Laundry: Has Laundry, Lower Level, Laundry Room
Features
- Attic, Kitchen - Table Space, Primary Bath(s), Bar, Ceiling Fan(s), Open Floorplan, Entry Level Bedroom, Dining Area, Dry Wall
- Basement: Partial,Full,Heated,Improved,Interior Entry,Exterior Entry,Partially Finished,Rear Entrance,Space For Rooms,Walk-Out Access,Windows,Workshop
- Number of fireplaces: 1
- Fireplace features: Other, Pellet Stove
Interior area
- Total structure area: 2,016
- Total interior livable area: 1,808 sqft
- Finished area above ground: 1,008
- Finished area below ground: 800
Property
Parking
- Total spaces: 6
- Parking features: Private, Off Street, Driveway
- Uncovered spaces: 6
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Lighting
- Pool features: None
- Has view: Yes
- View description: Lake, Trees/Woods
- Has water view: Yes
- Water view: Lake
- Waterfront features: Boat/Launch Ramp - Private, Sandy Beach, Lake, Canoe/Kayak, Fishing Allowed, Swimming Allowed
- Body of water: Lake Lariet
- Frontage length: Water Frontage Ft: 300
Lot
- Size: 1.23 Acres
- Features: Backs to Trees, Stream/Creek, Wooded, Corner Lot, Fishing Available
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 0501097504
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Excellent
- New construction: No
- Year built: 1989
Utilities & green energy
- Sewer: Septic Exists
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Phone Available, Water Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Chesapeake Ranch Estates
HOA
- Has HOA: Yes
- Amenities included: Baseball Field, Basketball Court, Beach Access, Boat Ramp, Clubhouse, Common Grounds, Jogging Path, Lake, Pier/Dock, Security, Tot Lots/Playground, Water/Lake Privileges
- Services included: Pier/Dock Maintenance
- HOA fee: $580 annually
- HOA name: POACRE
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $218/sqft
- Tax assessed value: $249,200
- Annual tax amount: $2,888
- Date on market: 10/17/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,FHA,USDA Loan,VA Loan,Rural Development
- Inclusions: Hot Tub, Lower Level Bar
- Ownership: Fee Simple
Estimated market value
$394,900
$375,000 - $415,000
$2,047/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/11/2025 | Price change | $395,000-1.2%$218/sqft |
Source:  Bright MLS #MDCA2023670 Report a problem | ||
| 11/4/2025 | Price change | $399,900-2.5%$221/sqft |
Source: Bright MLS #MDCA2023670 Report a problem | ||
| 10/24/2025 | Price change | $410,000-2.4%$227/sqft |
Source: Bright MLS #MDCA2023670 Report a problem | ||
| 10/17/2025 | Listed for sale | $420,000+68%$232/sqft |
Source: Bright MLS #MDCA2023670 Report a problem | ||
| 2/14/2007 | Sold | $250,000$138/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,689 +8.5% | $249,200 +8.5% |
| 2024 | $2,478 +13.5% | $229,700 +9.3% |
| 2023 | $2,184 +3.5% | $210,200 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,356/mo
Principal & interest
$1907
Property taxes
$263
Other costs
$186
Climate risks
Neighborhood: 20657
Nearby schools
GreatSchools rating
- 5/10Appeal Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 6/10Mill Creek Middle SchoolGrades: 6-8Distance: 0.9 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 1.1 mi
Schools provided by the listing agent
- High: Patuxent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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