Affordable Housing Opportunity!
This charming home began as a new storage shed and has been beautifully converted into a comfortable and efficient living space. The structure sits on an existing concrete pad and footer that once supported a four-bedroom double-wide home. The double-wide was never occupied and was removed following a divorce, leaving behind a new septic system and a solid foundation ready for reuse. No septic records were found on the local government site.
The home is securely set on blocks and anchored in four locations for stability. The property features a 200-amp electrical system divided into two breaker boxes: one 100-amp box supplying the home and a second outdoor 100-amp box that could easily power a future barn, workshop, or outbuilding.
All electrical work was completed by a licensed electrician, and the plumbing features Schedule 40 PVC and PEX water lines for durability and reliability. The home is heated by a natural gas fireplace, providing cozy warmth throughout the cooler months.
With solid infrastructure, thoughtful upgrades, and room for future expansion, this property offers a smart and affordable housing solution for those seeking comfort, practicality, and long-term value.
For sale
Price cut: $10.1K (12/9)
$99,900
284 Ray Cross Rd, Harriman, TN 37748
1beds
992sqft
Est.:
Single Family Residence
Built in 2020
1.01 Acres Lot
$-- Zestimate®
$101/sqft
$-- HOA
What's special
Solid foundationNatural gas fireplace
- 70 days |
- 630 |
- 50 |
Zillow last checked: 8 hours ago
Listing updated: December 24, 2025 at 02:36pm
Listed by:
Brian Howard,
Realty Executives Associates 865-688-3232
Source: East Tennessee Realtors,MLS#: 1318890
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Zoned, Electric
Cooling
- Window Unit(s)
Appliances
- Included: Microwave, Range, Refrigerator, Washer
Features
- Pantry, Eat-in Kitchen
- Flooring: Laminate, Vinyl
- Windows: Insulated Windows
- Basement: None
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 992
- Total interior livable area: 992 sqft
Property
Parking
- Parking features: Off Street
Features
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 1.01 Acres
- Dimensions: 1.01
- Features: Rolling Slope
Details
- Additional structures: Storage
- Parcel number: 129 021.05
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Wood Siding, Frame
Condition
- Year built: 2020
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Location
- Region: Harriman
Financial & listing details
- Price per square foot: $101/sqft
- Tax assessed value: $46,700
- Date on market: 12/24/2025
- Listing terms: Cash
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/24/2025 | Listed for sale | $99,900$101/sqft |
Source: | ||
| 12/13/2025 | Pending sale | $99,900$101/sqft |
Source: | ||
| 12/9/2025 | Price change | $99,900-9.2%$101/sqft |
Source: | ||
| 10/16/2025 | Listed for sale | $110,000-7.6%$111/sqft |
Source: | ||
| 7/12/2025 | Listing removed | $119,000$120/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2021 | -- | $11,675 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$470/mo
Principal & interest
$387
Property taxes
$48
Home insurance
$35
Climate risks
Neighborhood: 37748
Nearby schools
GreatSchools rating
- 4/10Central Elementary SchoolGrades: PK-5Distance: 4.4 mi
- 4/10Central Middle SchoolGrades: 6-8Distance: 3 mi
- 4/10Central High SchoolGrades: 9-12Distance: 4.9 mi
Schools provided by the listing agent
- Elementary: Central
- Middle: Central
- High: Central
Source: East Tennessee Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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