2808 W 12th St, Panama City, FL 32401

This property is one of the few in beautiful downtown St. Andrews that can be used for either commercial or residential use. Owner-occupied at present. The seller has researched the possibilities of using the building for a multitude of commercial purposes, such as a restaurant, bar or daycare. With a General Commercial Z designation,there is not much you can't do and because it is being used for residential purposes, it is presently designated approved for "non conforming use" as per the P.C. Planning & Zoning Board (872-3025). Owner says "Bring me an offer and he is willing to consider owner-financing. Immaculate modern and what a view from this waterfronthome. Completely renovated down to the bones - complete with new metal roof. huge lot zoned commercial.