EXCELLENT LOCATION!! Darling Lake Monticello ranch-style home situated on over a 1/2 acre lot with beautiful golf course views!! True 1-level living with just 2 steps to enter & a convenient ramp in the garage for easy accessibility. This charming property is filled with features to love, including vaulted ceilings, new skylights, new windows, new roof, built-ins & an open living concept that feels bright & welcoming. Sunroom views overlooking the golf course with natural light & a stunning floor-to-ceiling wood-burning fireplace that serves as a beautiful focal point. Sliding doors lead to the back deck with low-maintenance vinyl decking. Spacious bedrooms & bathrooms. Primary features double vanity, an excellent bathroom layout, cedar closet & a private deck where you can relax & enjoy the scenery & golf course. Easily accessible storage room above the garage offers ample space with steps for convenience. An attached workshop, ideal for hobbies or extra storage. Gutter guards too. Perfectly situated on one of Lake Monticello’s most coveted streets, this home also offers easy access to Monish Gate & Beach 3. This well-designed home blends rustic charm, comfort & location, making it a truly special opportunity in Lake Monticello.
Active
Price cut: $44K (3/10)
$425,000
28 Out Of Bounds Rd, Palmyra, VA 22963
3beds
1,756sqft
Est.:
Single Family Residence
Built in 1988
0.51 Acres Lot
$418,500 Zestimate®
$242/sqft
$122/mo HOA
What's special
- 68 days |
- 812 |
- 28 |
Zillow last checked: 7 hours ago
Listing updated: March 17, 2026 at 11:42am
Listed by:
THE GUNNELS GROUP 434-960-8987,
LONG & FOSTER - LAKE MONTICELLO
Source: CAAR,MLS#: 672354
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Full Bath, Foyer, Kitchen, Laundry, Sunroom
Primary bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Dining room
- Level: First
Foyer
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Sunroom
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Electric Range, Disposal, Dryer, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Double Vanity, Jetted Tub, Primary Downstairs, Skylights, Walk-In Closet(s), Entrance Foyer, Vaulted Ceiling(s)
- Flooring: Carpet, Laminate
- Windows: Skylight(s)
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: One, Wood Burning
Interior area
- Total structure area: 2,524
- Total interior livable area: 1,756 sqft
- Finished area above ground: 1,756
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Attached, Garage Faces Front, Garage
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Porch
- Exterior features: Mature Trees/Landscape
- Pool features: Association
- Has spa: Yes
- Has view: Yes
- View description: Golf Course, Residential
Lot
- Size: 0.51 Acres
- Features: Landscaped, Level, Native Plants, On Golf Course, Private
Details
- Additional structures: Shed(s)
- Parcel number: 18A468
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Cedar, Stick Built
- Foundation: Block, Brick/Mortar
- Roof: Architectural
Condition
- New construction: No
- Year built: 1988
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, None
Community & HOA
Community
- Features: None, Dock, Gated
- Security: Dead Bolt(s), Gated Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Library, Meeting Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
- Services included: Association Management, Boat Ramp, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
- HOA fee: $122 monthly
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $242/sqft
- Tax assessed value: $279,100
- Annual tax amount: $2,505
- Date on market: 1/9/2026
- Cumulative days on market: 64 days
Estimated market value
$418,500
$398,000 - $439,000
$2,261/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/10/2026 | Price change | $425,000-9.4%$242/sqft |
Source:  CAAR #672354 Report a problem | ||
| 1/14/2026 | Listed for sale | $469,000+153.5%$267/sqft |
Source: CAAR #672354 Report a problem | ||
| 6/18/2004 | Sold | $185,000$105/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,356 | $279,100 |
| 2023 | $2,356 | $279,100 +17.4% |
| 2022 | -- | $237,700 |
| 2021 | -- | $237,700 |
| 2020 | -- | $237,700 -0.3% |
| 2018 | $1,748 | $238,400 |
| 2017 | $1,748 | $238,400 +18% |
| 2016 | $1,748 | $202,000 |
| 2015 | $1,748 +10.7% | $202,000 +1.7% |
| 2014 | $1,579 -2.3% | $198,600 |
| 2013 | $1,617 | $198,600 -30% |
| 2012 | -- | $283,600 |
| 2011 | $1,531 | $283,600 |
| 2010 | -- | $283,600 |
| 2009 | -- | $283,600 |
| 2008 | -- | $283,600 |
| 2007 | -- | $283,600 +29.5% |
| 2006 | -- | $219,000 |
| 2005 | -- | $219,000 +32% |
| 2004 | -- | $165,900 |
| 2003 | -- | $165,900 |
| 2002 | -- | $165,900 +18.2% |
| 2001 | $997 | $140,400 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,399/mo
Principal & interest
$2047
Property taxes
$230
HOA Fees
$122
More affordability tools
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6.1 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2.5 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.1 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 22963
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 28 Out Of Bounds Rd
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