Suspended between the Gulf and Draper Lake offering sweeping panoramic views, 28 Bluff Lane stands as a study in coastal elegance with an exemplary waterfront lifestyle.Designed by Domin Bock Architects and set within the gated Draper Lake Coastal Village, this lakefront estate embodies ambient luxury through architectural precision and an effortless connection to its surroundings. With panoramic views that capture both Draper Lake and the Gulf of Mexico, the residence delivers a rare duality: the calm of the lake and the energy of the open sea. The main level unveils 12-foot exposed-beam ceilings, white oak floors, and an open concept anchored by a chef's kitchen appointed with Wolf and Sub-Zero appliances. A discreet wet bar and sculpted millwork elevate the experience, while four sets of French doors blur the threshold between interior and exterior living. Beyond them, an infinity-edge pool appears to flow seamlessly into the lake below.
Upstairs, the primary suite commands cinematic views from a private terrace and features dual closets and a spa-like bath. Two guest bedrooms and a media lounge complete the upper level, while a carriage house suite above the garage provides refined privacy for guests.
Within Draper Lake Coastal Village, residents enjoy access to community pools, scenic trails, and an observation tower, all within a rental-restricted community designed for enduring privacy. Just moments from the best of 30A, 28 Bluff Lane is more than a residence; it is a modern coastal composition where architecture, landscape, and lifestyle align.
For sale
Price cut: $400K (1/25)
$4,495,000
28 Bluff Ln, Santa Rosa Beach, FL 32459
5beds
3,773sqft
Est.:
Single Family Residence
Built in 2016
-- sqft lot
$-- Zestimate®
$1,191/sqft
$407/mo HOA
What's special
- 16 days |
- 1,560 |
- 76 |
Zillow last checked: 8 hours ago
Listing updated: January 25, 2026 at 06:09am
Listed by:
Spears Group 850-710-2114,
Compass
Source: ECAOR,MLS#: 993694
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Primary bedroom
- Features: MBed Balcony, Walk-In Closet(s)
- Level: Second
Primary bathroom
- Features: Double Vanity, MBath Dressing Area
Kitchen
- Level: First
Heating
- Electric
Cooling
- AC - 2 or More, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Self Cleaning Oven, Refrigerator, Gas Range, Washer, Wine Refrigerator, Tankless Water Heater
Features
- Breakfast Bar, Beamed Ceilings, High Ceilings, Kitchen Island, Recessed Lighting, Pantry, Wet Bar, Bedroom, Dining Room, Kitchen, Master Bedroom, Sitting Room
- Flooring: Hardwood, Marble
- Windows: Double Pane Windows, Window Treatments
- Has fireplace: Yes
- Fireplace features: Fireplace, Gas, Outside
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,773
- Total interior livable area: 3,773 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Detached, Garage Door Opener
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Stories: 2
- Patio & porch: Deck Open
- Exterior features: Balcony, Outdoor Shower, BBQ Pit/Grill, Dock
- Has private pool: Yes
- Pool features: Private, Gunite, Heated, In Ground
- Has view: Yes
- View description: Coastal Dune Lakes, Gulf
- Has water view: Yes
- Water view: Coastal Dune Lakes,Gulf
- Waterfront features: Coastal Dune Lakes, Waterfront
- Frontage type: Water
- Frontage length: Water: 98
Lot
- Features: Controlled Access, Bulkhead/Seawall, Coastal Setback, Covenants, Restrictions, Within 1/2 Mile to Water
Details
- Additional structures: Guest House
- Parcel number: 023S20343510000010
- Zoning description: Resid Single Family
- Other equipment: Satellite Dish
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Concrete, Wood Siding, Stone
- Roof: Metal
Condition
- Construction Complete
- Year built: 2016
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Phone Connected
Community & HOA
Community
- Features: Fishing, Gated, Pool
- Security: Security System, Smoke Detector(s)
- Subdivision: Draper Lake Coastal Village
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Recreational Faclty
- HOA fee: $1,220 quarterly
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $1,191/sqft
- Tax assessed value: $3,261,083
- Annual tax amount: $28,915
- Date on market: 1/25/2026
- Cumulative days on market: 93 days
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/25/2026 | Price change | $4,495,000-8.2%$1,191/sqft |
Source:  ECAOR #993694 Report a problem | ||
| 11/10/2025 | Listed for sale | $4,895,000+71.2%$1,297/sqft |
Source: ECAOR #989342 Report a problem | ||
| 9/18/2020 | Sold | $2,860,000-3.1%$758/sqft |
Source: ECAOR #850208 Report a problem | ||
| 7/7/2020 | Listed for sale | $2,950,000+1.7%$782/sqft |
Source: Scenic Sotheby's Intl Realty #850208 Report a problem | ||
| 2/17/2020 | Listing removed | $2,899,900$769/sqft |
Source: Berkshire Hathaway Home Services Beach Properties of Florida #816991 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $28,915 +5.1% | $3,081,079 +10% |
| 2023 | $27,518 +10.8% | $2,800,981 +10% |
| 2022 | $24,831 +10.8% | $2,546,346 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$27,652/mo
Principal & interest
$22188
Property taxes
$3484
Other costs
$1980
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 8.4 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 6.2 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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