Located in the popular Cardiff Seaside development west of the freeway nestled across from the San Elijo Lagoon Preserve. Walking distance to hiking trails bike trails and a five minute ride to the sandy Cardiff State Beach and the Seaside Market Plaza Starbucks restaurants and shopping. This beautiful home has three bedrooms 2 1/2 baths plus a full studio apartment with kitchenette and separate entrance. The studio could be a fourth bedroom or perfect for an office or for rental income. In 2025, new roof, solar panels with two Tesla batteries, and electric car charging station in garage. New dishwasher, and 3 Toto brand toilets. Includes washer and dryer. HOA includes care and replacement of trees and plants in front and side yard, and maintenance of neighborhood pool and hot tub. Not accepting lower offers. No open houses.
For sale by owner
$2,500,000
2738 Mackinnon Ranch Rd, Cardiff, CA 92007
4beds
4baths
2,446sqft
Est.:
SingleFamily
Built in 1999
3,087 Square Feet Lot
$2,246,700 Zestimate®
$1,022/sqft
$375/mo HOA
What's special
New dishwasherThree bedroomsIncludes washer and dryer
What the owner loves about this home
I love the tall ceilings, lots of natural light, low maintenance back yard, solar panels with batteries, and electric car fast charging station. I love the extensive walking and biking nature trails across the street, 15 minute walk to the beach, Encinitas rail trail and many top restaurants nearby. Great location. Very happy staying here, so not interested in lower priced offers.
- 11 hours |
- 389 |
- 7 |
Listed by:
Property Owner (760) 498-4749
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
Heating
- Forced air, Gas
Cooling
- Central, Solar
Appliances
- Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
Features
- Flooring: Tile, Carpet, Hardwood
Interior area
- Total interior livable area: 2,446 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
Features
- Exterior features: Stucco
- Has view: Yes
- View description: Park
Lot
- Size: 3,087 Square Feet
Details
- Parcel number: 2612914600
Construction
Type & style
- Home type: SingleFamily
Materials
- Roof: Other
Condition
- New construction: No
- Year built: 1999
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $375 monthly
Location
- Region: Cardiff
Financial & listing details
- Price per square foot: $1,022/sqft
- Tax assessed value: $1,700,673
- Annual tax amount: $19,338
- Date on market: 2/11/2026
Estimated market value
$2,246,700
$2.13M - $2.36M
$7,505/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/11/2026 | Listed for sale | $2,500,000+9.2%$1,022/sqft |
Source: Owner Report a problem | ||
| 11/10/2025 | Listing removed | $2,290,000$936/sqft |
Source:  SDMLS #250040812 Report a problem | ||
| 11/3/2025 | Price change | $2,290,000-4.1%$936/sqft |
Source: SDMLS #250040812 Report a problem | ||
| 10/15/2025 | Price change | $2,389,000-4.2%$977/sqft |
Source: SDMLS #250040812 Report a problem | ||
| 10/4/2025 | Listed for sale | $2,495,000+13.4%$1,020/sqft |
Source: SDMLS #250040812 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $19,338 +21.7% | $1,700,673 +27.4% |
| 2024 | $15,893 +2.4% | $1,334,669 +2% |
| 2023 | $15,522 +1.7% | $1,308,500 +2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$15,981/mo
Principal & interest
$12294
Property taxes
$2437
Other costs
$1250
Climate risks
Neighborhood: Cardiff
Nearby schools
GreatSchools rating
- NACardiff Elementary SchoolGrades: K-2Distance: 1.1 mi
- 7/10Oak Crest Middle SchoolGrades: 7-8Distance: 2.1 mi
- 9/10La Costa Canyon High SchoolGrades: 9-12Distance: 4.8 mi
Schools provided by the listing agent
- District: Cardiff
Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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