Lease-to-Own Opportunity in North Phoenix! Utilities included Welcome to a beautifully updated, fully furnished 3-bedroom, 2-bath home sitting on a sprawling 1-acre private horse property in the sought-after North Mountain neighborhood. This home was completely rebuilt just a few years ago new electrical, plumbing, and modern finishes throughout. The spacious kitchen features unique granite countertops, custom cabinetry, and newer appliances, opening to a large dining area and inviting living room. The split master suite is a showstopper with dual closets, a custom bathroom, and a cozy fireplace for cool desert evenings. Outdoor amenities abound with fitness and recreational equipment including a private batting cage, basketball court, and walking track. The property also boasts 3 horse stalls, a tack room, a large storage shed, artificial turf, RV and equipment parking, and a 6-foot privacy wall surrounding the entire property. Perfect for landscapers, contractors, or active families looking for space and flexibility without the stress of a traditional mortgage. Lease-to-Own Terms: $30k Down (Flexible) (Non-Refundable) $3000/month for 24 Months $2000 Security Deposit Purchase Price: $599,000 Owner Financing Available. All credit considered with strong employment or business history. Close to schools, hiking trails, shopping, and SR-51 freeway access. Traditional Bank Route: Minimum 620 credit score (you don't qualify) 20% down = $130,000 cash needed Closing costs = $15,000+ Mortgage approval stress = MONTHS TOTAL: $145,000 + anxiety + rejection HOW THIS WORKS (SIMPLE 3-STEP PROCESS): STEP 1: Contact me (text/call preferred for fast response) Quick phone conversation about your situation credit pull, schedule tour.... STEP 2: Property tour + paperwork See the property in person (you'll fall in love) Review lease-option agreement (bring your attorney if you want) Sign agreement + deliver option fee STEP 3: MOVE IN & START BUILDING EQUITY Keys in hand within 30 days Start living your life Build equity with every payment Option Fee is NON-REFUNDABLE (this is standard and protects both of us) Rent credits ONLY apply if you complete the purchase (incentive to close) You're responsible for maintenance (you're preparing to own this) Property insurance required (protecting your future asset) All agreements reviewed by YOUR attorney (I encourage this) This is a REAL path to homeownership, not a gimmick. As the owner, I have been a licensed HUD Housing Counselor since 2004. This is a legitimate lease-option agreement used by investors nationwide. I encourage you to have an attorney review everything. Transparency is my policy. WHO GETS THIS PROPERTY? NOT first-come, first-served. I'm looking for the RIGHT buyer who: Has stable, verifiable income (W2, 1099, business income) Can demonstrate ability to pay $3,000/month Has $30,000 liquid cash for option fee Will treat this property like the asset it is Is serious about homeownership (not just renting) Preference given to: Veterans (I'm a Gulf War Era vet myself) First responders Self-employed entrepreneurs Families with equestrian interests Athletic families (with those facilities!) TIMING MATTERS: This property won't last. Cash buyers with credit challenges are EVERYWHERE in this market, and unique properties like this are RARE. I'll be reviewing applications on a rolling basis and will select the right buyer within 7-10 days. A PERSONAL NOTE FROM COACH: I've helped 370+ families become homeowners and facilitated over $20 million in mortgages. I believe in second chances because I've lived one. If you've been rejected by banks, told your dreams have to wait, or made to feel like your past mistakes define your future I'm telling you they don't. You have cash. You have income. You have the WILL to own a home. That's enough for me. Let's make this happen Now! Coach Russ HUD-Certified Housing Counselor | Veteran Uplift USA | 370+ Families Helped Into Homeownership EQUAL HOUSING OPPORTUNITY All qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, familial status, or disability. THIS a Lease-to-Own Pathway to Homeownership! $35,000 option fee (gets you in NOW) $3,00/month (utilities included, building equity immediately) Move in within 30 days Time to improve credit OR bring cash to close TOTAL: Peace of mind + homeownership path
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