Experience upscale Coastal living in this elevated home...where meticulous construction meets comfortable luxury. Designed to embrace the Florida lifestyle inside and out, this wonderful property offers so much to enjoy. From a Breezy, light and bright interior to a tropical oasis backyard, it was Custom designed and built in 2016 with impeccable attention to detail and fortified for strength. This private stilt home offers both casually luxurious living and peace of mind. It proudly sits 17 feet above sea level on a private .32 acre lot and was constructed to rigorous FEMA standards. Crafted for resilience and eco-conscious living, the home features Hurricane-rated impact windows and doors, 55 solar panels that keep electric bills to an astonishing $30 per month, 140-gallon propane tank powering on-demand hot water, a grill, and generator connections, and all of the under home lumber is desirable "saltwater splash" dock grade, and pilings, headers, footers are concrete. Inside you will discover a space that wows with high quality and uniquely designed finishes.. custom shiplap walls, barn door accents, soaring vaulted ceilings with dimmable LED lighting and fans, and plantation shutters throughout. The floorplan is fun and functional and just right for everyday living or entertaining. Enjoy generous bedrooms, laundry utility room, and walk in pantry. Sliders from Living Room and primary bedroom open to an amazing screened in patio overlooking the backyard. 1000lb exterior elevator lift, 240 sqft of under home storage and under house/carport parking for up to 8 vehicles! And the Backyard...will truly take your breath away! It is private oasis that would make Jimmy Buffett proud! Showcasing a 2020 heated and cooled sparkling saltwater pool complete with spillover spa a shaded grotto seating, two locally designed and hand crafted tiki huts, and over 1,500 square feet of pavered patio space, and just under 2000 square feet of covered patio space for shady lounging and outdoor living, a whole house mosquito misting system and a retro fabulous custom outdoor surfboard and cypress lined shower. Your guests will never want to leave! Ozona is a unique community with coastal charm, 5 marinas, restaurants that are loved, and a waterfront with the most beautiful sunsets! Ride your bike or drive your golf cart all around town! This area is in unincorporated Pinellas -- possible short term rental and available fully furnished! Come make 262 Banana Road your Coastal Paradise! View matterport and virtual tour at https://my.matterport.com/show/?m=t4Nu3C1amJL&mls=1
Pending
$1,195,000
262 Banana Rd, Palm Harbor, FL 34683
3beds
1,890sqft
Est.:
Single Family Residence
Built in 2016
0.32 Acres Lot
$891,600 Zestimate®
$632/sqft
$-- HOA
What's special
Elevated homeGenerous bedroomsTropical oasis backyardCustom shiplap wallsPrivate stilt homeSpillover spaSoaring vaulted ceilings
- 437 days |
- 57 |
- 2 |
Zillow last checked: 8 hours ago
Listing updated: June 09, 2025 at 06:10pm
Listing Provided by:
Cindy Hendriks 727-365-4591,
COASTAL PROPERTIES GROUP INTERNATIONAL 727-493-1555
Source: Stellar MLS,MLS#: TB8305895
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Great Room, Utility Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 288 Square Feet
- Dimensions: 18x16
Kitchen
- Level: First
- Area: 154 Square Feet
- Dimensions: 11x14
Living room
- Level: First
- Area: 285 Square Feet
- Dimensions: 19x15
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Tankless Water Heater, Washer, Wine Refrigerator
- Laundry: Inside, Laundry Room
Features
- Accessibility Features, Eating Space In Kitchen, Elevator, High Ceilings, Open Floorplan, Pest Guard System, Solid Surface Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Tile
- Doors: Outdoor Shower, Sliding Doors
- Has fireplace: Yes
- Fireplace features: Living Room
Interior area
- Total structure area: 5,156
- Total interior livable area: 1,890 sqft
Video & virtual tour
Property
Parking
- Total spaces: 8
- Parking features: Bath In Garage, Boat, Covered, Driveway, Golf Cart Parking, Guest, Off Street, Oversized, Parking Pad, RV Access/Parking, Tandem, Workshop in Garage
- Attached garage spaces: 8
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Bedroom, Accessible Hallway(s), Accessible Kitchen, Accessible Central Living Area, Central Living Area, Exterior Wheelchair Lift
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Enclosed, Front Porch, Other, Patio, Screened
- Exterior features: Irrigation System, Lighting, Outdoor Shower, Storage
- Has private pool: Yes
- Pool features: Gunite, Heated, Lighting, Salt Water, Solar Heat
- Has spa: Yes
- Spa features: Heated, In Ground
- Fencing: Vinyl
- Has view: Yes
- View description: Garden, Pool
Lot
- Size: 0.32 Acres
- Features: In County
Details
- Parcel number: 112815298980060026
- Zoning: R-4
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal,Elevated,Key West
- Property subtype: Single Family Residence
Materials
- Block, Wood Frame
- Foundation: Block, Pillar/Post/Pier
- Roof: Shingle
Condition
- New construction: No
- Year built: 2016
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Sewer Connected, Solar, Sprinkler Meter, Water Connected
Community & HOA
Community
- Subdivision: FUTRELLS SUB
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $632/sqft
- Tax assessed value: $856,947
- Annual tax amount: $7,431
- Date on market: 11/15/2024
- Cumulative days on market: 193 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Gravel
Estimated market value
$891,600
$829,000 - $963,000
$3,865/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/25/2025 | Pending sale | $1,195,000$632/sqft |
Source: | ||
| 3/6/2025 | Price change | $1,195,000-2%$632/sqft |
Source: | ||
| 3/4/2025 | Price change | $1,219,501+0%$645/sqft |
Source: | ||
| 2/13/2025 | Price change | $1,219,500-5.8%$645/sqft |
Source: | ||
| 1/31/2025 | Price change | $1,295,000-2.3%$685/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,542 +1.5% | $452,797 +3% |
| 2023 | $7,431 +2.7% | $439,609 +3% |
| 2022 | $7,237 -1.3% | $426,805 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$8,228/mo
Principal & interest
$6008
Property taxes
$1802
Home insurance
$418
Climate risks
Neighborhood: 34683
Nearby schools
GreatSchools rating
- 9/10Ozona Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 5/10Palm Harbor Middle SchoolGrades: 6-8Distance: 1.5 mi
- 7/10Palm Harbor University High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Ozona Elementary-PN
- Middle: Palm Harbor Middle-PN
- High: Palm Harbor Univ High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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