Sold for $470,000
$470,000
253 Indian Banks Rd, Farnham, VA 22460
3beds
1,676sqft
Single Family Residence
Built in 1977
1.49 Acres Lot
$486,300 Zestimate®
$280/sqft
$1,768 Estimated rent
Home value
$486,300
Estimated sales range
Not available
$1,768/mo
Zestimate® history
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Owner options
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What's special
Charming waterfront cottage on Morattico Creek just off the Rappahannock River located in Farnham on the border of Richmond and Lancaster Counties. This three-bedroom, one bathroom cottage is ideal for full or part-time families. Completely renovated in 2014 featuring spacious Creek Room with fireplace overlooking wide water views with sliding door access to patio and waterfront. Decorative barn door entry to lovely kitchen featuring new cabinetry, granite counter tops, glass tile backsplash & stainless-steel appliances. Plus, a waterfront dining area for entertaining family and friends. Located on 1.49 ample acres on protected Morattico Creek with close proximity to nearby Marina with fuel. Morattico & Lancaster Creeks surround the Simonson Peninsula, where the Public Boat launch is located just minutes from your dock with boat lift. HVAC 2019, Painted 2023, Rinnai Tankless Water Heater located in laundry closet, and Broadband Internet. Venture waterside to Dock with L-Head, 10,000lb Boat Lift & Mooring Slip and 4’+/- MLW. Great for all boating enthusiasts! Anglers will enjoy some of the best fishing on the Rappahannock River & Chesapeake Bay, Plus Oysters and Blue Crabs for some of the best seafood in Virginia. Quick motorboat ride to the Rappahannock River & approximately 45 minutes to the Chesapeake Bay. Over 1.4 acres provides spacious lawn areas for vegetable or wildflower gardening, outdoor games and activities. Take in the sights of the resident waterfowl of Bald Eagles, Ospreys and Blue Herons. This home is turn-key for enjoying right away! Only 20-25 minutes to Warsaw & Tappahannock with Shops, Dining, Healthcare & Golf. Plus, close proximity to Kilmarnock for shopping, restaurants and Main St charm. No neighborhood HOA so ideal for potential Short Term Rental options or for you and your family to enjoy for years to come! Ideal Water Views so Come, Relax and Make Cherished Family Memories!
Zillow last checked: 8 hours ago
Listing updated: September 23, 2025 at 04:29pm
Listed by:
Travis Powell info@SRMFRE.com,
Shaheen Ruth Martin & Fonville Real Estate
Bought with:
Chrissy Wengloski, 0225248171
EXP Realty LLC
Source: Chesapeake Bay & Rivers AOR,MLS#: 2405867Originating MLS: Chesapeake Bay Area MLS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Electric, Heat Pump, Other
Cooling
- Electric, Heat Pump
Appliances
- Included: Dryer, Dishwasher, Gas Cooking, Ice Maker, Microwave, Propane Water Heater, Refrigerator, Stove, Tankless Water Heater, Washer
Features
- Bedroom on Main Level, Ceiling Fan(s), Dining Area, Eat-in Kitchen, Fireplace, Granite Counters, High Speed Internet, Main Level Primary, Pantry, Recessed Lighting, Wired for Data, Window Treatments
- Flooring: Ceramic Tile, Laminate
- Doors: Sliding Doors
- Windows: Screens, Thermal Windows, Window Treatments
- Basement: Crawl Space
- Attic: Access Only
- Number of fireplaces: 1
- Fireplace features: Electric
Interior area
- Total interior livable area: 1,676 sqft
- Finished area above ground: 1,676
Property
Parking
- Parking features: No Garage, Oversized
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Patio, Stoop
- Exterior features: Boat Lift, Dock, Storage, Shed
- Pool features: None
- Fencing: None
- Waterfront features: Creek, Dock Access, Mooring, Walk to Water, Bulkhead, Boat Ramp/Lift Access, Waterfront
- Body of water: Morattico Creek
- Frontage length: 140.0000,140.0000
Lot
- Size: 1.49 Acres
- Features: Waterfront, Level
- Topography: Level
Details
- Additional structures: Shed(s)
- Parcel number: 43(2)C1
- Zoning description: R-1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Drywall, HardiPlank Type
- Roof: Asphalt,Composition,Shingle
Condition
- Resale
- New construction: No
- Year built: 1977
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Community
- Community features: Bulkhead
Location
- Region: Farnham
- Subdivision: None
Other
Other facts
- Ownership: Individuals
- Ownership type: Sole Proprietor
Price history
| Date | Event | Price |
|---|---|---|
| 6/28/2024 | Sold | $470,000-5.8%$280/sqft |
Source: Chesapeake Bay & Rivers AOR #2405867 Report a problem | ||
| 6/21/2024 | Pending sale | $499,000$298/sqft |
Source: Northern Neck AOR #115894 Report a problem | ||
| 5/19/2024 | Contingent | $499,000$298/sqft |
Source: Northern Neck AOR #115894 Report a problem | ||
| 5/19/2024 | Pending sale | $499,000$298/sqft |
Source: | ||
| 4/11/2024 | Price change | $499,000-4.6%$298/sqft |
Source: Northern Neck AOR #115894 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,142 +9.7% | $357,037 +28% |
| 2023 | $1,952 | $278,909 |
| 2022 | $1,952 | $278,909 |
Find assessor info on the county website
Neighborhood: 22460
Nearby schools
GreatSchools rating
- 5/10Richmond County Elementary SchoolGrades: PK-7Distance: 11 mi
- 7/10Rappahannock High SchoolGrades: 8-12Distance: 11.1 mi
Schools provided by the listing agent
- Elementary: Richmond County
- Middle: Richmond County
- High: Rappahannock
Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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