Exceptional Walkout Ranch in Lakes at Centerra - A Patio Home Dream! Welcome to this stunning 3-bedroom, 3-bathroom ranch home with a 3-car heated garage in the highly desirable Lakes at Centerra community! Designed for seamless indoor-outdoor living, this property is packed with incredible outdoor spaces, including a front courtyard with a gas fireplace for cozy evenings, a back deck featuring a fire pit, and a walkout lower patio complete with a hot tub.With HOA-maintained yard and snow removal, this home offers the ease of patio home living while delivering the space and functionality of a single-family residence.Inside, the open floorplan is centered around a massive kitchen island, perfect for gathering and entertaining. The living area features a warm and inviting fireplace, and a sunroom provides the perfect spot to start and end your day. Brand-new carpet throughout adds a fresh, stylish touch to the home!The primary suite is generously sized, boasting a new soaking tub, a large shower, and a walk-in closet for ultimate comfort. A separate butler's pantry off the kitchen, complete with a bar, enhances both convenience and style.The spacious 3-car garage offers ample storage and even room for a workshop or extra recreational gear.Downstairs, the unfinished basement is ready to be customized to suit your needs, with two rough-ins for bathrooms, space for an additional guest suite, and abundant natural light from the walkout.Beyond the home itself, the Lakes at Centerra community shines with miles of trails, two lakes, a clubhouse, and more. Enjoy easy access to I-25 for commuting to Denver, plus the convenience of being minutes from downtown Loveland and a short 20-minute drive to Old Town Fort Collins.Don't miss out on this rare opportunity to own a walkout ranch in one of Northern Colorado's most sought-after neighborhoods!
Accepting backups
Price cut: $20K (6/20)
$895,000
2503 Chaplin Creek Dr, Loveland, CO 80538
3beds
4,629sqft
Est.:
Residential-Detached, Residential
Built in 2015
0.27 Acres Lot
$882,600 Zestimate®
$193/sqft
$190/mo HOA
What's special
Two lakesMassive kitchen islandOpen floorplanWarm and inviting fireplaceMiles of trailsBrand-new carpet
- 48 days
- on Zillow |
- 937 |
- 56 |
Zillow last checked: 7 hours ago
Listing updated: July 22, 2025 at 02:58pm
Listed by:
Jason Filler 303-443-6161,
LIV Sotheby's Intl Realty,
Koa Schumann 970-310-9045,
LIV Sotheby's Intl Realty
Source: IRES,MLS#: 1036131

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Area: 255
- Dimensions: 17 x 15
Bedroom 2
- Area: 144
- Dimensions: 12 x 12
Bedroom 3
- Area: 121
- Dimensions: 11 x 11
Dining room
- Area: 132
- Dimensions: 12 x 11
Kitchen
- Area: 190
- Dimensions: 19 x 10
Living room
- Area: 418
- Dimensions: 22 x 19
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Gas Range/Oven, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave, Disposal
- Laundry: Main Level
Features
- High Speed Internet, Eat-in Kitchen, Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Pantry, Walk-In Closet(s), Wet Bar, Kitchen Island, High Ceilings, Sunroom, Open Floor Plan, Walk-in Closet, 9ft+ Ceilings
- Flooring: Tile
- Windows: Sunroom
- Basement: Full,Unfinished
- Has fireplace: Yes
- Fireplace features: 2+ Fireplaces, Living Room
Interior area
- Total structure area: 4,629
- Total interior livable area: 4,629 sqft
- Finished area above ground: 2,428
- Finished area below ground: 2,201
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Heated Garage, Oversized
- Attached garage spaces: 3
- Details: Garage Type: Attached
Features
- Stories: 1
- Patio & porch: Patio, Deck
- Exterior features: Lighting, Balcony, Hot Tub Included
- Spa features: Heated
- Fencing: Partial
Lot
- Size: 0.27 Acres
- Features: Curbs, Gutters, Sidewalks, Lawn Sprinkler System, Corner Lot
Details
- Parcel number: R1655741
- Zoning: RES
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Patio Home,Ranch
- Property subtype: Residential-Detached, Residential
Materials
- Wood/Frame, Stone
- Roof: Composition
Condition
- Not New, Previously Owned
- New construction: No
- Year built: 2015
Utilities & green energy
- Electric: Electric
- Gas: Natural Gas
- Sewer: City Sewer
- Water: City Water, City of Loveland
- Utilities for property: Natural Gas Available, Electricity Available, Cable Available
Community & HOA
Community
- Features: Clubhouse, Pool, Playground, Park, Hiking/Biking Trails
- Subdivision: Millennium Nw 4th Sub
HOA
- Has HOA: Yes
- Services included: Common Amenities, Snow Removal, Maintenance Grounds
- HOA fee: $375 quarterly
- Second HOA fee: $195 quarterly
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $193/sqft
- Tax assessed value: $879,100
- Annual tax amount: $9,395
- Date on market: 6/6/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Seller's Personal Property And Staging Items
- Electric utility on property: Yes
- Road surface type: Paved
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