2502 W 20th St, Panama City, FL 32405

Welcome to this charming 3-bedroom, 2-bath home in the heart of central Panama City, just minutes from St. Andrews and conveniently located off Beck Avenue. Priced under $250,000, this turnkey property is a rare find in today's market. Recent updates bring peace of mind, including new windows, updated plumbing, a newer HVAC system, and a roof replaced in 2019. Inside, you'll love the inviting layout with a versatile bonus/flex room, perfect for a home office, homeschool space, or additional family room. Out back, enjoy a spacious, fenced backyard with a covered porch and workshop/shed, offering plenty of space for hobbies, storage, or projects. Best of all, this home is located in a neighborhood with no HOA, giving you the freedom to add an outbuilding or pole barn, or to park your RV or boat with ease. Whether you're looking for a primary residence or an investment opportunity, this home is truly move-in ready. Don't miss your chance, come tour today!