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Pending
  • $375,000

    245 Ridge Top Ln, Atoka, TN 38004

    3beds
    1,781sqft
    : 
    Single Family Residence
    Built in 2019
    0.31 Acres Lot
    $373,800 Zestimate®
    $211/sqft
    $19/mo HOA

    What's special

    Newer roofDesigner touchesMostly hardwood flooringLuxury carpet in bedroomsHigh-end finishesPremium fixturesTankless water heater
    Modern Luxury & Expansion Potential in Atoka! Prepare to fall in love with this meticulously maintained home, built in 2019, that shows and feels brand new. Located in highly desirable Atoka, TN, this 3-bedroom, 2-bathroom residence offers the perfect blend of modern design and functional living. Key Features Include: High-End Finishes: Step inside to discover a level of quality rarely found, with premium fixtures, mostly hardwood flooring, luxury carpet in bedrooms and designer touches. Flex Space Opportunity: The second floor features a large, unfinished flex space that is primed and ready to be finished out as a generous 4th bedroom, home office, or custom entertainment area—giving you instant equity potential! Like-New: Built in 2019, you'll benefit from a newer roof, HVAC, and tankless water heater, offering worry-free living for years to come. Don't miss the chance to make this pristine property your own! This home is sure to go fast. Showings start Dec 6th.
    44 days
    |
    50
    |
    5
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: December 10, 2025 at 11:06am

    Listed by:

    Jodi Gibbs,

    Keller Williams 901-221-5100

    Source: MAAR,MLS#: 10210547MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Internal Expansion Area, Attic
    Primary bedroom
    • Features: Walk-In Closet(s), Vaulted/Coffered Ceiling, Carpet
    • Area: 204
    • Dimensions: 17 x 12
    Bedroom 2
    • Features: Shared Bath, Smooth Ceiling, Carpet
    • Level: First
    • Area: 132
    • Dimensions: 12 x 11
    Bedroom 3
    • Features: Carpet
    • Area: 144
    • Dimensions: 12 x 12
    Primary bathroom
    • Features: Smooth Ceiling, Tile Floor, Full Bath
    Dining room
    • Features: Separate Dining Room
    • Area: 192
    • Dimensions: 16 x 12
    Kitchen
    • Features: Updated/Renovated Kitchen, Pantry, Kitchen Island
    Living room
    • Features: Great Room
    • Dimensions: 0 x 0
    Den
    • Area: 285
    • Dimensions: 19 x 15
    Heating
    • Central, Natural Gas
    Cooling
    • Central Air, Ceiling Fan(s)
    Appliances
    • Included: Self Cleaning Oven, Double Oven, Cooktop, Gas Cooktop, Disposal, Dishwasher, Microwave, Refrigerator
    • Laundry: Laundry Room
    Features
    • All Bedrooms Down, Primary Down, Luxury Primary Bath, Full Bath Down, Smooth Ceiling, Vaulted/Coff/Tray Ceiling, Cable Wired, Dining Room, Kitchen, Primary Bedroom, 2nd Bedroom, 3rd Bedroom, 2 or More Baths, Laundry Room, Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
    • Flooring: Part Hardwood, Part Carpet, Tile
    • Windows: Storm Window(s), Window Treatments
    • Attic: Permanent Stairs,Walk-In
    • Number of fireplaces: 1
    • Fireplace features: Gas Starter, Gas Log
    Interior area
    • Total interior livable area: 1,781 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage Faces Front
    • Has garage: Yes
    • Covered spaces: 2
    Features
    • Stories: 1
    • Patio & porch: Covered Patio
    • Pool features: None
    • Fencing: Wood
    Lot
    • Size: 0.31 Acres
    • Dimensions: 13504 sf
    • Features: Some Trees, Level, Landscaped
    Details
    • Parcel number: 128L 128 B10100

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Soft Contemporary
    • Property subtype: Single Family Residence
    Materials
    • Brick Veneer, Vinyl Siding
    • Foundation: Slab
    • Roof: Composition Shingles
    Condition
    • New construction: No
    • Year built: 2019

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Features: Lake
    • Security: Security System, Burglar Alarm, Fire Alarm, Monitored Alarm System, Smoke Detector(s), Dead Bolt Lock(s)
    • Subdivision: Sterling Ridge Phase Iv
    HOA
    • Has HOA: Yes
    • HOA fee: $225 annually
    Location
    • Region: Atoka

    Financial & listing details

    • Price per square foot: $211/sqft
    • Tax assessed value: $347,900
    • Annual tax amount: $2,063
    • Price range: $375K - $375K
    • Date on market: 12/6/2025
    • Cumulative days on market: 19 days
    • Listing terms: Conventional,FHA,VA Loan
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    Estimated market value

    $373,800

    $355,000 - $392,000

    $2,163/mo

    Price history

    Price history
    DateEventPrice
    12/10/2025Pending sale$375,000$211/sqft
    Source: MAAR #10210547 Report a problem
    12/6/2025Listed for sale$375,000+48.2%$211/sqft
    Source: MAAR #10210547 Report a problem
    6/26/2019Sold$253,090$142/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$2,063 +5.1%$86,975
    2023$1,962 +4.5%$86,975 +42.2%
    2022$1,877 +1.7%$61,150

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,110/mo
    Principal & interest
    $1794
    Property taxes
    $166
    Other costs
    $150

      Climate risks

      Neighborhood: 38004

      Nearby schools

      GreatSchools rating

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