Welcome to Whitewater Ridge, a private gated mountaintop community perched at elevations above 3,800 feet, this 15 +/- acre retreat offers cool summer temperatures and sweeping views of endless mountain peaks. Surrounded by the Nantahala National Forest, residents enjoy direct access to hiking trails that wind through the community and connect to the Whitewater River, where sparkling waterfalls and trout-filled waters create the perfect escape. This meticulously maintained property offers the ideal blend of seclusion, adventure, and natural beauty. The home is a spacious 4-bedroom residence with a bonus room, family room, and lofted office, complete with four full bathrooms and one half bath thoughtfully spread across three levels. On the main level, the open kitchen and dining area flow seamlessly to a screened side porch with built-in grill, while the primary suite provides a private retreat with its own ensuite bath. A mudroom with coffee bar connects to the oversized two-car garage, ensuring both convenience and function. Upstairs, an open loft is currently set as an office, while two guest bedrooms each feature private baths and a versatile bonus room makes the perfect playroom or media space. On the lower level, a cozy family room with fireplace is ideal for movie or game nights, complemented by an additional guest bedroom, full bath, and even a second laundry closet designed for a stackable washer and dryer. From nearly every room in the house, you’ll experience breathtaking long-range mountain views. Practical details such as 2025 new exterior paint, a whole-home filtration system, smart HVAC, an encapsulated crawlspace, and a whole-home generator provide added comfort and peace of mind. Thoughtfully designed and beautifully situated, this home at Whitewater Ridge is more than just a residence—it’s a true mountain sanctuary.
For sale
$2,895,000
240 Whitewater Ridge Road, Sapphire, NC 28774
4beds
--sqft
Est.:
Single Family Residence
Built in 2020
15 Acres Lot
$2,691,500 Zestimate®
$--/sqft
$242/mo HOA
What's special
Bonus roomLofted officeVersatile bonus roomFamily roomOversized two-car garageMudroom with coffee bar
- 39 days |
- 1,483 |
- 22 |
Zillow last checked: 7 hours ago
Listing updated: March 03, 2026 at 08:54am
Listed by:
Sarah Strawn,
Keller Williams Great Smokies,
Nicole Ernst,
Keller Williams Great Smokies
Source: HCMLS,MLS#: 1002719Originating MLS: Highlands Cashiers Board of Realtors
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: Main
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Lower
Primary bathroom
- Level: Main
Bathroom 2
- Level: Main
Bathroom 3
- Level: Upper
Bathroom 4
- Level: Upper
Bathroom 5
- Level: Lower
Bonus room
- Level: Upper
Dining room
- Level: Main
Family room
- Level: Lower
Kitchen
- Level: Main
Laundry
- Level: Main
Heating
- Heat Pump, Multi-Fuel, Zoned
Cooling
- Central Air, Electric, Zoned
Appliances
- Included: Dryer, Dishwasher, Gas Range, Microwave, Refrigerator, Washer, Water Purifier
- Laundry: Washer Hookup, Dryer Hookup, Inside, Main Level, Lower Level, Laundry Room, Laundry Tub, Multiple Locations, Sink
Features
- Chandelier, High Ceilings, Kitchen Island, Pantry, Recessed Lighting, Storage, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Basement: Finished,Walk-Out Access
- Number of fireplaces: 4
- Fireplace features: Family Room, Gas Log, Gas Starter, Living Room, Masonry, Primary Bedroom, Outside
- Furnished: Yes
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Circular Driveway, Direct Access, Garage Faces Front, Garage, Two Car Garage, Garage Door Opener
- Garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Rear Porch, Deck, Front Porch, Porch, Screened, Side Porch
- Exterior features: Fire Pit, Private Yard
- Has view: Yes
- View description: Long Range, Mountain(s), Panoramic, Trees/Woods
- Waterfront features: None
Lot
- Size: 15 Acres
- Features: Back Yard, Front Yard, Native Plants, Private, Many Trees, Secluded, Rolling Slope
- Topography: Rolling,Sloping
Details
- Parcel number: 7590535014000
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Roof: Shingle
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Electric: Generator
- Sewer: Septic Tank
- Water: Community/Coop
- Utilities for property: Electricity Connected, Propane, Other, See Remarks, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Near National Forest, Trails/Paths, Gated
- Security: Closed Circuit Camera(s), Gated Community
- Subdivision: Whitewater Ridge
HOA
- Has HOA: Yes
- HOA fee: $2,900 annually
- HOA name: Whitewater Ridge
Location
- Region: Sapphire
Financial & listing details
- Tax assessed value: $1,130,860
- Annual tax amount: $10,863
- Date on market: 3/3/2026
- Cumulative days on market: 222 days
- Road surface type: Gravel, Paved
Estimated market value
$2,691,500
$2.56M - $2.83M
$5,232/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/3/2026 | Listed for sale | $2,895,000 |
Source: HCMLS #1002719 Report a problem | ||
| 3/3/2026 | Listing removed | $2,895,000 |
Source: HCMLS #1001672 Report a problem | ||
| 8/31/2025 | Listed for sale | $2,895,000+27.3% |
Source: HCMLS #1001672 Report a problem | ||
| 3/5/2024 | Sold | $2,274,500+1.1% |
Source: HCMLS #103634 Report a problem | ||
| 2/14/2024 | Pending sale | $2,250,000 |
Source: HCMLS #103634 Report a problem | ||
| 2/7/2024 | Contingent | $2,250,000 |
Source: HCMLS #103634 Report a problem | ||
| 1/31/2024 | Listed for sale | $2,250,000+1566.7% |
Source: HCMLS #103634 Report a problem | ||
| 4/24/2019 | Sold | $135,000 |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,444 | $1,130,860 |
| 2023 | $7,444 | $1,130,860 |
| 2022 | $7,444 +155.5% | $1,130,860 +153.6% |
| 2021 | $2,913 +183.6% | $445,960 +202.1% |
| 2020 | $1,027 -42.9% | $147,600 -8.2% |
| 2019 | $1,799 +22.2% | $160,800 -38.2% |
| 2018 | $1,472 +1.2% | $260,380 |
| 2017 | $1,455 | $260,380 |
| 2016 | $1,455 +29.4% | $260,380 -1.9% |
| 2015 | $1,125 | $265,550 |
| 2014 | $1,125 | $265,550 |
| 2013 | -- | $265,550 |
| 2012 | -- | $265,550 |
| 2011 | -- | $265,550 |
| 2010 | -- | $265,550 |
Find assessor info on the county website
Monthly payment
Est. payment
$15,511/mo
Principal & interest
$14159
Property taxes
$1110
HOA Fees
$242
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Climate risks
Neighborhood: 28774
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 3/10T C Henderson ElementaryGrades: PK-5Distance: 9.1 mi
- 8/10Rosman MiddleGrades: 6-8Distance: 12.9 mi
- 7/10Rosman HighGrades: 9-12Distance: 12.9 mi
Local experts in 28774
- North Carolina
- Transylvania County
- Sapphire
- 28774
- 240 Whitewater Ridge Road
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