Charming all-brick home located in the heart of downtown Waterloo! Built in 1928, this 2 bedroom, 1 bathroom home is full of character and timeless appeal. The main level features a welcoming living room highlighted by a stunning fireplace, two comfortable bedrooms, and a full bath. The kitchen offers great functionality with appliances included. Unique custom stained glass windows add charm you won’t find in today’s builds.
The partially finished basement provides additional living space with a second living room, flex room perfect for an office or guest area, a full bathroom, and laundry/storage space. Outside, enjoy the home’s excellent curb appeal along with a detached 2-car garage. Conveniently located near downtown shops, dining, and amenities, this home offers the perfect blend of charm, space, and location.
Active
Listing Provided by: Keller Williams Pinnacle
$265,000
240 N Main St, Waterloo, IL 62298
2beds
2,088sqft
Est.:
Single Family Residence
Built in 1928
6,703.88 Square Feet Lot
$256,800 Zestimate®
$127/sqft
$-- HOA
What's special
All-brick homeStunning fireplaceTwo comfortable bedroomsExcellent curb appealAppliances includedKitchen offers great functionality
- 3 days |
- 1,024 |
- 38 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: March 20, 2026 at 01:27pm
Listing Provided by:
Brooke Mitchell 618-977-9873,
Keller Williams Pinnacle
Source: MARIS,MLS#: 26016344
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Heating
- Electric
Cooling
- Central Air
Appliances
- Laundry: In Basement
Features
- Basement: Partially Finished,Storage Space
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas Log
Interior area
- Total structure area: 2,088
- Total interior livable area: 2,088 sqft
- Finished area above ground: 1,188
- Finished area below ground: 900
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: One and One Half
Lot
- Size: 6,703.88 Square Feet
- Dimensions: .15
- Features: Back Yard, Few Trees
Details
- Parcel number: 0724450012000
- Special conditions: Listing As Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Brick
Condition
- Year built: 1928
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Rogers Heirs Div
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $127/sqft
- Tax assessed value: $194,910
- Annual tax amount: $3,706
- Date on market: 3/20/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan
- Electric utility on property: Yes
Estimated market value
$256,800
$244,000 - $270,000
$1,469/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/20/2026 | Listed for sale | $265,000+47.3%$127/sqft |
Source:  MARIS #26016344 Report a problem | ||
| 8/14/2019 | Sold | $179,900$86/sqft |
Source: MARIS #19053202 Report a problem | ||
| 7/17/2019 | Pending sale | $179,900$86/sqft |
Source: CENTURY 21 Advantage Real Estate, Inc. #19053202 Report a problem | ||
| 7/15/2019 | Listed for sale | $179,900+26.7%$86/sqft |
Source: Century 21 Advantage #19053202 Report a problem | ||
| 5/16/2016 | Sold | $142,000-5.3%$68/sqft |
Source: Public Record Report a problem | ||
| 3/31/2016 | Pending sale | $149,900$72/sqft |
Source: Owner Report a problem | ||
| 2/6/2016 | Listed for sale | $149,900$72/sqft |
Source: Owner Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,706 +7.6% | $64,970 +6.9% |
| 2023 | $3,446 -0.6% | $60,800 +0.6% |
| 2022 | $3,468 | $60,420 +11.6% |
| 2021 | -- | $54,150 +5.3% |
| 2020 | -- | $51,410 +2.7% |
| 2019 | -- | $50,050 +6.7% |
| 2018 | $2,439 | $46,900 -1.8% |
| 2017 | $2,439 | $47,765 +4.9% |
| 2016 | $2,439 +31.7% | $45,520 +17.6% |
| 2015 | $1,852 -0.7% | $38,710 -3.8% |
| 2014 | $1,866 | $40,220 -5.3% |
| 2012 | $1,866 | $42,470 -1.1% |
| 2011 | -- | $42,930 -2.9% |
| 2010 | -- | $44,200 -5.7% |
| 2009 | -- | $46,850 +5% |
| 2008 | -- | $44,630 +5.2% |
| 2007 | -- | $42,430 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,694/mo
Principal & interest
$1319
Property taxes
$375
More affordability tools
Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- NAW J Zahnow Elementary SchoolGrades: PK-1Distance: 0.3 mi
- 9/10Waterloo Junior High SchoolGrades: 6-8Distance: 0.2 mi
- 8/10Waterloo High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 62298
- Illinois
- Monroe County
- Waterloo
- 62298
- 240 N Main St
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Waterloo Topics
