Exquisite custom rambler on Stone Lake, with a luxurious saltwater in-ground pool and exceptional craftsmanship throughout. Upon entering, you are greeted with an elegant main level with soaring ceilings, gorgeous maple hardwood flooring, and expansive windows with breathtaking lake views. The main level living room boasts a gas fireplace with stone surround and custom built-ins with accent lighting. The kitchen offers custom cabinetry, a walk-through pantry, oversized center island, granite counters, lighted top cabinets, stainless appliances, and a tile backsplash! The main level primary suite creates a sense retreat with a private bath featuring a walk-in shower, jacuzzi tub, heated flooring, built-ins and a spacious walk-in closet. Additional highlights on the main level include a craft/laundry room with cabinetry and a designated gift wrapping station built into the coat closet, a ½ bath, a full bath and another spacious bedroom. You will love the versatile bonus room which can be used as a home theatre, exercise room, craft room, playroom, or flex space. The walkout lower level features 9-foot ceilings, a cozy gas fireplace surrounded by built-ins, a designed game area, 2 more spacious bedrooms and a stylish wet bar with custom cabinetry, a refrigerator, dishwasher, tile backsplash and wine storage. Step outside to your private 2.5 acre oasis, where you can unwind on the deck or take a dip in the lighted saltwater pool while taking in breathtaking lake views. The pool is surrounded by a spacious concrete patio, with a pool house for extra storage, a charming paver patio - perfect for a designated fire pit area. The fully fenced backyard offers mature trees for added privacy! The maintenance free exterior features steel and vinyl siding and a new roof (siding and roof new in 2024)! Every detail has been carefully considered, including the oversized extra-deep garage with in-floor heating and radiant heating in the detached garage. The property also features a concrete driveway, tasteful landscaping, and a basketball hoop. Situated on a quiet cul-de-sac with minimal traffic, this exceptional property is conveniently located between Elk River and Zimmerman, just 10 minutes from shopping and dining. You can even have ATV’s on the roadways! Designed with high-end finishes and thoughtful details, this well-maintained home has it all.
Active
$1,149,000
23812 98th St NW, Elk River, MN 55330
4beds
6,215sqft
Est.:
Single Family Residence
Built in 2004
2.55 Acres Lot
$1,129,400 Zestimate®
$185/sqft
$33/mo HOA
What's special
Fully fenced backyardLighted saltwater poolOversized center islandHeated flooringBasketball hoopCharming paver patioSoaring ceilings
- 23 days
- on Zillow |
- 1,027 |
- 54 |
Zillow last checked: 7 hours ago
Listing updated: April 15, 2025 at 10:03am
Listed by:
Christopher Fritch 763-746-3997,
eXp Realty,
Elizabeth Kuker 763-337-1191
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6692214

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Study, Bonus Room
Bedroom 1
- Level: Main
- Area: 224 Square Feet
- Dimensions: 16x14
Bedroom 2
- Level: Main
- Area: 192 Square Feet
- Dimensions: 16x12
Bedroom 3
- Level: Lower
- Area: 192 Square Feet
- Dimensions: 16x12
Bedroom 4
- Level: Lower
- Area: 204 Square Feet
- Dimensions: 17x12
Bonus room
- Level: Upper
- Area: 918 Square Feet
- Dimensions: 54x17
Dining room
- Level: Main
- Area: 170 Square Feet
- Dimensions: 17x10
Family room
- Level: Lower
- Area: 880 Square Feet
- Dimensions: 40x22
Kitchen
- Level: Main
- Area: 208 Square Feet
- Dimensions: 16x13
Living room
- Level: Main
- Area: 323 Square Feet
- Dimensions: 19x17
Study
- Level: Main
- Area: 180 Square Feet
- Dimensions: 15x12
Heating
- Forced Air, Radiant Floor, Radiant
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Wall Oven, Washer, Water Softener Owned
Features
- Central Vacuum
- Basement: Daylight,Finished,Concrete,Storage Space,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Family Room, Gas, Living Room
Interior area
- Total structure area: 6,215
- Total interior livable area: 6,215 sqft
- Finished area above ground: 3,610
- Finished area below ground: 2,325
Video & virtual tour
Property
Parking
- Total spaces: 7
- Parking features: Attached, Detached, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
- Attached garage spaces: 7
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking, Covered, Deck, Front Porch, Patio
- Has private pool: Yes
- Pool features: In Ground, Outdoor Pool
- Fencing: Full
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Waterfront Elevation(10-15), Waterfront Num(71002900), Lake Bottom(Gravel), Lake Acres(44)
- Body of water: Stone
Lot
- Size: 2.55 Acres
- Features: Accessible Shoreline, Irregular Lot, Many Trees
Details
- Additional structures: Other
- Foundation area: 2605
- Parcel number: 305180115
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick/Stone, Metal Siding, Concrete
- Roof: Age 8 Years or Less,Asphalt
Condition
- Age of Property: 21
- New construction: No
- Year built: 2004
Utilities & green energy
- Electric: 200+ Amp Service
- Gas: Natural Gas
- Sewer: Private Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Pine Stone Estates Second Add
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $400 annually
- HOA name: Pinestone Estates Homeowners Association
- HOA phone: 763-218-7989
Location
- Region: Elk River
Financial & listing details
- Price per square foot: $185/sqft
- Tax assessed value: $875,600
- Annual tax amount: $10,236
- Date on market: 4/3/2025
- Road surface type: Paved
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