238 N James Ave, Panama City, FL 32401

**SELLER WILL FINANCE WITH $20,000 DOWN, 30 YEAR AMORTIZATION, 6% INTEREST RATE, AND A 12 YEAR BALLOON*** With interest rates hovering at 20 year highs, an affordable home is becoming harder to find...until now. This 3 bedroom, 2 bathroom open concept new construction home home has been built to very high standards. Upgrades include but are not limited to: Quartz and cultured marble countertops throughout, stainless steel appliances, deep basin kitchen sink, kitchen island, LVP flooring, Rinnai tankless water heater, and sooo much more. The dining room is next to the kitchen and opens up to a spacious living room. The large laundry room has access to both the side and VERY spacious backyard. Seller will consider owner financing. Rarely do homes go on the market of this caliber at this price, so move fast before this beauty gets away!! All information is approximate and should be verified by buyers if important.