Ultimate Lakefront Retreat – 23234 Swift Island Rd, Albemarle, NC
Get ready to fall in love with lake life! This stunning A-frame waterfront home is the perfect blend of charm, comfort, and adventure—tucked away on a peaceful, tree-lined lot with breathtaking views of the water.
From the moment you walk in, you’re greeted by soaring ceilings and a dramatic wall of windows that flood the home with natural light and bring the outdoors in. The open-concept living, dining, and kitchen area is ideal for entertaining or simply relaxing after a day on the lake. Step right out onto the spacious deck and soak in the views—this is where memories are made!
The kitchen shines with granite countertops, stainless steel appliances, and plenty of space to cook and gather.
Flexible & Inviting Living Spaces
This home offers 2 bedrooms with a unique and flexible layout:
* A loft-style primary suite with its own private bathroom—your own peaceful retreat overlooking the main living area
* A lower-level room currently used as a bedroom, complete with a coffee station—perfect for guests.
* Additional living space downstairs provides a great bonus area for movie nights, game days, or extra sleeping space
Outdoor Living & Lake Lifestyle
The outdoor spaces truly steal the show:
* Expansive upper and lower decks for entertaining
* Covered porch for shaded relaxation
* Private dock with covered boat slip
* Brand new decking on the top level of the dock—perfect for sunbathing or hosting friends
Whether you're boating, fishing, kayaking, or just unwinding by the water, this property delivers the full lakefront experience.
Location Perks – Fun Around Albemarle & Lake Tillery
Living here means you’re not just buying a home—you’re stepping into a lifestyle:
* Lake Tillery – boating, fishing, paddle boarding, and endless water fun right outside your door
* Uwharrie National Forest – hiking, camping, off-roading, and scenic trails just a short drive away
* Old North State Club (nearby) – premier golf with stunning lake views
* Downtown Albemarle – local dining, shops, and small-town charm
* Known for great fishing—largemouth bass, crappie, and more
Whether you’re looking for a full-time residence, weekend getaway, or income-producing vacation rental, this lakefront gem checks all the boxes.
Active
$725,000
23243 Swift Island Rd, Albemarle, NC 28001
2beds
1,842sqft
Est.:
Single Family Residence
Built in 2008
0.4 Acres Lot
$700,000 Zestimate®
$394/sqft
$-- HOA
What's special
Soaring ceilingsNatural lightSpacious deckAdditional living space downstairsA-frame waterfront homeGranite countertopsCoffee station
- 5 days |
- 1,005 |
- 29 |
Zillow last checked:
Listing updated:
Listing Provided by:
Adam Noe thenoeteam@gmail.com,
eXp Realty of Triangle NC, LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4366361
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Primary bedroom
- Level: Upper
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Main
Bathroom full
- Level: Lower
Dining area
- Level: Main
Family room
- Level: Lower
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Ductless, Heat Pump
Cooling
- Ductless, Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Microwave, Refrigerator
- Laundry: In Basement
Features
- Basement: Finished
Interior area
- Total structure area: 1,258
- Total interior livable area: 1,842 sqft
- Finished area above ground: 1,258
- Finished area below ground: 584
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Detached Garage, Garage on Main Level
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Entry location: Main
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Lift, Covered structure
- Body of water: Lake Tillery
Lot
- Size: 0.4 Acres
Details
- Parcel number: 657602683381
- Zoning: R-20
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subtype: Single Family Residence
Materials
- Brick Partial, Vinyl
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Septic Installed
- Water: County Water
Community & HOA
Community
- Subdivision: None
Location
- Region: Albemarle
Financial & listing details
- Price per square foot: $394/sqft
- Tax assessed value: $532,358
- Annual tax amount: $3,247
- Date on market: 4/13/2026
- Cumulative days on market: 4 days
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$700,000
$665,000 - $735,000
$2,070/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/14/2026 | Listed for sale | $725,000+13.3%$394/sqft |
Source: | ||
| 3/1/2022 | Sold | $640,000+3.2%$347/sqft |
Source: | ||
| 2/6/2022 | Contingent | $619,900$337/sqft |
Source: | ||
| 2/5/2022 | Listed for sale | $619,900+55%$337/sqft |
Source: | ||
| 8/7/2020 | Sold | $400,000-4.7%$217/sqft |
Source: | ||
| 7/6/2020 | Pending sale | $419,900$228/sqft |
Source: Deeter Real Estate #3632733 Report a problem | ||
| 6/19/2020 | Listed for sale | $419,900-12.3%$228/sqft |
Source: Deeter Real Estate #3632733 Report a problem | ||
| 5/21/2014 | Listing removed | $1,200$1/sqft |
Source: Deeter Real Estate #3005567 Report a problem | ||
| 5/13/2014 | Listed for rent | $1,200$1/sqft |
Source: Deeter Real Estate #3005567 Report a problem | ||
| 11/15/2010 | Listing removed | $479,000$260/sqft |
Source: New South Realty, Inc. #62430 Report a problem | ||
| 5/22/2010 | Listed for sale | $479,000+1496.7%$260/sqft |
Source: New South Realty, Inc. #62430 Report a problem | ||
| 12/13/2006 | Sold | $30,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,247 +41.7% | $532,358 +64.9% |
| 2024 | $2,292 | $322,884 |
| 2023 | $2,292 +9.7% | $322,884 +15% |
| 2022 | $2,091 +0.1% | $280,778 |
| 2021 | $2,089 +3.5% | $280,778 +12.2% |
| 2020 | $2,017 +4.7% | $250,304 |
| 2019 | $1,927 | $250,304 |
| 2018 | $1,927 | $250,304 |
| 2017 | $1,927 +0.3% | $250,304 +5.3% |
| 2016 | $1,921 | $237,659 |
| 2015 | $1,921 +0.1% | $237,659 |
| 2014 | $1,919 | $237,659 |
| 2013 | -- | $237,659 -3.5% |
| 2012 | -- | $246,196 |
| 2011 | -- | $246,196 |
| 2010 | -- | $246,196 +0.3% |
| 2009 | -- | $245,579 |
Find assessor info on the county website
Monthly payment
Est. payment
$3,782/mo
Principal & interest
$3468
Property taxes
$314
More affordability tools
Climate risks
Neighborhood: 28001
Nearby schools
GreatSchools rating
- 6/10Norwood Elementary SchoolGrades: K-5Distance: 6.2 mi
- 6/10South Stanly Middle SchoolGrades: 6-8Distance: 6.4 mi
- 5/10South Stanly High SchoolGrades: 9-12Distance: 6.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- North Carolina
- Stanly County
- Albemarle
- 28001
- 23243 Swift Island Rd






