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  • $725,000

    23243 Swift Island Rd, Albemarle, NC 28001

    2beds
    1,842sqft
    : 
    Single Family Residence
    Built in 2008
    0.4 Acres Lot
    $700,000 Zestimate®
    $394/sqft
    $-- HOA

    What's special

    Soaring ceilingsNatural lightSpacious deckAdditional living space downstairsA-frame waterfront homeGranite countertopsCoffee station
    Ultimate Lakefront Retreat – 23234 Swift Island Rd, Albemarle, NC Get ready to fall in love with lake life! This stunning A-frame waterfront home is the perfect blend of charm, comfort, and adventure—tucked away on a peaceful, tree-lined lot with breathtaking views of the water. From the moment you walk in, you’re greeted by soaring ceilings and a dramatic wall of windows that flood the home with natural light and bring the outdoors in. The open-concept living, dining, and kitchen area is ideal for entertaining or simply relaxing after a day on the lake. Step right out onto the spacious deck and soak in the views—this is where memories are made! The kitchen shines with granite countertops, stainless steel appliances, and plenty of space to cook and gather. Flexible & Inviting Living Spaces This home offers 2 bedrooms with a unique and flexible layout: * A loft-style primary suite with its own private bathroom—your own peaceful retreat overlooking the main living area * A lower-level room currently used as a bedroom, complete with a coffee station—perfect for guests. * Additional living space downstairs provides a great bonus area for movie nights, game days, or extra sleeping space Outdoor Living & Lake Lifestyle The outdoor spaces truly steal the show: * Expansive upper and lower decks for entertaining * Covered porch for shaded relaxation * Private dock with covered boat slip * Brand new decking on the top level of the dock—perfect for sunbathing or hosting friends Whether you're boating, fishing, kayaking, or just unwinding by the water, this property delivers the full lakefront experience. Location Perks – Fun Around Albemarle & Lake Tillery Living here means you’re not just buying a home—you’re stepping into a lifestyle: * Lake Tillery – boating, fishing, paddle boarding, and endless water fun right outside your door * Uwharrie National Forest – hiking, camping, off-roading, and scenic trails just a short drive away * Old North State Club (nearby) – premier golf with stunning lake views * Downtown Albemarle – local dining, shops, and small-town charm * Known for great fishing—largemouth bass, crappie, and more Whether you’re looking for a full-time residence, weekend getaway, or income-producing vacation rental, this lakefront gem checks all the boxes.
    5 days
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    1,015
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    29
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    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Adam Noe thenoeteam@gmail.com,

    eXp Realty of Triangle NC, LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4366361MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Lower
      Dining area
      • Level: Main
      Family room
      • Level: Lower
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Ductless, Heat Pump
      Cooling
      • Ductless, Heat Pump
      Appliances
      • Included: Dishwasher, Electric Range, Microwave, Refrigerator
      • Laundry: In Basement
      Features
      • Basement: Finished
      Interior area
      • Total structure area: 1,258
      • Total interior livable area: 1,842 sqft
      • Finished area above ground: 1,258
      • Finished area below ground: 584

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Detached Garage, Garage on Main Level
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Entry location: Main
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Boat Lift, Covered structure
      • Body of water: Lake Tillery
      Lot
      • Size: 0.4 Acres
      Details
      • Parcel number: 657602683381
      • Zoning: R-20
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: A-Frame
      • Property subtype: Single Family Residence
      Materials
      • Brick Partial, Vinyl
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: County Water

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Albemarle

      Financial & listing details

      • Price per square foot: $394/sqft
      • Tax assessed value: $532,358
      • Annual tax amount: $3,247
      • Date on market: 4/13/2026
      • Cumulative days on market: 4 days
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Concrete, Paved
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        Estimated market value

        $700,000

        $665,000 - $735,000

        $2,070/mo

        Price history

        DateEventPrice
        4/14/2026Listed for sale$725,000+13.3%$394/sqft
        Source: Canopy MLS as distributed by MLS GRID #4366361 Report a problem
        3/1/2022Sold$640,000+3.2%$347/sqft
        Source: Canopy MLS as distributed by MLS GRID #3824863 Report a problem
        2/6/2022Contingent$619,900$337/sqft
        Source: Canopy MLS as distributed by MLS GRID #3824863 Report a problem
        2/5/2022Listed for sale$619,900+55%$337/sqft
        Source: Canopy MLS as distributed by MLS GRID #3824863 Report a problem
        8/7/2020Sold$400,000-4.7%$217/sqft
        Source: Canopy MLS as distributed by MLS GRID #3632733 Report a problem
        7/6/2020Pending sale$419,900$228/sqft
        Source: Deeter Real Estate #3632733 Report a problem
        6/19/2020Listed for sale$419,900-12.3%$228/sqft
        Source: Deeter Real Estate #3632733 Report a problem
        5/21/2014Listing removed$1,200$1/sqft
        Source: Deeter Real Estate #3005567 Report a problem
        5/13/2014Listed for rent$1,200$1/sqft
        Source: Deeter Real Estate #3005567 Report a problem
        11/15/2010Listing removed$479,000$260/sqft
        Source: New South Realty, Inc. #62430 Report a problem
        5/22/2010Listed for sale$479,000+1496.7%$260/sqft
        Source: New South Realty, Inc. #62430 Report a problem
        12/13/2006Sold$30,000$16/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,247 +41.7%$532,358 +64.9%
        2024$2,292 $322,884
        2023$2,292 +9.7%$322,884 +15%
        2022$2,091 +0.1%$280,778
        2021$2,089 +3.5%$280,778 +12.2%
        2020$2,017 +4.7%$250,304
        2019$1,927 $250,304
        2018$1,927 $250,304
        2017$1,927 +0.3%$250,304 +5.3%
        2016$1,921 $237,659
        2015$1,921 +0.1%$237,659
        2014$1,919 $237,659
        2013-- $237,659 -3.5%
        2012-- $246,196
        2011-- $246,196
        2010-- $246,196 +0.3%
        2009-- $245,579

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $3,782/mo
        Principal & interest
        $3468
        Property taxes
        $314
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          Climate risks

          Neighborhood: 28001

          Getting around

          0 / 100
          Car-Dependent
          21 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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