This is the house for people who love togetherness and personal space. Welcome to a rare Palm Harbor home that’s designed for real life, not just a floor plan diagram. With 4 bedrooms, 3 bathrooms, including a true second primary suite, this property is ideal for multi-generational living, long-term guests, larger families, work from home, or anyone who wants flexibility without sacrificing comfort. The standout feature is the rear second primary suite — also perfect as a mother-in-law suite. It includes its own private entrance at the rear of the property providing direct access to the fenced backyard, a walk-in closet, and a bathroom with a walk-in shower. The bedroom itself features cabinetry with a sink, making it ideal for added independence and convenience. The adjoining family room can be closed off with sliding glass doors to create a fully separate living area, or left open to function as part of a large, connected home. That family room also includes two additional closets (currently being used as a bar), giving you storage most homes simply don’t offer. Right off the living room is a screened porch leading to the backyard and patio. Throughout the main living areas, the seller recently installed luxury vinyl flooring in the living room, foyer, hallway, and bedrooms, creating a clean, modern look that’s durable and easy to maintain. Big-ticket items are already done: roof and HVAC were replaced in January 2025 plus the water heater was replaced in November 2024, so you can move in without worrying about those major expenses. Stainless steel Bosch appliances have been added within the last 5 years and the Seller has an undermount microwave, still in the box. The location seals the deal. You’re zoned for Palm Harbor University High School and just minutes from Downtown Palm Harbor, the Pinellas Trail, and a short drive to Honeymoon Island, Downtown Dunedin, and Downtown Tarpon Springs. Whether you’re into beaches, trails, local shops, or great food — it’s all close by. No HOA. Flood Zone X. A fenced yard. A layout that adapts to your life instead of forcing your life to adapt to the house. This isn’t a cookie-cutter property. It’s flexible, functional, and thoughtfully set up for the way people actually live today. If you’ve been waiting for a home that finally makes sense — this one deserves a closer look.
For sale
$450,000
2320 Citrus Hill Rd, Palm Harbor, FL 34683
4beds
2,030sqft
Est.:
Single Family Residence
Built in 1979
6,299 Square Feet Lot
$-- Zestimate®
$222/sqft
$-- HOA
What's special
Fenced yardStainless steel bosch appliancesTrue second primary suiteWalk-in closet
- 1 day |
- 2,137 |
- 90 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: February 09, 2026 at 10:40am
Listing Provided by:
Toni Benton 813-786-5467,
KELLER WILLIAMS REALTY- PALM H 727-772-0772
Source: Stellar MLS,MLS#: TB8473299
Originating MLS: Suncoast Tampa

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Family Room, Great Room
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Other, Walk-In Closet(s)
- Level: First
- Area: 210 Square Feet
- Dimensions: 15x14
Other
- Features: Ceiling Fan(s), En Suite Bathroom, Dual Closets
- Level: First
- Area: 168 Square Feet
- Dimensions: 14x12
Bedroom 3
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 130 Square Feet
- Dimensions: 13x10
Bedroom 4
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 130 Square Feet
- Dimensions: 13x10
Primary bathroom
- Features: Shower No Tub, Single Vanity
- Level: First
Primary bathroom
- Features: Shower No Tub, Single Vanity
- Level: First
Bathroom 3
- Features: Single Vanity, Tub With Shower
- Level: First
Balcony porch lanai
- Features: Ceiling Fan(s)
- Level: First
- Area: 105 Square Feet
- Dimensions: 15x7
Dining room
- Level: First
- Area: 126 Square Feet
- Dimensions: 14x9
Family room
- Features: Ceiling Fan(s), Dual Closets
- Level: First
- Area: 255 Square Feet
- Dimensions: 15x17
Foyer
- Features: Built-in Closet
- Level: First
- Area: 70 Square Feet
- Dimensions: 7x10
Kitchen
- Features: Breakfast Bar
- Level: First
- Area: 152 Square Feet
- Dimensions: 8x19
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 210 Square Feet
- Dimensions: 14x15
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
Features
- Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), In-Law Floorplan
- Flooring: Luxury Vinyl, Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,667
- Total interior livable area: 2,030 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Ground Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 22x24
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Lighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sidewalk
- Fencing: Vinyl
Lot
- Size: 6,299 Square Feet
- Dimensions: 60 x 105
- Features: Near Golf Course, Near Public Transit, Sidewalk, Unincorporated
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 312716060220000630
- Zoning: R-3
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Brick, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1979
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: BEACON GROVES UNIT II
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $222/sqft
- Tax assessed value: $356,073
- Annual tax amount: $3,918
- Date on market: 2/8/2026
- Cumulative days on market: 2 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Paved, Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/8/2026 | Listed for sale | $450,000+68.2%$222/sqft |
Source: | ||
| 5/31/2018 | Sold | $267,500$132/sqft |
Source: Stellar MLS #T2934558 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,918 +1.7% | $254,134 +3% |
| 2023 | $3,854 +3.1% | $246,732 +3% |
| 2022 | $3,739 -1% | $239,546 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,977/mo
Principal & interest
$2140
Property taxes
$679
Home insurance
$158
Climate risks
Neighborhood: 34683
Nearby schools
GreatSchools rating
- 10/10Sutherland Elementary SchoolGrades: PK-5Distance: 0.6 mi
- 5/10Palm Harbor Middle SchoolGrades: 6-8Distance: 1.7 mi
- 7/10Palm Harbor University High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- Elementary: Sutherland Elementary-PN
- Middle: Palm Harbor Middle-PN
- High: Palm Harbor Univ High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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