Mariner's Dream - Your Waterfront Paradise Awaits! Welcome to this elevated, stilted two-story home offering 1,560 SqFt of living space and a versatile 4th bedroom that doubles as a den. Situated on a deep, wide, and pristine canal in the desirable Cutthroat Harbor Estates of Cudjoe Key, this home provides the perfect canvas for renovation. With new windows and siding (Completed 2023), much of the heavy lifting has already been completed. Step outside your door to immediate access to the water, whether you're fishing, swimming, or simply soaking in the serene canal views. The 3' control depth provides crystal-clear water ideal for swimming, and there's plenty of space to add your own dock, with or without a boat lift. This home is perfect for those who appreciate the beauty of coastal living and are ready to invest a little elbow grease into transforming it into a dream waterfront retreat. NUTS & BOLTS: Large bonus space enclosure under the house opening up to the waterfront tiki bar; New windows (9) & Hardy-board Siding; 3-ton AC (1998) ; Lower enclosure (1991) Newer wood stilt piers, front and waterfront decks Tiki bar (needs restoration) ; Laundry room off the kitchen. Make this Mariners Dream your very own and embrace the ultimate coastal lifestyle!
For sale
$849,000
22920 Privateer Dr, Cudjoe Key, FL 33042
3beds
1,560sqft
Est.:
Single Family Residence
Built in 1980
6,098.4 Square Feet Lot
$-- Zestimate®
$544/sqft
$-- HOA
What's special
Waterfront paradiseWaterfront tiki barElevated stilted two-story homeFront and waterfront decksSerene canal viewsNewer wood stilt piers
- 284 days |
- 487 |
- 13 |
Zillow last checked: 8 hours ago
Listing updated: March 16, 2025 at 04:18pm
Listed by:
Robin G Nilsson 239-221-4230,
Keller Williams Key West Compass Realty,
Gregg Powers 206-264-0600,
Keller Williams Key West Compass Realty
Source: FLKMLS,MLS#: 614188
Originating MLS: Key West Association
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Ceiling Fans(s)
Appliances
- Included: Washer, Refrigerator, Dryer
- Laundry: Laundry Room
Features
- Storage, Other Specialty Room
- Flooring: Vinyl, Carpet
- Windows: Aluminum Frames, Other
Interior area
- Total interior livable area: 1,560 sqft
Property
Parking
- Total spaces: 4
- Parking features: RV Parking Open
- Has uncovered spaces: Yes
Features
- Patio & porch: Open Porch/Balcony, Deck, Patio
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Front, Waterfront, Dockage: None
Lot
- Size: 6,098.4 Square Feet
- Features: Less Than 1/4 Acre
Details
- Parcel number: 00180830000000
- Zoning: OTH
- Zoning description: Other Zoning
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other Bldg Style
- Property subtype: Single Family Residence
Materials
- Combo Construction
- Roof: Metal
Condition
- Fixer
- New construction: No
- Year built: 1980
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: FKAA
Community & HOA
Community
- Security: No Security
- Subdivision: Cutthroat Harbor Est (23.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Cudjoe Key
Financial & listing details
- Price per square foot: $544/sqft
- Tax assessed value: $868,076
- Annual tax amount: $3,275
- Date on market: 3/15/2025
- Listing terms: No Seller Finance,FHA,VA Loan,Cash
Estimated market value
Not available
Estimated sales range
Not available
$5,587/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/15/2025 | Listed for sale | $849,000+335.4%$544/sqft |
Source: | ||
| 9/15/2000 | Sold | $195,000+34.5%$125/sqft |
Source: Public Record Report a problem | ||
| 2/26/1998 | Sold | $145,000$93/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,461 +5.7% | $375,671 +2.9% |
| 2024 | $3,275 +5.5% | $365,084 +3% |
| 2023 | $3,106 +3% | $354,451 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,939/mo
Principal & interest
$4062
Property taxes
$580
Home insurance
$297
Climate risks
Neighborhood: 33042
Nearby schools
GreatSchools rating
- 5/10Sugarloaf SchoolGrades: PK-8Distance: 3.4 mi
- 4/10Key West High SchoolGrades: 9-12Distance: 20.3 mi
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