2200 Dorothy Ave, Panama City Beach, FL 32408

Seller is offering a $10,000 credit to the buyer, which can be applied toward an interest rate buy-down or used to offset closing costs-an excellent opportunity to make this home even more affordable. Beautiful and exceptionally well-maintained single-family home built in 2019, offering the perfect blend of comfort, flexibility, and value. Located in Flood Zone X, no flood insurance is required. With no short-term rental restrictions, this property is ideal for use as a primary residence, second home, or high-performing short-term rental investment. An assumable VA loan is available with highly attractive terms: 3.250% interest rate. Recent upgrades include a custom backyard stone patio with a wood gazebo valued at $15,000, a fully renovated master bathroom with tile shower and flooring, as well as updated tile floors in the upstairs bathroom totaling $10,000. The master bathroom has also been freshly painted. Washer and dryer convey with the property. With no HOA and a desirable location close to everything, this property offers outstanding convenience and long-term value. A must-see opportunity for buyers seeking quality, flexibility, and modern living.