Welcome to 22 Otter Lake Rd! This 3 Bedroom 2 Bath home offers peaceful living in a quiet coastal community. Surrounded by natural beauty, it provides a relaxing setting with easy access to nearby beaches, boating, and fishing. Ideal as a full-time residence, weekend getaway, or investment opportunity. Kitchen has been tastefully updated with quartz countertops, a glass tile backsplash and stainless appliances. Wood look LVP flooring with carpet in bedrooms. Living room features built in electric fireplace for added ambiance or extra heat for the chilly weather. You will love the additional living space off the dining room featuring mini-split A/C and abundant windows that open. Front and side continuous porch are screened in with Florida screen on the bottom half for extra privacy. Outside you will find an old building used for storage, a custom surf board shower and a covered parking area for a golf cart. Fenced in yard with gate at driveway. Home is close to local coffee shop, restaurants and shopping. Make this your next Home Sweet Home! Complete list of seller upgrades in associated docs. Measurements approximate buyer to verify.
For sale
$325,000
22 Otter Lake Rd, Panacea, FL 32346
3beds
2,172sqft
Est.:
Single Family Residence
Built in 1991
0.66 Acres Lot
$-- Zestimate®
$150/sqft
$-- HOA
What's special
- 11 days |
- 494 |
- 15 |
Zillow last checked: 8 hours ago
Listing updated: January 24, 2026 at 10:12pm
Listed by:
Jennifer Botero 850-509-6832,
HomeSweetHome PM & Sales
Source: TBR,MLS#: 395111
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Screened Porch, Sunroom
Primary bedroom
- Dimensions: 13x15
Bedroom 2
- Dimensions: 11x13
Bedroom 3
- Dimensions: 11x11
Dining room
- Dimensions: 11x13
Family room
- Dimensions: 0
Kitchen
- Dimensions: 10x10
Living room
- Dimensions: 15x16
Heating
- Central, Electric
Cooling
- Central Air, Ductless, Electric
Appliances
- Included: Dryer, Dishwasher, Disposal, Ice Maker, Oven, Range, Refrigerator, Stove, Washer
Features
- Sun Room
- Has fireplace: No
Interior area
- Total structure area: 2,172
- Total interior livable area: 2,172 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Porch, Screened
- Exterior features: Fully Fenced
- Fencing: Fenced
- Has view: Yes
- View description: None
Lot
- Size: 0.66 Acres
Details
- Parcel number: 12129245S02W00002977000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story,Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- Year built: 1991
Community & HOA
Community
- Subdivision: none
Location
- Region: Panacea
Financial & listing details
- Price per square foot: $150/sqft
- Tax assessed value: $182,777
- Annual tax amount: $2,283
- Date on market: 1/18/2026
- Cumulative days on market: 12 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/18/2026 | Listed for sale | $325,000+52.6%$150/sqft |
Source:  TBR #395111 Report a problem | ||
| 5/31/2022 | Sold | $213,000+1.9%$98/sqft |
Source: TBR #345328 Report a problem | ||
| 4/30/2022 | Contingent | $209,000$96/sqft |
Source: TBR #345328 Report a problem | ||
| 4/27/2022 | Listed for sale | $209,000+30.6%$96/sqft |
Source: TBR #345328 Report a problem | ||
| 2/7/2018 | Sold | $160,000-7%$74/sqft |
Source: TBR #281633 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,283 -1.8% | $182,777 -1.3% |
| 2023 | $2,325 +10.7% | $185,235 +11.2% |
| 2022 | $2,101 +1.4% | $166,605 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,010/mo
Principal & interest
$1533
Property taxes
$363
Home insurance
$114
Climate risks
Neighborhood: 32346
Nearby schools
GreatSchools rating
- 8/10Medart Elementary SchoolGrades: PK-5Distance: 3.5 mi
- 6/10Wakulla Middle SchoolGrades: 6-8Distance: 6.8 mi
- 5/10Wakulla High SchoolGrades: PK,9-12Distance: 5.4 mi
Schools provided by the listing agent
- Elementary: MEDART
- Middle: WAKULLA
- High: WAKULLA
Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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