Wake to breathtaking Gulf sunrises from the private primary suite balcony and enjoy effortless sunset beach walks just across the street. This upscale coastal residence offers 4 bedrooms and 4 bathrooms, each enhanced with custom plantation shutters.
Designed for refined living and exceptional flexibility, the home features a private guest quarters with approximately 500 sq ft of living space, elevator access to all three levels, dual washer/dryer hookups, granite countertops, stainless steel appliances, crown molding, and elegant finishes throughout.
The primary suite is a serene retreat showcasing tray ceilings, a spa-inspired bath with double vanity, and a luxurious jacuzzi tub. Short-term rentals are permitted with no HOA restrictions, presenting a rare opportunity for luxury coastal ownership or investment.
For sale
Price cut: $5K (1/1)
$1,145,000
21518 Front Beach Rd, Panama City Beach, FL 32413
4beds
2,540sqft
Est.:
Duplex, Multi Family
Built in 2003
-- sqft lot
$-- Zestimate®
$451/sqft
$-- HOA
What's special
Granite countertopsElegant finishes throughoutLuxurious jacuzzi tubCustom plantation shuttersTray ceilingsCrown moldingStainless steel appliances
- 343 days |
- 685 |
- 29 |
Zillow last checked: 8 hours ago
Listing updated: February 12, 2026 at 10:54am
Listed by:
Brandie Allon 850-960-5990,
Coastal Palms Real Estate,
Jennifer L Braden 850-960-9467,
Coastal Palms Real Estate
Source: CPAR,MLS#: 770412
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Description: Please check yourself if important!
- Level: Third
- Dimensions: 19 x 15
Bedroom
- Description: Please check yourself if important!
- Level: Third
- Dimensions: 13 x 12
Bedroom
- Description: Please check yourself if important!
- Level: Second
- Dimensions: 13 x 12
Bedroom
- Description: Please check yourself if important!
- Level: First
- Dimensions: 14 x 12
Heating
- Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven
Features
- Coffered Ceiling(s)
- Windows: Double Pane Windows
Interior area
- Total structure area: 2,540
- Total interior livable area: 2,540 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Garage spaces: 1
Features
- Patio & porch: Balcony, Deck, Patio, Covered, Porch
- Exterior features: Covered Patio, Patio
- Fencing: Fenced
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Lot
- Size: 3,920.4 Square Feet
- Dimensions: 25 x 150
- Features: Sprinkler System
Details
- Parcel number: 35415000000
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subtype: Duplex, Multi Family
- Attached to another structure: Yes
Materials
- Stucco, Vinyl Siding
- Roof: Metal
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Riviera Beach
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $451/sqft
- Tax assessed value: $803,095
- Annual tax amount: $9,909
- Date on market: 3/15/2025
- Cumulative days on market: 333 days
Estimated market value
Not available
Estimated sales range
Not available
$2,504/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/1/2026 | Price change | $1,145,000-0.4%$451/sqft |
Source:  CPAR #770412 Report a problem | ||
| 5/28/2025 | Price change | $1,150,000-3.8%$453/sqft |
Source: CPAR #770412 Report a problem | ||
| 4/22/2025 | Price change | $1,195,000-4.4%$470/sqft |
Source: CPAR #770412 Report a problem | ||
| 3/15/2025 | Listed for sale | $1,250,000+51.5%$492/sqft |
Source: CPAR #770412 Report a problem | ||
| 6/28/2021 | Sold | $825,000+3.1%$325/sqft |
Source:  ECAOR #871212 Report a problem | ||
| 5/17/2021 | Pending sale | $799,900$315/sqft |
Source: ECAOR #871212 Report a problem | ||
| 5/17/2021 | Contingent | $799,900$315/sqft |
Source: CPAR #711214 Report a problem | ||
| 5/15/2021 | Pending sale | $799,900$315/sqft |
Source: CPAR #711214 Report a problem | ||
| 5/6/2021 | Listed for sale | $799,900+48.1%$315/sqft |
Source: CPAR #711214 Report a problem | ||
| 4/26/2019 | Sold | $540,000-6.1%$213/sqft |
Source: ECAOR #808019 Report a problem | ||
| 9/17/2018 | Listed for sale | $575,000+36.9%$226/sqft |
Source: Beachy Beach Inc #676472 Report a problem | ||
| 2/8/2016 | Sold | $420,000-3.4%$165/sqft |
Source: Public Record Report a problem | ||
| 6/5/2015 | Listed for sale | $434,700-40.9%$171/sqft |
Source: Beachy Beach Real Estate #632709 Report a problem | ||
| 3/14/2012 | Listing removed | $735,000$289/sqft |
Source: Top Producers Real Estate Center #367860 Report a problem | ||
| 1/28/2009 | Listed for sale | $735,000+75%$289/sqft |
Source: Top Producers Real Estate Center #367860 Report a problem | ||
| 7/1/2003 | Sold | $420,000+572%$165/sqft |
Source: Public Record Report a problem | ||
| 9/12/2002 | Sold | $62,500$25/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $9,909 +1.8% | $803,095 +7.4% |
| 2023 | $9,730 +23.5% | $747,462 +10.3% |
| 2022 | $7,878 | $677,693 |
| 2021 | -- | -- |
| 2020 | $5,290 +15.4% | $469,259 +27.3% |
| 2019 | $4,582 | $368,644 +1.6% |
| 2018 | $4,582 0% | $362,916 -0.2% |
| 2017 | $4,583 -0.8% | $363,489 +13.6% |
| 2016 | $4,621 +12.8% | $319,940 +4.1% |
| 2015 | $4,097 | $307,376 -0.8% |
| 2014 | $4,097 | $309,917 +10% |
| 2013 | -- | $281,743 |
| 2012 | -- | $281,743 +21% |
| 2011 | -- | $232,845 -37.2% |
| 2010 | -- | $370,684 -4.3% |
| 2009 | -- | $387,336 -9.9% |
| 2008 | -- | $429,732 +3% |
| 2007 | -- | $417,216 +2.5% |
| 2006 | -- | $407,040 +3% |
| 2005 | -- | $395,184 +10.9% |
| 2004 | -- | $356,323 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,807/mo
Principal & interest
$5595
Property taxes
$1212
Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 6/10West Bay Elementary SchoolGrades: K-5Distance: 6.2 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 6.8 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 8.9 mi
Schools provided by the listing agent
- Elementary: West Bay
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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