Exceptional FHA-eligible PUD opportunity in one of Santa Rosa's most desirable neighborhoods! This beautifully updated 2-bedroom, 1.5-bath end unit offers the financing advantages of a PUD (FHA programs available) that typical condos in the area simply can't provide. The end unit position means only one shared side wall, giving you the privacy of a standalone home with the ease of condo living and the rare FHA-eligible PUD status makes it accessible to more buyers than nearly anything else on the market. Fresh interior paint and brand new flooring throughout create a genuinely move-in ready space. Add in your own attached one-car garage and you have a package that's hard to find at this price point. The HOA delivers exceptional value, covering trash, roof maintenance, professional grounds care, gutter maintenance, and crucially insurance, a significant advantage in California's current challenging market. Location is unbeatable: just 1 block from the SMART train station, walking distance to Coddingtown Mall, close to Snoopy's Home Ice and the Children's Museum, and minutes to Highway 101. Investment opportunity: the seller owns multiple units in the complex and can work with 1031 exchange buyers. With a Gross Income Multiplier of .07+, this FHA-eligible PUD checks every box for both owner-occupants and portfolio investors. Don't let this rare financing-flexible opportunity pass you by!
For sale
$340,000
2123 W Steele Lane, Santa Rosa, CA 95403
2beds
968sqft
Est.:
Townhouse
Built in 1984
945.25 Square Feet Lot
$338,700 Zestimate®
$351/sqft
$518/mo HOA
What's special
Attached one-car garageGenuinely move-in ready spaceBrand new flooring throughoutFresh interior paint
- 25 days |
- 2,785 |
- 92 |
Zillow last checked: 8 hours ago
Listing updated: February 17, 2026 at 02:38am
Listed by:
Erika Frey DRE #02089042 707-888-0212,
W Real Estate 707-636-3800,
Jonathan E Bruington DRE #01981704 707-328-8261,
W Real Estate
Source: BAREIS,MLS#: 326004014
Originating MLS: Sonoma
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Upper
Bathroom
- Level: Main,Upper
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Wall Furnace, Wood Stove
Cooling
- Ceiling Fan(s)
Appliances
- Laundry: Hookups Only
Features
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Common walls with other units/homes: End Unit
Interior area
- Total structure area: 968
- Total interior livable area: 968 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Assigned, Garage Faces Front
- Garage spaces: 1
Features
- Stories: 2
Lot
- Size: 945.25 Square Feet
- Features: Corner Lot
Details
- Parcel number: 036490031000
- Special conditions: Offer As Is
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Condition
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Greenbelt, Other
- Services included: Common Areas, Insurance on Structure, Maintenance Structure, Maintenance Grounds, Roof, Trash
- HOA fee: $518 monthly
- HOA name: Cedar Woods
- HOA phone: 707-687-2580
Location
- Region: Santa Rosa
Financial & listing details
- Price per square foot: $351/sqft
- Tax assessed value: $114,592
- Annual tax amount: $1,338
- Date on market: 1/26/2026
Estimated market value
$338,700
$322,000 - $356,000
$2,291/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/26/2026 | Listed for sale | $340,000+3%$351/sqft |
Source: | ||
| 7/21/2025 | Listing removed | $330,000$341/sqft |
Source: | ||
| 7/2/2025 | Listed for sale | $330,000+270.8%$341/sqft |
Source: | ||
| 4/24/2009 | Sold | $89,000$92/sqft |
Source: Public Record Report a problem | ||
| 3/20/2009 | Price change | $89,000-6.3%$92/sqft |
Source: foreclosure.com Report a problem | ||
| 3/13/2009 | Listed for sale | -- |
Source: foreclosure.com Report a problem | ||
| 1/8/2009 | Sold | $95,000-62.6%$98/sqft |
Source: Public Record Report a problem | ||
| 6/1/2005 | Sold | $254,000+568.4%$262/sqft |
Source: Public Record Report a problem | ||
| 2/1/2002 | Sold | $38,000-56.6%$39/sqft |
Source: Public Record Report a problem | ||
| 10/29/1999 | Sold | $87,500$90/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,338 +1.5% | $114,592 +2% |
| 2024 | $1,318 +1.5% | $112,346 +2% |
| 2023 | $1,299 +6.6% | $110,144 +2% |
| 2022 | $1,218 +1.2% | $107,985 +2% |
| 2021 | $1,204 +0.2% | $105,869 +1% |
| 2020 | $1,201 +0.5% | $104,785 +2% |
| 2019 | $1,195 +0.6% | $102,731 +2% |
| 2018 | $1,189 +1.8% | $100,717 +2% |
| 2017 | $1,168 +1.5% | $98,743 +2% |
| 2016 | $1,150 +3.1% | $96,808 +1.5% |
| 2015 | $1,116 +6.4% | $95,355 +2% |
| 2014 | $1,048 -98.8% | $93,488 +21.4% |
| 2013 | $87,076 | $77,000 |
| 2012 | -- | $77,000 -1.3% |
| 2011 | -- | $78,000 -12.2% |
| 2010 | -- | $88,788 -51.3% |
| 2009 | -- | $182,500 |
| 2008 | -- | $182,500 -30.9% |
| 2007 | -- | $264,260 +2% |
| 2006 | -- | $259,080 +125.8% |
| 2005 | -- | $114,755 +2% |
| 2004 | -- | $112,506 +1.9% |
| 2003 | -- | $110,442 +21.3% |
| 2002 | -- | $91,035 +2% |
| 2001 | -- | $89,250 +2% |
| 2000 | -- | $87,500 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,434/mo
Principal & interest
$1593
HOA Fees
$518
Property taxes
$323
Climate risks
Neighborhood: 95403
Nearby schools
GreatSchools rating
- 2/10James Monroe Elementary SchoolGrades: K-6Distance: 0.7 mi
- 3/10Hilliard Comstock Middle SchoolGrades: 7-8Distance: 0.4 mi
- 4/10Piner High SchoolGrades: 9-12Distance: 1.5 mi





