3 bedroom lakefront cottage in Cornelius on Lake Norman! Enjoy unbeatable location with quick access to shops, dining, and a short drive to Charlotte. The main level features a bedroom and full bath, plus an updated, freshly painted kitchen. Wake up to stunning lake views from both upstairs bedrooms, with two full baths for convenience. Step out back to a beautiful yard and the largest double-decker dock on the cove—perfect for sunset views or boat rides to local restaurants. Ideal as a primary residence or vacation getaway. Community lake access included. Home is currently on city water, but private septic, septic permit is for 2 bedrooms, although a 1500 gallon tank. City Sewer is available for tap fee.
Under contract-show
$950,000
21220 Rio Oro Dr, Cornelius, NC 28031
2beds
1,660sqft
Est.:
Single Family Residence
Built in 1986
0.23 Acres Lot
$923,600 Zestimate®
$572/sqft
$6/mo HOA
What's special
Lakefront cottageStunning lake viewsUpdated freshly painted kitchenBeautiful yard
- 17 days
- on Zillow |
- 1,793 |
- 106 |
Zillow last checked: 7 hours ago
Listing updated: April 28, 2025 at 09:31am
Listing Provided by:
Eric Maynard ericmaynard@kw.com,
Keller Williams Unified
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4241173

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Main
Bedroom s
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Main
Bathroom full
- Level: Upper
Dining room
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Utility room
- Level: Main
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Electric Range
- Laundry: Inside
Features
- Flooring: Laminate, Tile
- Has basement: No
- Fireplace features: Living Room
Interior area
- Total structure area: 1,660
- Total interior livable area: 1,660 sqft
- Finished area above ground: 1,660
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Fencing: Back Yard
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Slip (Deed), Waterfront
- Body of water: Lake Norman
Lot
- Size: 0.23 Acres
- Features: Views
Details
- Parcel number: 00129739
- Zoning: GR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Wood
- Foundation: Crawl Space
- Roof: Shingle
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Septic Installed, Other - See Remarks
- Water: City
Community & HOA
Community
- Features: Lake Access
- Subdivision: Bahia Bay
HOA
- Has HOA: Yes
- HOA fee: $75 annually
- HOA name: Bahia Bay HOA
Location
- Region: Cornelius
Financial & listing details
- Price per square foot: $572/sqft
- Tax assessed value: $897,200
- Date on market: 4/19/2025
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Concrete, Paved
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