Perched above Flathead Lake and overlooking Wild Horse Island, this elegant Shelter Bay Estates retreat offers luxury and tranquility in every season. Backing to a private wildlife preserve, it provides rare peace, privacy, and panoramic views—snow-capped in winter and sun-drenched in summer. Inside, enjoy dual living areas, designer finishes, and thoughtful updates throughout, creating a layout ideal for both relaxation and entertaining. Shelter Bay amenities include a private dock, boat launch, tennis and pickleball courts, and a residents-only beach and picnic area. Offered turn-key (exclusions apply)—experience lake life, beautiful year-round.
Active
$998,000
21208 Osprey Loop, Rollins, MT 59931
4beds
1,900sqft
Est.:
Single Family Residence
Built in 2012
0.68 Acres Lot
$981,400 Zestimate®
$525/sqft
$167/mo HOA
What's special
Private dockOverlooking wild horse islandThoughtful updatesTennis and pickleball courtsDesigner finishesBoat launch
- 182 days |
- 937 |
- 63 |
Zillow last checked: 8 hours ago
Listing updated: December 01, 2025 at 12:22pm
Listed by:
Michelle Currier 406-253-5762,
Keller Williams Realty Northwest Montana
Source: MRMLS,MLS#: 30049884
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Electric, Forced Air
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Microwave, Range, Refrigerator, Water Softener, Washer
- Laundry: Washer Hookup
Features
- Fireplace, Walk-In Closet(s)
- Basement: None
- Number of fireplaces: 1
Interior area
- Total interior livable area: 1,900 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Patio & porch: Deck, Patio, Balcony
- Exterior features: Balcony, Propane Tank - Owned
- Has view: Yes
- View description: Lake, Mountain(s), Trees/Woods
- Has water view: Yes
- Water view: true
- Waterfront features: Lake, Water Access
- Body of water: Flathead Lake
Lot
- Size: 0.68 Acres
Details
- Parcel number: 15358321303050000
- Zoning: Residential
- Zoning description: Upper West Shore Zoning
- Special conditions: Standard
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Poured
Condition
- New construction: No
- Year built: 2012
Utilities & green energy
- Sewer: Community/Coop Sewer
- Water: Community/Coop
- Utilities for property: Electricity Connected, High Speed Internet Available, Propane, Phone Available
Community & HOA
Community
- Features: Lake
- Subdivision: Shelter Bay Estates
HOA
- Has HOA: Yes
- Amenities included: Boat Dock, Game Court Exterior, Picnic Area, Snow Removal
- Services included: Common Area Maintenance, Snow Removal
- HOA fee: $2,000 annually
- HOA name: Shelter Bay Estates
Location
- Region: Rollins
Financial & listing details
- Price per square foot: $525/sqft
- Tax assessed value: $662,100
- Annual tax amount: $3,605
- Date on market: 6/15/2025
- Cumulative days on market: 183 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,Other
- Road surface type: Asphalt
Estimated market value
$981,400
$932,000 - $1.03M
$2,948/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 7/9/2025 | Price change | $998,000-4.9%$525/sqft |
Source: | ||
| 6/15/2025 | Listed for sale | $1,049,000$552/sqft |
Source: | ||
| 5/14/2025 | Listing removed | $1,049,000$552/sqft |
Source: | ||
| 3/1/2025 | Listed for sale | $1,049,000$552/sqft |
Source: | ||
| 11/16/2024 | Listing removed | $1,049,000$552/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,295 -15.2% | $662,100 |
| 2023 | $3,885 +35.6% | $662,100 +38.2% |
| 2022 | $2,864 -8.5% | $479,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,980/mo
Principal & interest
$4915
Property taxes
$549
Other costs
$516
Climate risks
Neighborhood: 59931
Nearby schools
GreatSchools rating
- 9/10Dayton SchoolGrades: PK-6Distance: 5.4 mi
- 5/10Polson High SchoolGrades: 9-12Distance: 15.8 mi
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