212 Saint Mary St, Saint Johnsbury, VT 05819

This nearly new home has never been lived in. It was built for energy efficiency and it extremely tight and easy to heat with the radiant in-floor heating. The open concept layout is great for family gatherings and easy communication. There are 3 bedrooms, 2 bathrooms, an attached garage, and two covered porches. You have southern exposure and are an easy walk from downtown. Buyers must meet income eligibility requirements. There will be a $70,000 subsidy in the form of a 0% 2nd mortgage with no payments due except on sale or refinancing. The 2nd mortgage is assumable by subsequent buyers who meet income eligibility requirements and subject to VHFA review and approval. There are covenants with resale restrictions that run with the title to the property to ensure the home remains affordable in perpetuity. Property is currently tax free, taxes are an estimate.