OPEN HOUSE for Sunday is Cancelled!!Easy Lake Norman Living ! Welcome home to this inviting one-story cottage nestled on a private, large wooded lot across the street from the lake in the desirable Bahia Bay WATER community of Cornelius. A true lake neighborhood offering a community boat launch area with docks for fishing and water sports. Offering 2046 square feet of comfortable living space. This 3-bedroom, 2.5-bath home blends classic charm with serene lake-area living.
Step inside to a light-filled living room featuring a cozy fireplace, flanking mirrored bookcases, skylights. The thoughtfully designed floor plan offers spacious bedrooms on the main level and seamless indoor-outdoor flow through doors leading to a screened porch and deck—perfect for relaxing while enjoying backyard fun and games.
The kitchen is well-equipped with ample to the ceiling cabinetry, gas stove, stainless steel appliances. The home has privacy and zones. The Primary ensuite with updated primary bath, with dual sinks and walk in shower is located on one side of the home. Two bedrooms are located on the opposite side of the home. Spacious laundry room with washer dryer and built in ironing board. Expansive tiled Florida Room/Flex Room. Great potential for a 4th bedroom, game room,playroom, office. Outside, enjoy a level, private yard with mature trees, a circular driveway with RV or boat parking, and additional shed for storage.Adorable separate workshop/ art studio that is 216 square feet of personal space.Entire HOME has been painted in spectacular on trend neutral tones. Entire home has had a deep clean along with carpets.
Under contract-show
$625,000
21133 Rio Oro Dr, Cornelius, NC 28031
3beds
2,046sqft
Est.:
Single Family Residence
Built in 1991
0.45 Acres Lot
$606,900 Zestimate®
$305/sqft
$6/mo HOA
What's special
Cozy fireplaceAdditional shed for storagePrivate large wooded lotGas stoveScreened porch and deckInviting one-story cottageFlanking mirrored bookcases
- 45 days |
- 290 |
- 8 |
Zillow last checked: 7 hours ago
Listing updated: February 22, 2026 at 12:00pm
Listing Provided by:
Gary Myerscough 704-892-9673,
Lake Norman Realty, Inc.,
Kathleen McMahan,
Lake Norman Realty, Inc.
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4340378
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Features: Ceiling Fan(s)
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Dining area
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Central, Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Range, Exhaust Fan, Microwave, Oven, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Washer, Washer/Dryer
- Laundry: Inside, Laundry Room, Main Level
Features
- Flooring: Carpet, Laminate, Tile, Vinyl
- Doors: French Doors
- Windows: Skylight(s)
- Has basement: No
- Attic: Pull Down Stairs
- Fireplace features: Living Room
Interior area
- Total structure area: 2,046
- Total interior livable area: 2,046 sqft
- Finished area above ground: 2,046
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Circular Driveway, Driveway, RV Access/Parking
- Uncovered spaces: 4
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Enclosed, Front Porch, Screened
- Fencing: Back Yard
- Has view: Yes
- View description: Water, Winter
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Ramp – Community, Boat Slip – Community, Paddlesport Launch Site - Community
- Body of water: Lake Norman
Lot
- Size: 0.45 Acres
- Features: Level, Open Lot, Private, Rolling Slope, Wooded, Views
Details
- Additional structures: Outbuilding, Shed(s), Workshop, Other
- Parcel number: 00129406
- Zoning: GR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Brick Partial, Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Septic Installed
- Water: Community Well
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Features: Lake Access, Picnic Area, Recreation Area, Street Lights
- Security: Smoke Detector(s)
- Subdivision: Bahia Bay
HOA
- Has HOA: Yes
- HOA fee: $75 annually
- HOA name: Bahia Bay HOA
Location
- Region: Cornelius
Financial & listing details
- Price per square foot: $305/sqft
- Tax assessed value: $421,900
- Date on market: 2/6/2026
- Cumulative days on market: 44 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$606,900
$577,000 - $637,000
$3,196/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/6/2026 | Listed for sale | $625,000+163.7%$305/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4340378 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 5/24/2013 | Sold | $237,000-5.2%$116/sqft |
Source: Canopy MLS as distributed by MLS GRID #2115768 Report a problem | ||
| 10/30/2012 | Price change | $250,000-1.4%$122/sqft |
Source: Owner Report a problem | ||
| 8/30/2012 | Listed for sale | $253,500+79.8%$124/sqft |
Source: Owner Report a problem | ||
| 8/6/1998 | Sold | $141,000$69/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $421,900 |
| 2024 | -- | $421,900 |
| 2023 | -- | $421,900 +44.4% |
| 2022 | -- | $292,100 |
| 2021 | -- | $292,100 |
| 2020 | -- | $292,100 |
| 2019 | $2,484 +20.8% | $292,100 +55.3% |
| 2018 | $2,056 +2.7% | $188,100 |
| 2017 | $2,001 | $188,100 +1.7% |
| 2016 | $2,001 | $185,000 |
| 2015 | $2,001 +1.7% | $185,000 |
| 2014 | $1,968 | -- |
| 2013 | -- | $169,400 -0.6% |
| 2012 | -- | $170,500 |
| 2011 | -- | $170,500 +11% |
| 2010 | -- | $153,600 |
| 2009 | -- | $153,600 |
| 2008 | -- | $153,600 |
| 2007 | -- | $153,600 |
| 2006 | -- | $153,600 |
| 2005 | -- | $153,600 |
| 2004 | -- | $153,600 |
| 2003 | -- | $153,600 +8.2% |
| 2002 | -- | $141,970 |
| 2001 | -- | $141,970 +1.3% |
| 2000 | -- | $140,170 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,427/mo
Principal & interest
$3067
Property taxes
$354
HOA Fees
$6
More affordability tools
Climate risks
Neighborhood: 28031
Nearby schools
GreatSchools rating
- 5/10Cornelius ElementaryGrades: K-5Distance: 1.6 mi
- 10/10Bailey Middle SchoolGrades: 6-8Distance: 3.4 mi
- 6/10William Amos Hough HighGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Cornelius
- Middle: Bailey
- High: William Amos Hough
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28031
- North Carolina
- Mecklenburg County
- Cornelius
- 28031
- 21133 Rio Oro Dr
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Nearby zip codes
Other Cornelius Topics
