Welcome home to 21 Thatcher Lane in the picturesque Galena Territory! Enjoy peace and quiet in all four seasons in this quaint & cozy townhome. This settlement home includes the most sought-after Rawlins floorplan which offers: full-time living; weekend getaway; or utilization of the current Jo Daviess County Guest Accommodation license for Short-Term Rentals (STR). The best of all worlds…a getaway when you can & a Short TR when you’re busy to help offset the cost of ownership. Either way, you’ll have the convenience of an HOA (*which covers all exterior, except glass) as a wonderful turnkey investment property. The Settlement home features a bedroom a full bathroom on each of its’ two floors, ideal for privacy amongst friends or family. The main level features: an open kitchen with pantry + dining combination for gatherings of meals & games; a cozy living room with a brick wood-burning fireplace; the bedroom & full bathroom; access to the back deck (new composite boards); & an outdoor attached storage shed (for outdoor toys, bikes, deck furniture & BBQ accessories). The upper-level features: an ideal primary bedroom suite with vaulted ceiling; a full bathroom; a large double door closet; & a separate laundry closet (with full-size washer/dryer included). Of note, high speed fiberoptics is available! Whether it’s work, gaming or streaming, no worries! Prior to several January 2025 updates, this property has been very well maintained while always retaining its’ original charm! As referenced, please see below for January 2025 updates (which includes all new carpeting). Kitchen: stainless-steel appliances; countertops; undermount sink; & a kitchen island table & stools. The 2nd floor bathroom: shower; & fresh paint. Exterior: front storm door (March 2025). Coming this Spring, the HOA/ERTA will be planting fresh shrubs & flowers around 21 Thatcher. After a day on the golf course, Lake Galena, chilling at the Owner’s Club or shopping in Galena, it’s time to enjoy your private back deck (long lasting composite) on this well positioned end unit & watch the sunset, grill up your favorites & kick back for the evening. While staying in this delightful cottage, take full advantage of ALL The Galena Territory has to offer. There is something for everyone to enjoy! From the nearby paved asphalt trail leading to the Owner’s Club’s many amenities (Including indoor & outdoor pools) to the pickleball, basketball & tennis courts! There is also a state-of-the-art fitness center, a business office, rooms available to rent for special occasions & 24/7 security. Our beautiful Lake Galena sparkles with its’ new Marina & Pavilion while the lake itself offers outstanding fishing, pleasure boating, kayaking & canoeing. There are 20+ miles of nature trails to guide you as you explore over 1500 acres of greenspace. The Shenandoah Riding Center is a very popular amenity for equestrian enthusiasts! In addition, within The Galena Territory’s 6,800 acres, Eagle Ridge Resort & Spa owns & operates an 80 room Inn which features four golf courses (including the famed General), the Country Store, the Highlands & Woodlands restaurants & the Stonedrift Spa. Your $350 monthly HOA covers siding, roofing, decking, lawncare, snow removal & trash. The Galena Territory Annual Association dues are $1,360. For your peace of mind, a 1 yr. home warranty is being offered. Furnishings with noted exclusions are included in the sale with exclusions. Average monthly utility, Electric $185, Water $100. The Seller is an IL Licensed Realtor with no relation to the listing Agent.
For sale
$228,500
21 Thatcher Ln, Galena, IL 61036
2beds
950sqft
Est.:
Condominium
Built in 1984
-- sqft lot
$216,600 Zestimate®
$241/sqft
$350/mo HOA
What's special
Brick wood-burning fireplaceQuaint and cozy townhomeKitchen island tableOpen kitchen with pantryVaulted ceilingDining combinationFresh shrubs and flowers
- 24 days
- on Zillow |
- 515 |
- 16 |
Zillow last checked: 7 hours ago
Listing updated: April 16, 2025 at 01:16pm
Listed by:
Peter Brennan 815-238-2878,
Coldwell Banker Network Realty
Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202501535

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Open house
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Upper
- Area: 145.93
- Dimensions: 13.17 x 11.08
Bedroom 2
- Level: Main
- Area: 106.78
- Dimensions: 10.33 x 10.33
Dining room
- Level: Main
Kitchen
- Level: Main
- Area: 144.08
- Dimensions: 13 x 11.08
Living room
- Level: Main
- Area: 146.39
- Dimensions: 14.17 x 10.33
Heating
- Baseboard, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Electric Water Heater
- Laundry: Upper Level
Features
- Book Cases Built In, Ceiling Fans/Remotes
- Windows: Skylight(s), Window Treatments
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Fire-Pit/Fireplace
Interior area
- Total structure area: 950
- Total interior livable area: 950 sqft
- Finished area above ground: 950
- Finished area below ground: 0
Property
Parking
- Parking features: None
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Country
Details
- Additional structures: Shed(s)
- Parcel number: 0643402100
Construction
Type & style
- Home type: Townhouse
- Property subtype: Condominium
Materials
- Cedar
- Roof: Shingle
Condition
- Year built: 1984
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: City/Community
- Water: City/Community
Community & HOA
Community
- Subdivision: IL
HOA
- Has HOA: Yes
- Services included: Sewer, Maintenance Grounds, Snow Removal, Pool Access, Water Access, Clubhouse, Trash
- HOA fee: $350 monthly
Location
- Region: Galena
Financial & listing details
- Price per square foot: $241/sqft
- Tax assessed value: $141,969
- Annual tax amount: $3,353
- Price range: $228.5K - $228.5K
- Date on market: 4/2/2025
- Ownership: Fee Simple
- Road surface type: Hard Surface Road
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