21 Chateau Rd, Panama City Beach, FL 32413

No HOA rental restrictions | Move-in or rent-ready | STR allowed | 300 yards to the emerald-colored water! This beautifully maintained 2-bedroom, 2-bath beach cottage townhome is located in highly desirable Laguna Beach (West End Panama City Beach) and is just a short 3-minute walk to the sugar-white sand. Whether you're searching for a second home, primary residence, or a short-term rental investment, this fully furnished property fits the bill and is turnkey ready to go! Inside, you'll find custom upgrades throughout, including shaker-style white cabinetry, marbled granite countertops, a new coordinating backsplash, and LVP flooring. Recent major updates include a 2025 HVAC, 2025 washer/dryer, and 2022 windows. Enjoy the coastal lifestyle from either the porch swing on the front patio or your private balcony upstairs. The backyard features a grill, patio set, and two outdoor storage closets. The tiny hidden community of Villa Chateaus also features a gated pool, shuffleboard court, and is directly across from beach access 76B. And the best yet - HOA dues are just $935 bi-annually (roughly $156/mo) Additional Features: Fully furnished Hurricane-rated skylight + panels Alarm system + 3 exterior Wise cameras Locked owner's closet for STR use Roof & Electrical Panel (2009) Water Heater (2018)