Welcome to a true hidden gem—where luxury living meets hobbyist heaven! Set on 2.40 manicured acres, this stunning 3-bedroom, 3-bathroom home offers a rare combination of refined interiors, resort-style outdoor living, and exceptional space for collectors, car enthusiasts, and anyone who appreciates pristine land and craftsmanship. With 3,142 sq. ft. of living space, a dedicated theater room, and garage parking for five vehicles—including a two-car attached garage and a sprawling three-car detached garage—this property is built for those who want it all. The moment you arrive, the long winding drive, immaculate landscaping, and gated dog run welcome you into a property that feels like a private estate. Inside, warm finishes and thoughtful upgrades include a cozy fireplace, built-in bar with wine chiller, under-stair storage, and a recently remodeled guest bath with modern, elegant finishes. Entertain like never before in the screen-enclosed pool area, complete with a kickplate for pet safety, outdoor egg and gas stove, and lush garden views that invite tranquility and comfort. The oversized primary suite is a true retreat, boasting dual vanities, generous space, and views of the serene grounds. The home has been upgraded for both comfort and efficiency, with two brand new HVAC systems, a new well pump, new hot water heater, Pro Elite water filter, reverse osmosis, and additional attic insulation. All new windows let in natural light, while a whole-house security system with a dedicated security room ensures peace of mind. The home is also plumbed for a generator, ideal for those who want to be fully self-sufficient. Car collectors and hobbyists will fall in love with the expansive detached garage, perfect for vehicle storage, restoration projects, or converting into the ultimate workshop or studio. The beautiful outdoor space includes water lines to the garden for easy maintenance, creating a true balance of beauty and functionality. Whether you’re chasing the perfect property to support your passions, or simply looking for a peaceful and private place to call home—this one-of-a-kind estate checks every box.
Sold for $625,000 on 09/12/25
$625,000
20861 SW 81st Loop, Dunnellon, FL 34431
3beds
3,142sqft
Single Family Residence
Built in 1981
2.4 Acres Lot
$625,600 Zestimate®
$199/sqft
$4,103 Estimated rent
Home value
$625,600
$563,000 - $694,000
$4,103/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: September 12, 2025 at 10:04am
Listed by:
Ashley Yates 352-817-3804,
Ashley Yates Realty
Bought with:
Ashley Yates, 3597141
Ashley Yates Realty
Source: Realtors Association of Citrus County,MLS#: 845742
Originating MLS: Realtors Association of Citrus County
Originating MLS: Realtors Association of Citrus CountyFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Walk-In Closet(s), Primary Suite
- Level: Second
- Dimensions: 24.02 x 16.09
Bedroom
- Description: Guest Bedroom 1
- Level: Second
- Dimensions: 11.11 x 10.11
Bedroom
- Description: Guest Bedroom 2
- Level: Main
- Dimensions: 14.03 x 14.03
Dining room
- Level: Main
- Dimensions: 14.03 x 11.11
Kitchen
- Level: Main
- Dimensions: 21.00 x 13.03
Living room
- Level: Main
- Dimensions: 27.11 x 15.11
Media room
- Level: Second
- Dimensions: 18.09 x 15.02
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Microwave, Oven, Range, Refrigerator, Washer
- Laundry: Laundry - Living Area
Features
- Wet Bar, Dual Sinks, Eat-in Kitchen, Fireplace, Primary Suite, Stone Counters, Solid Surface Counters, Skylights, Upper Level Primary, Walk-In Closet(s), French Door(s)/Atrium Door(s), First Floor Entry
- Flooring: Carpet, Engineered Hardwood, Tile
- Doors: French Doors
- Windows: Skylight(s)
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 4,286
- Total interior livable area: 3,142 sqft
Property
Parking
- Total spaces: 5
- Parking features: Attached, Driveway, Detached, Garage, Paved
- Attached garage spaces: 5
- Has uncovered spaces: Yes
Features
- Exterior features: Paved Driveway
- Pool features: Concrete, In Ground, Pool, Screen Enclosure, Community
- Fencing: Chain Link
- Waterfront features: River Access
Lot
- Size: 2.40 Acres
- Dimensions: 239 x 438
- Features: Acreage
Details
- Additional structures: Garage(s), Storage, Workshop
- Parcel number: 0778672000
- Zoning: A1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Multi-Level
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Brick/Mortar, Block
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & neighborhood
Community
- Community features: Clubhouse, Fitness, Tennis Court(s)
Location
- Region: Dunnellon
- Subdivision: Rainbow Springs
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $246 annually
- Services included: Pool(s), Recreation Facilities, Tennis Courts
- Association name: Rainbow Springs
- Association phone: 352-489-1621
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/12/2025 | Sold | $625,000-3.8%$199/sqft |
Source:  Realtors Association of Citrus County #845742 | ||
| 7/6/2025 | Pending sale | $649,900$207/sqft |
Source:  Stellar MLS #OM701815 | ||
| 6/14/2025 | Price change | $649,900-3.7%$207/sqft |
Source: Stellar MLS #OM701815 | ||
| 5/17/2025 | Listed for sale | $675,000+107.7%$215/sqft |
Source: Stellar MLS #OM701815 | ||
| 1/30/2017 | Sold | $325,000-1.2%$103/sqft |
Source:  OMCAR #508602 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,722 +2.4% | $257,877 +3% |
| 2023 | $3,634 +2.7% | $250,366 +3% |
| 2022 | $3,537 0% | $243,074 +3% |
Find assessor info on the county website
Neighborhood: 34431
Nearby schools
GreatSchools rating
- 5/10Dunnellon Elementary SchoolGrades: PK-5Distance: 3.5 mi
- 4/10Dunnellon Middle SchoolGrades: 6-8Distance: 3.6 mi
- 2/10Dunnellon High SchoolGrades: 9-12Distance: 3.6 mi
Schools provided by the listing agent
- Elementary: Dunnellon Elementary
- Middle: Dunnellon Middle
- High: Dunnellon High
Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$625,600
2% more+ $12,512
With Zillow Showcase(estimated)
$638,112