Charming Townhouse Near Downtown Fort Walton Beach. Discover this adorable 2-bedroom, 1.5-bath townhouse perfectly situated just steps from the heart of downtown Fort Walton Beach! Enjoy the best of both worlds - peaceful living with easy access to vibrant local events, restaurants, shops, and nightlife, all within walking distance. The thoughtfully designed layout includes two spacious bedrooms, a functional kitchen, and a cozy living area that opens to your own private backyard oasis - ideal for entertaining or unwinding under the stars. Just a 10-minute drive to the stunning Emerald Coast beaches and only 15 minutes to Destin, you and your guests will love the easy access to some of Florida's most beautiful coastlines.
Whether you're looking for a vacation home, rental income, or a cozy full-time residence, this townhouse checks all the boxes. Don't miss your chance to own a slice of paradise in a high-demand location!
For sale
Price cut: $10K (11/25)
$240,000
208 3rd St #J, Fort Walton Beach, FL 32548
2beds
1,188sqft
Est.:
Attached Single Unit
Built in 1983
1,742.4 Square Feet Lot
$235,800 Zestimate®
$202/sqft
$-- HOA
What's special
Spacious bedroomsPrivate backyard oasisFunctional kitchen
- 188 days |
- 297 |
- 13 |
Zillow last checked: 8 hours ago
Listing updated: December 08, 2025 at 02:29am
Listed by:
Teresa K Pattison 850-685-5963,
Coldwell Banker Realty
Source: ECAOR,MLS#: 978122
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
Bedroom
- Level: Second
Living room
- Level: First
Heating
- Electric
Cooling
- Electric, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Electric Range, Electric Water Heater
- Laundry: Washer/Dryer Hookup, Laundry Room
Features
- Bedroom, Dining Room, Living Room, Master Bedroom
- Flooring: Tile, Vinyl
- Windows: Window Treatmnt Some
Interior area
- Total structure area: 1,188
- Total interior livable area: 1,188 sqft
Property
Features
- Stories: 2
- Patio & porch: Patio Open
- Pool features: None
- Fencing: Privacy
Lot
- Size: 1,742.4 Square Feet
- Features: Within 1/2 Mile to Water
Details
- Parcel number: 132S24235100000020
- Zoning description: Resid Multi-Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Attached Single Unit
- Attached to another structure: Yes
Materials
- Vinyl Siding, Trim Vinyl
- Foundation: Slab
- Roof: Roof Dimensional Shg
Condition
- Construction Complete
- Year built: 1983
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: The Spinnaker
Location
- Region: Fort Walton Beach
Financial & listing details
- Price per square foot: $202/sqft
- Tax assessed value: $195,685
- Annual tax amount: $2,653
- Date on market: 6/6/2025
- Cumulative days on market: 189 days
- Listing terms: Conventional,VA Loan
- Electric utility on property: Yes
Estimated market value
$235,800
$224,000 - $248,000
$1,681/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/25/2025 | Price change | $240,000-4%$202/sqft |
Source:  ECAOR #978122 Report a problem | ||
| 10/21/2025 | Price change | $250,000-1%$210/sqft |
Source: ECAOR #978122 Report a problem | ||
| 9/25/2025 | Price change | $252,500-1%$213/sqft |
Source: ECAOR #978122 Report a problem | ||
| 8/16/2025 | Price change | $255,000-1.9%$215/sqft |
Source: ECAOR #978122 Report a problem | ||
| 6/6/2025 | Listed for sale | $260,000+13.5%$219/sqft |
Source: ECAOR #978122 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,653 -0.6% | $195,685 +2.2% |
| 2023 | $2,670 +29.5% | $191,522 +39.9% |
| 2022 | $2,062 +21.4% | $136,948 +28.4% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,528/mo
Principal & interest
$1198
Property taxes
$246
Home insurance
$84
Climate risks
Neighborhood: 32548
Nearby schools
GreatSchools rating
- 5/10Elliott Point Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 7/10Clifford Meigs Middle SchoolGrades: 6-8Distance: 2.9 mi
- 4/10Choctawhatchee Senior High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Elliott Point
- Middle: Meigs
- High: Choctawhatchee
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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