Skip main navigation
Active with contingency
  • Price cut: $15K (9/25)
    $300,000

    20472 Hay Lake Rd, Ironton, MN 56455

    3beds
    2,944sqft
    : 
    Single Family Residence
    Built in 1987
    1.72 Acres Lot
    $300,700 Zestimate®
    $102/sqft
    $-- HOA

    What's special

    Public lake accessFinished walk-out basementLarge deckDouble vanityStep-in shower
    Spacious and private, this 3-bedroom, 3-bath home offers nearly 3,000 sq ft of finished living space on a beautifully wooded 1.72-acre lot. Enjoy views of Hay Lake from the large deck, with public lake access conveniently located right next door—perfect for boating, fishing, and lakeside relaxation. The main level features 1,472 sq ft with a comfortable layout, including a primary suite with walk-in closet, double vanity, and step-in shower. The finished walk-out basement adds a second living area and flexible space for entertaining or guests. A 3-car attached garage provides ample room for vehicles and storage. Set in a quiet, wooded setting just minutes from Ironton and the Cuyuna Lakes trail system, and less than 30 minutes from Brainerd—this property offers the ideal blend of privacy, space, and convenience.
    119 days
    |
    624
    |
    35
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 04, 2025 at 12:33pm

    Listed by:

    Daniel Pflugshaupt 218-839-7700,

    Gallery of Homes

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6772281MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 1
    • 3/4 bathrooms: 2
    Rooms
    • Room types: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Den
    Bedroom 1
    • Level: Main
    • Area: 250.9 Square Feet
    • Dimensions: 13x19.3
    Bedroom 2
    • Level: Main
    • Area: 146.9 Square Feet
    • Dimensions: 11.3x13
    Den
    • Level: Lower
    • Area: 150.8 Square Feet
    • Dimensions: 11.6x13
    Dining room
    • Level: Main
    • Area: 151.2 Square Feet
    • Dimensions: 10.8x14
    Family room
    • Level: Lower
    • Area: 323 Square Feet
    • Dimensions: 17x19
    Kitchen
    • Level: Main
    • Area: 127.44 Square Feet
    • Dimensions: 10.8x11.8
    Living room
    • Level: Main
    • Area: 324 Square Feet
    • Dimensions: 18x18
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Dryer, Range, Refrigerator, Washer
    Features
    • Basement: Partial,Concrete,Walk-Out Access
    • Number of fireplaces: 1
    • Fireplace features: Wood Burning
    Interior area
    • Total structure area: 2,944
    • Total interior livable area: 2,944 sqft
    • Finished area above ground: 1,472
    • Finished area below ground: 1,472

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached, Garage Door Opener
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions (24x33)
    Accessibility
    • Accessibility features: None
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck
    • Fencing: Other
    • Has view: Yes
    • View description: Lake
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Lake View, Waterfront Num(18012000), Lake Acres(52), Lake Depth(19)
    • Body of water: Hay Lake (18012000)
    Lot
    • Size: 1.72 Acres
    • Dimensions: 382 x 250 x 227 x 324
    Details
    • Foundation area: 1472
    • Parcel number: 690204200BB0009
    • Zoning description: Residential-Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Wood Siding
    • Foundation: Wood
    • Roof: Asphalt
    Condition
    • Age of Property: 38
    • New construction: No
    • Year built: 1987

    Utilities & green energy

    • Gas: Electric, Propane
    • Sewer: Tank with Drainage Field
    • Water: Well

    Community & HOA

    HOA
    • Has HOA: No
    Location
    • Region: Ironton

    Financial & listing details

    • Price per square foot: $102/sqft
    • Tax assessed value: $302,500
    • Annual tax amount: $1,244
    • Date on market: 8/14/2025
    • Cumulative days on market: 119 days
    • Road surface type: Paved
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    $300,700

    $286,000 - $316,000

    $2,925/mo

    Price history

    Price history
    DateEventPrice
    9/25/2025Price change$300,000-4.8%$102/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6772281 Report a problem
    8/14/2025Listed for sale$315,000$107/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6772281 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$1,549 +1.2%$283,175 -4.6%
    2023$1,531 -8%$296,954 +10.3%
    2022$1,665 +20.9%$269,268 +20.7%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,759/mo
    Principal & interest
    $1474
    Property taxes
    $180
    Home insurance
    $105

      Climate risks

      Neighborhood: 56455

      Nearby schools

      GreatSchools rating

      Similar homes

      Skip to the end of the carouselSkip to the beginning of the carousel
      • Loading