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For sale
  • Price cut: $100K (2/11)
    $5,400,000

    20411 Front Beach Rd, Panama City Beach, FL 32413

    8beds
    5,464sqft
    : 
    Single Family Residence
    Built in 2023
    3,920.4 Square Feet Lot
    $4,957,300 Zestimate®
    $988/sqft
    $-- HOA

    What's special

    Heated saltwater poolWell engineered sea wallLots of entertainment areas
    This thoughtfully designed RENTAL MACHINE checks all the boxes! 6589 sq, ft,of interior and covered exterior space to gather and entertain. As you drive up, ''Don't worry about where to park''. There are 3 covered spaces and 7 additional driveway parking spaces. This 8 bedroom (each with ensuite bath) masterpiece, boast 4 master suites on the gulf, each with large balconies. As you enter the bottom level the fun begins in a large arcade/game room facing the gulf. Walk out and grab a beach breeze and take a dip in the heated saltwater pool or take a quick walk across your boardwalk directly onto the sugar white sand. A full bath with shower is conveniently located on this level for easy access from the pool. The spacious second level living/dining/kitchen area presents the perfect area to gather for entertainment or sit together for meals while enjoying the breathtaking views from the full length balcony. The 2nd through 4th levels offer multiple bedrooms and bunk areas with 4 of the bedrooms being gulf front with large balconies overlooking the water. As an owner, you will appreciate the little extras in this home that facilitate ease of maintenance and reduction of overhead cost. Coastal Green Air sensors on all doors and windows, tankless hot water tank, 15 year warranty on siding with color all the way through instead of just painted, and extra support from the well engineered sea wall. If you are an investor, you will recognize what we mean when we said ''This checks all the boxes''. This home was thoughtfully designed with consideration of what guest truly want.....lots of entertainment areas, multiple large spaces to gather, space for all to sit together and enjoy meals, multiple master suites with balconies overlooking the gulf, easy walk out access to the beach and a most important one....plenty of space for everyone to park! Schedule your appointment to preview today!
    49 days
    |
    829
    |
    25
    |

    Zillow last checked: 8 hours ago

    Listing updated: February 17, 2026 at 11:16am

    Listed by:

    Debbie J Grist 850-630-4565,

    30A Local Real Estate

    Source: CPAR,MLS#: 783164MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 8
    • Bathrooms: 9
    • Full bathrooms: 8
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bedroom, Dining Room, Kitchen, Living Room, Bonus Room
    Bedroom
    • Level: Second
    • Dimensions: 12.8 x 13.8
    Bedroom
    • Level: Third
    • Dimensions: 15 x 11
    Bedroom
    • Level: Third
    • Dimensions: 15 x 11
    Bedroom
    • Level: Fourth
    • Dimensions: 15 x 11
    Bonus room
    • Level: Third
    • Dimensions: 17.2 x 29.4
    Dining room
    • Level: Second
    • Dimensions: 18.5 x 15
    Kitchen
    • Level: Second
    • Dimensions: 15 x 10.9
    Living room
    • Level: Second
    • Dimensions: 18.5 x 17
    Interior area
    • Total structure area: 5,464
    • Total interior livable area: 5,464 sqft

    Property

    Parking
    • Total spaces: 3
    • Covered spaces: 3
    Features
    • Has private pool: Yes
    • Pool features: Gas Heat, In Ground, Salt Water, Private
    • Has view: Yes
    • View description: Gulf
    • Has water view: Yes
    • Water view: Gulf
    • Waterfront features: Gulf, Shoreline - Sand
    • Frontage length: 38'
    Lot
    • Size: 3,920.4 Square Feet
    • Dimensions: 38' x 105'
    Details
    • Parcel number: 36626010000

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Coastal
    • Property subtype: Single Family Residence
    Condition
    • New construction: No
    • Year built: 2023

    Community & HOA

    Community
    • Features: Short Term Rental Allowed
    • Subdivision: Laguna Beach
    HOA
    • Has HOA: Yes
    Location
    • Region: Panama City Beach

    Financial & listing details

    • Price per square foot: $988/sqft
    • Tax assessed value: $2,583,094
    • Annual tax amount: $30,306
    • Date on market: 1/3/2026
    • Cumulative days on market: 124 days
    Get pre-qualifiedBe ready to make an offer.
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    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    $4,957,300

    $4.71M - $5.21M

    $5,016/mo

    Price history

    Price history
    DateEventPrice
    2/11/2026Price change$5,400,000-1.8%$988/sqft
    Source: CPAR #783164 Report a problem
    1/3/2026Listed for sale$5,500,000$1,007/sqft
    Source: ECAOR #992079 Report a problem
    12/30/2025Listing removed$5,500,000$1,007/sqft
    Source: ECAOR #988353 Report a problem
    10/12/2025Listed for sale$5,500,000$1,007/sqft
    Source: CPAR #780299 Report a problem
    5/8/2025Listing removed$5,500,000$1,007/sqft
    Source: CPAR #726242 Report a problem
    2/24/2023Listed for sale$5,500,000$1,007/sqft
    Source: CPAR #726242 Report a problem
    2/14/2023Listing removed--
    Source: ECAOR #901761 Report a problem
    9/17/2022Price change$5,500,000+10%$1,007/sqft
    Source: CPAR #726242 Report a problem
    8/23/2022Price change$4,999,000-9.1%$915/sqft
    Source: ECAOR #901761 Report a problem
    7/20/2022Price change$5,500,000+10%$1,007/sqft
    Source: ECAOR #901761 Report a problem
    7/20/2022Price change$5,000,000-13.8%$915/sqft
    Source: CPAR #726242 Report a problem
    6/23/2022Price change$5,800,000-4.9%$1,061/sqft
    Source: CPAR #726242 Report a problem
    5/7/2022Listed for sale$6,100,000$1,116/sqft
    Source: CPAR #726242 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$30,306 +204.2%$2,371,345 +234.4%
    2023$9,963 +33.6%$709,137 +10%
    2022$7,456 $644,670
    2021-- --

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $32,104/mo
    Principal & interest
    $26389
    Property taxes
    $5715

      Climate risks

      Neighborhood: 32413

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: West Bay
      • Middle: Surfside
      • High: Arnold

      Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

      Local experts in 32413

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