This thoughtfully designed RENTAL MACHINE checks all the boxes! 6589 sq, ft,of interior and covered exterior space to gather and entertain. As you drive up, ''Don't worry about where to park''. There are 3 covered spaces and 7 additional driveway parking spaces. This 8 bedroom (each with ensuite bath) masterpiece, boast 4 master suites on the gulf, each with large balconies. As you enter the bottom level the fun begins in a large arcade/game room facing the gulf. Walk out and grab a beach breeze and take a dip in the heated saltwater pool or take a quick walk across your boardwalk directly onto the sugar white sand. A full bath with shower is conveniently located on this level for easy access from the pool. The spacious second level living/dining/kitchen area presents the perfect area to gather for entertainment or sit together for meals while enjoying the breathtaking views from the full length balcony. The 2nd through 4th levels offer multiple bedrooms and bunk areas with 4 of the bedrooms being gulf front with large balconies overlooking the water.
As an owner, you will appreciate the little extras in this home that facilitate ease of maintenance and reduction of overhead cost. Coastal Green Air sensors on all doors and windows, tankless hot water tank, 15 year warranty on siding with color all the way through instead of just painted, and extra support from the well engineered sea wall. If you are an investor, you will recognize what we mean when we said ''This checks all the boxes''. This home was thoughtfully designed with consideration of what guest truly want.....lots of entertainment areas, multiple large spaces to gather, space for all to sit together and enjoy meals, multiple master suites with balconies overlooking the gulf, easy walk out access to the beach and a most important one....plenty of space for everyone to park! Schedule your appointment to preview today!
For sale
Price cut: $100K (2/11)
$5,400,000
20411 Front Beach Rd, Panama City Beach, FL 32413
8beds
5,464sqft
Est.:
Single Family Residence
Built in 2023
3,920.4 Square Feet Lot
$4,957,300 Zestimate®
$988/sqft
$-- HOA
What's special
Heated saltwater poolWell engineered sea wallLots of entertainment areas
- 49 days |
- 829 |
- 25 |
Zillow last checked: 8 hours ago
Listing updated: February 17, 2026 at 11:16am
Listed by:
Debbie J Grist 850-630-4565,
30A Local Real Estate
Source: CPAR,MLS#: 783164
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 8
- Bathrooms: 9
- Full bathrooms: 8
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Kitchen, Living Room, Bonus Room
Bedroom
- Level: Second
- Dimensions: 12.8 x 13.8
Bedroom
- Level: Third
- Dimensions: 15 x 11
Bedroom
- Level: Third
- Dimensions: 15 x 11
Bedroom
- Level: Fourth
- Dimensions: 15 x 11
Bonus room
- Level: Third
- Dimensions: 17.2 x 29.4
Dining room
- Level: Second
- Dimensions: 18.5 x 15
Kitchen
- Level: Second
- Dimensions: 15 x 10.9
Living room
- Level: Second
- Dimensions: 18.5 x 17
Interior area
- Total structure area: 5,464
- Total interior livable area: 5,464 sqft
Property
Parking
- Total spaces: 3
- Covered spaces: 3
Features
- Has private pool: Yes
- Pool features: Gas Heat, In Ground, Salt Water, Private
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf, Shoreline - Sand
- Frontage length: 38'
Lot
- Size: 3,920.4 Square Feet
- Dimensions: 38' x 105'
Details
- Parcel number: 36626010000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 2023
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Laguna Beach
HOA
- Has HOA: Yes
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $988/sqft
- Tax assessed value: $2,583,094
- Annual tax amount: $30,306
- Date on market: 1/3/2026
- Cumulative days on market: 124 days
Estimated market value
$4,957,300
$4.71M - $5.21M
$5,016/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/11/2026 | Price change | $5,400,000-1.8%$988/sqft |
Source: | ||
| 1/3/2026 | Listed for sale | $5,500,000$1,007/sqft |
Source: | ||
| 12/30/2025 | Listing removed | $5,500,000$1,007/sqft |
Source: | ||
| 10/12/2025 | Listed for sale | $5,500,000$1,007/sqft |
Source: | ||
| 5/8/2025 | Listing removed | $5,500,000$1,007/sqft |
Source: | ||
| 2/24/2023 | Listed for sale | $5,500,000$1,007/sqft |
Source: | ||
| 2/14/2023 | Listing removed | -- |
Source: | ||
| 9/17/2022 | Price change | $5,500,000+10%$1,007/sqft |
Source: | ||
| 8/23/2022 | Price change | $4,999,000-9.1%$915/sqft |
Source: | ||
| 7/20/2022 | Price change | $5,500,000+10%$1,007/sqft |
Source: | ||
| 7/20/2022 | Price change | $5,000,000-13.8%$915/sqft |
Source: | ||
| 6/23/2022 | Price change | $5,800,000-4.9%$1,061/sqft |
Source: | ||
| 5/7/2022 | Listed for sale | $6,100,000$1,116/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $30,306 +204.2% | $2,371,345 +234.4% |
| 2023 | $9,963 +33.6% | $709,137 +10% |
| 2022 | $7,456 | $644,670 |
| 2021 | -- | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$32,104/mo
Principal & interest
$26389
Property taxes
$5715
Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 6/10West Bay Elementary SchoolGrades: K-5Distance: 5.6 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 5.7 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 7.8 mi
Schools provided by the listing agent
- Elementary: West Bay
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.










