Welcome to this stunning custom-renovated builder’s home — a true waterfront retreat tucked away on a private peninsula, offering luxury, functionality, and breathtaking sunset views over Rosier Creek with deep water access and just a short boat ride to the open Potomac River. This 3-bedroom, 3.5-bath showpiece is packed with upgrades and designed for both elegance and comfort. The main level primary suite is a sanctuary with panoramic water views, heated floors, gas log fireplace, a private deck, and a spa-like en suite that redefines relaxation. You’ll also find a second spacious bedroom with an attached bath, plus an additional half bath for guests. The open-concept main living area features: A gourmet kitchen with oversized island, Custom cabinetry, built-ins, and moldings throughout. Masonry accents inside and out, including Blue Stone entry steps and a patio that welcomes you with timeless charm. Wraparound Trex deck and low-maintenance cedar shake-style premium vinyl siding. Every detail has been thoughtfully designed — including Pella windows with built-in pleated shades and spiral stairs that lead to the expansive lower level. Downstairs offers multi-generational living potential with a full apartment, including a 3rd bedroom, full bath, a second kitchen, and a huge party room that opens to an outdoor kitchen/bar/entertaining area — ideal for hosting or creating a private guest retreat. Outdoor Highlights Include: Private pier with electricity and boat slips Custom fire pit with built-in seating 2+ car detached garage with mini split, shop area, and full loft overlooking the water In-ground electric fence for your four-legged friends Peninsula backyard on a protected cove – peaceful, private, and perfect for kayaking, boating, or simply unwinding. Whether you're entertaining on the deck, enjoying morning coffee on the dock, or watching the gorgeous sunsets from your own slice of paradise - this is an ideal year-round waterfront home or peaceful weekend getaway. Just a 5 minute drive from downtown Colonial Beach's boardwalk, beach, restaurants, and boutiques.
Coming soon
$899,999
20345 Ridge Rd, Colonial Beach, VA 22443
3beds
3,446sqft
Est.:
Single Family Residence
Built in 2005
1.9 Acres Lot
$575,600 Zestimate®
$261/sqft
$-- HOA
What's special
- 15 days
- on Zillow |
- 565 |
- 42 |
Zillow last checked: 7 hours ago
Listing updated: April 25, 2025 at 08:02am
Listed by:
Jessica Anthony 804-761-2584,
Coldwell Banker Elite
Source: Bright MLS,MLS#: VAWE2008676

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 2
Basement
- Area: 1481
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- 2nd Kitchen, Built-in Features, Central Vacuum, Crown Molding, Curved Staircase, Entry Level Bedroom, Open Floorplan, Kitchen Island, Primary Bedroom - Bay Front, Spiral Staircase, Walk-In Closet(s)
- Basement: Full,Finished,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access
- Number of fireplaces: 3
- Fireplace features: Gas/Propane, Mantel(s), Stone
Interior area
- Total structure area: 3,446
- Total interior livable area: 3,446 sqft
- Finished area above ground: 1,965
- Finished area below ground: 1,481
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Storage, Garage Faces Front, Oversized, Detached, Driveway
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch, Patio, Wrap Around
- Exterior features: Stone Retaining Walls
- Pool features: None
Lot
- Size: 1.9 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2 26A
- Zoning: RESIDENTIAL
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Raised Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Masonry, Stone, Stick Built, Vinyl Siding
- Foundation: Block
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Septic < # of BR
- Water: Well
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Colonial Beach
Financial & listing details
- Price per square foot: $261/sqft
- Tax assessed value: $409,100
- Annual tax amount: $2,536
- Date on market: 4/28/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
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