A PLACE TO CALL your forever HOME. 2017 Cardinal Harbour is a very impressive and private POOL Home on a 1.03 acre lot with scenic views of the Ohio River. Considered to be one of the best lots in the neighborhood because the neighborhood parkland area is directly behind you. Cardinal Harbour is located in Oldham County the school's and shopping are just 5-10 minutes away. This relaxing community has it all; 80 acres of oasis with a Club House, Tennis Courts, Private boat ramp exclusive for Residents only and their guest/family. Upon entering this amazing Home you will observe a very large family room with beautiful wood beams, wood burning fireplace, and wainscoting all the way to the ceiling. This main level has a Loft accessible from a a grand wooden staircase that leads to a centered mezzanine balcony that overlooks the large family room. This beautiful home has a excellent floor plan. The kitchen is very spacious with lots of cabinets and a breakfast nook evoking views of your pool area and
meadow. This home also has a well appointed larger dining area with views of the same just off the kitchen and foyer. All bedrooms are on first floor and have their own bathrooms 3.5 baths or ensuites. Other desirable attributes are a large finished basement with 2 more private sleeping rooms, a full bath, plenty of closets, 1 room has walk-in closet the other a regular closet. these 2 rooms are sleeping rooms (no egress). Tons of storage, and huge utility room and there is much more, such as; an oversized 2 car garage and work bench area, first floor laundry, and storage shed for your pool equipment. This Home has a real sense of comfort and coziness with entertaining areas for everyone. YOU will love relaxing around your 18X40 in-ground heated pool. The new pool cleaner can be run from your phone or internet. A really well built home that is kind of like a resort. Very clean, airy, with grand high ceilings and a perfect layout. 2 wood burning fireplaces one is the Primary/Master Bed Room. Very Nice Lighting too and real hardwoods in some areas. KEY UPGRADES are NEW ROOF 2025, New whole HOUSE GENERATOR 22wk-26kw with automatic Transfer Case, New Dishwasher, New Interior paint in some areas, and a new Pool Cleaner (heated), Brand NEW PROPELLER FANS in the family room as well, which it keeps it very cool. This neighborhood has it all; a Club House, Tennis Courts, Private Boat Ramp (for family and guest), a Horse Barn (for a fee), a storage area for (boats and RV for a fee), and around 80 acres of Parkland and walkable River frontage and a separate community pool all included in the HOA. Homes is this neighborhood go fast due to all the amenities, mature trees, and spectacular views. Truly a neighborhood and HOME too call your forever place.
For sale
Price cut: $10K (1/8)
$665,000
2017 Cardinal Harbour Rd, Prospect, KY 40059
3beds
4,222sqft
Est.:
Single Family Residence
Built in 1986
1.03 Acres Lot
$652,100 Zestimate®
$158/sqft
$117/mo HOA
What's special
Wood burning fireplaceWood beamsSpectacular viewsTons of storageWork bench areaPrivate pool homeMature trees
- 90 days |
- 1,711 |
- 83 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: January 08, 2026 at 07:34am
Listed by:
Jeffrey L Ryan 502-297-2471,
United Real Estate Louisville
Source: GLARMLS,MLS#: 1701692
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 305.97
- Dimensions: 21.70 x 14.10
Bedroom
- Level: First
Bedroom
- Level: First
Full bathroom
- Level: First
- Area: 92.96
- Dimensions: 5.60 x 16.60
Full bathroom
- Level: First
- Area: 80.94
- Dimensions: 11.40 x 7.10
Half bathroom
- Level: First
Full bathroom
- Level: Basement
Breakfast room
- Level: First
- Area: 122.04
- Dimensions: 10.80 x 11.30
Other
- Level: Basement
Dining room
- Level: First
- Area: 136.53
- Dimensions: 12.30 x 11.10
Foyer
- Level: First
- Area: 127.6
- Dimensions: 11.00 x 11.60
Kitchen
- Level: First
- Area: 148.03
- Dimensions: 13.10 x 11.30
Laundry
- Level: First
- Area: 61.95
- Dimensions: 5.90 x 10.50
Living room
- Level: First
- Area: 561.65
- Dimensions: 23.50 x 23.90
Loft
- Level: Second
- Area: 317.26
- Dimensions: 24.20 x 13.11
Heating
- Forced Air, Natural Gas
Features
- Basement: Finished
- Number of fireplaces: 2
Interior area
- Total structure area: 2,629
- Total interior livable area: 4,222 sqft
- Finished area above ground: 2,629
- Finished area below ground: 1,593
Property
Parking
- Total spaces: 2
- Parking features: Attached, Entry Side
- Attached garage spaces: 2
Features
- Levels: Multi/Split
- Stories: 2
- Patio & porch: Patio, Porch
- Has private pool: Yes
- Pool features: Association, Community, In Ground
- Fencing: Partial
Lot
- Size: 1.03 Acres
Details
- Additional structures: Barn(s)
- Parcel number: 0402B0228
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subtype: Single Family Residence
Materials
- Wood Frame
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected
Community & HOA
Community
- Subdivision: Cardinal Harbour
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Pool
- HOA fee: $1,400 annually
Location
- Region: Prospect
Financial & listing details
- Price per square foot: $158/sqft
- Tax assessed value: $340,000
- Annual tax amount: $3,721
- Date on market: 10/24/2025
- Electric utility on property: Yes
Estimated market value
$652,100
$619,000 - $685,000
$4,164/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/8/2026 | Price change | $665,000-1.5%$158/sqft |
Source: | ||
| 12/17/2025 | Price change | $675,000-2.9%$160/sqft |
Source: | ||
| 11/5/2025 | Price change | $695,000-4.1%$165/sqft |
Source: | ||
| 10/24/2025 | Listed for sale | $725,000+25%$172/sqft |
Source: | ||
| 9/16/2022 | Sold | $580,000-1.5%$137/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2022 | $3,721 +0.6% | $340,000 |
| 2021 | $3,697 -0.6% | $340,000 |
| 2020 | $3,720 +1.2% | $340,000 +13.3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,928/mo
Principal & interest
$3079
Property taxes
$499
Other costs
$350
Climate risks
Neighborhood: 40059
Nearby schools
GreatSchools rating
- 7/10Harmony Elementary SchoolGrades: K-5Distance: 2.4 mi
- 9/10North Oldham Middle SchoolGrades: 6-8Distance: 2.2 mi
- 10/10North Oldham High SchoolGrades: 9-12Distance: 2.2 mi




