PRICE IMPROVEMENT!! Well-maintained 4-bedroom, 2.5-bath home located in the amenity-rich Lake Monticello community! This spacious home offers nearly 2,400 sq ft of living space on a level lot just minutes from the beach, pool, tennis courts, and more. The main level features a bright living room, dining area, and updated kitchen with butcher block countertops, newer appliances, and a breakfast island. The oversized fourth bedroom offers flexible space for a bonus room, office, or guest suite. The owner’s suite includes a walk-in closet and ensuite bath with double vanities and tile walk in shower plus soaker tub. Enjoy outdoor living on the covered front porch or large back deck. Additional features include fresh interior paint, a 2-car garage, and convenient access to shopping and dining. Don’t miss the opportunity to live in one of Central Virginia’s most desirable lake communities
Closed
$424,900
20 Zephyr Rd, Palmyra, VA 22963
4beds
2,395sqft
Single Family Residence
Built in 2006
0.34 Acres Lot
$427,100 Zestimate®
$177/sqft
$2,552 Estimated rent
Home value
$427,100
$376,000 - $487,000
$2,552/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: August 28, 2025 at 01:42pm
Listed by:
CHRISTY BECK,
LONG & FOSTER - LAKE MONTICELLO,
THE GUNNELS GROUP 434-960-8987,
LONG & FOSTER - LAKE MONTICELLO
Bought with:
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
Source: CAAR,MLS#: 652794
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Second
Bonus room
- Level: Second
Dining room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Range, Microwave, Refrigerator
- Laundry: Washer Hookup, Dryer Hookup
Features
- Eat-in Kitchen, Kitchen Island, Recessed Lighting
- Flooring: Carpet, Hardwood
- Has basement: No
- Has fireplace: Yes
- Fireplace features: Gas, Gas Log
Interior area
- Total structure area: 2,875
- Total interior livable area: 2,395 sqft
- Finished area above ground: 2,395
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Faces Front, Garage
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch, Porch
- Pool features: Community, Pool, Association
Lot
- Size: 0.34 Acres
- Features: Native Plants
Details
- Parcel number: 18A 8 373
- Zoning description: R Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
Condition
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, Satellite Internet Available
Community & neighborhood
Security
- Security features: Surveillance System
Community
- Community features: Pool
Location
- Region: Palmyra
- Subdivision: LAKE MONTICELLO
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $100 monthly
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Pool, Sports Fields, Tennis Court(s), Water, Beach Rights, Dock
- Services included: Boat Ramp, Clubhouse, Gas, Golf, Playground, Pool(s), Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2025 | Sold | $424,900$177/sqft |
Source:  CAAR #652794 | ||
| 7/23/2025 | Pending sale | $424,900$177/sqft |
Source: CAAR #652794 | ||
| 7/16/2025 | Price change | $424,900-1.2%$177/sqft |
Source: CAAR #652794 | ||
| 6/3/2025 | Listed for sale | $429,900$179/sqft |
Source: CAAR #652794 | ||
| 6/1/2025 | Contingent | $429,900$179/sqft |
Source: CAAR #652794 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $2,708 | $320,800 +17.9% |
| 2022 | -- | $272,000 |
| 2021 | -- | $272,000 |
Find assessor info on the county website
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 7.1 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 3.5 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 7.1 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$427,100
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$435,642