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For sale
  • Price cut: $10K (1/8)
    $659,900

    20 Spring St, Palm Coast, FL 32164

    3beds
    1,839sqft
    : 
    Single Family Residence
    Built in 2022
    6,250 Square Feet Lot
    $640,900 Zestimate®
    $359/sqft
    $54/mo HOA

    What's special

    Resort-style poolLuxury finishesView of the pondRefined upgrades throughoutFull guttersBahama shutterPlantation shutter
    Immaculate Custom Paytas Home with Resort-Style Pool & Luxury Finishes Move right in and start enjoying Beautiful custom home.! Why wait to build when everything has been done and fully upgraded, 3 bedrooms, 3 Full Baths, Total 2,692 Sq ft - Designed with soaring 10-13 ft. ceilings, 8 ft. doors throughout and refined upgrades throughout. The chef's kitchen features a 12ft. center island, perfect for entertaining, and opens to your private outdoor oasis: a 40X14 screened lanai with a saltwater pool with a travertine edge, and waterfall and lighting for beautiful relaxing evening's, full summer kitchen with a Blaze stainless steel gas grill, and plenty of room to relax in the Florida sunshine. This turnkey residence is both functional and elegant. The CDD bond is fully paid saving thousands of dollars - The whole-house Britta Pro filtration system ensures supreme water quality, and the 3-car courtyard garage floor coated with XANO521 and includes a rare "Florida Basement" with pulldown stairs, flooring, and lighting for exceptional storage. The premium lot and treed area in the back for privacy (Preserve area and nothing can be built behind) and a view of the pond. This home shines with professional landscaping and lighting, a sealed brick paver driveway, Bahama shutter, full gutters, and fenced yard with three access gates. Inside, plantation shutter, upgraded fixtures, and appliances are all included, with the majority of high-end furniture negotiable. A 10-year (7 yrs remaining) transferable structural warranty provides added peace of mind. Seamless, sophisticated, and move-in ready - This home blends luxury living with everyday ease. Truly a MUST see - Minutes to the Flagler Beach - near walking and Bike trails - Fast closing is ok - Low HOA dues -too many upgrades to list - A truly Must see! Easy to show-
    85 days
    |
    406
    |
    19
    |

    Zillow last checked: 8 hours ago

    Listing updated: 8 hours ago

    Listing Provided by:

    Laura Rode 941-724-9957,

    KELLER WILLIAMS ON THE WATER S 941-803-7522,

    Matthew Rode 941-241-7949,

    KELLER WILLIAMS ON THE WATER S

    Source: Stellar MLS,MLS#: A4669694MLS LogoOriginating MLS: Sarasota - Manatee

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    Rooms
    • Room types: Bonus Room, Den/Library/Office, Family Room, Dining Room
    Primary bedroom
    • Features: Ceiling Fan(s), Walk-In Closet(s)
    • Level: First
    • Area: 238 Square Feet
    • Dimensions: 14x17
    Bedroom 2
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 11x12
    Bedroom 3
    • Features: Built-In Shelving, Ceiling Fan(s), Walk-In Closet(s)
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Primary bathroom
    • Features: Built-In Shelving, Dual Sinks, Granite Counters, Shower No Tub, Water Closet/Priv Toilet, Window/Skylight in Bath, Built-in Closet
    • Level: First
    Bathroom 2
    • Features: Exhaust Fan, Granite Counters, Shower No Tub, No Closet
    • Level: First
    Bathroom 3
    • Features: Exhaust Fan, Granite Counters, Tub With Shower, No Closet
    • Level: First
    Balcony porch lanai
    • Features: Ceiling Fan(s), Granite Counters, No Closet
    • Level: First
    • Area: 300 Square Feet
    • Dimensions: 25x12
    Dining room
    • Features: No Closet
    • Level: First
    • Area: 154 Square Feet
    • Dimensions: 14x11
    Foyer
    • Level: First
    Great room
    • Features: Ceiling Fan(s), No Closet
    • Level: First
    • Area: 486 Square Feet
    • Dimensions: 18x27
    Kitchen
    • Features: Built-In Shelving, Pantry, Granite Counters, Kitchen Island, Built-in Closet
    • Level: First
    • Area: 112 Square Feet
    • Dimensions: 8x14
    Laundry
    • Features: Built-In Shelving, Single Vanity, No Closet
    • Level: First
    • Area: 49 Square Feet
    • Dimensions: 7x7
    Office
    • Features: No Closet
    • Level: First
    • Area: 54 Square Feet
    • Dimensions: 6x9
    Heating
    • Central, Electric, Heat Pump
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
    • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
    Features
    • Cathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Coffered Ceiling(s), Crown Molding, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
    • Flooring: Carpet, Ceramic Tile, Epoxy, Travertine
    • Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
    • Windows: Blinds, Double Pane Windows, Drapes, ENERGY STAR Qualified Windows, Rods, Shades, Shutters, Window Treatments, Skylight(s)
    • Has fireplace: Yes
    • Fireplace features: Decorative, Electric, Family Room
    Interior area
    • Total structure area: 2,692
    • Total interior livable area: 1,839 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 3
    • Parking features: Driveway, Garage Door Opener, Oversized
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Enclosed, Patio, Rear Porch, Screened
    • Exterior features: Awning(s), Courtyard, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sprinkler Metered
    • Has private pool: Yes
    • Pool features: Gunite, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure, Self Cleaning
    • Fencing: Fenced,Other
    • Has view: Yes
    • View description: Trees/Woods, Pond
    • Has water view: Yes
    • Water view: Pond
    Lot
    • Size: 6,250 Square Feet
    • Features: Conservation Area, City Lot, Landscaped, Level, Sidewalk
    • Residential vegetation: Trees/Landscaped
    Details
    • Additional structures: Outdoor Kitchen
    • Parcel number: 0512312755000001880
    • Zoning: SFR
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Courtyard,Custom,Ranch
    • Property subtype: Single Family Residence
    Materials
    • Block, Stone, Stucco
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2022
    Details
    • Builder model: Canterbury
    • Builder name: Paytas Homes, Inc.

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
    Green energy
    • Energy efficient items: Doors, Windows

    Community & HOA

    Community
    • Security: Smoke Detector(s)
    • Subdivision: GABLES/TOWN CENTER
    HOA
    • Has HOA: Yes
    • HOA fee: $54 monthly
    • HOA name: Laura H. Simonette/CAM Manager
    • HOA phone: 386-366-0288
    • Pet fee: $0 monthly
    Location
    • Region: Palm Coast

    Financial & listing details

    • Price per square foot: $359/sqft
    • Tax assessed value: $391,017
    • Annual tax amount: $6,164
    • Date on market: 10/29/2025
    • Cumulative days on market: 87 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved, Asphalt
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    Estimated market value

    $640,900

    $609,000 - $673,000

    $2,256/mo

    Price history

    Price history
    DateEventPrice
    1/8/2026Price change$659,900-1.5%$359/sqft
    Source: Stellar MLS #A4669694 Report a problem
    12/5/2025Price change$669,900-1.5%$364/sqft
    Source: Stellar MLS #A4669694 Report a problem
    10/31/2025Listed for sale$679,900$370/sqft
    Source: Stellar MLS #A4669694 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$6,645 -2.9%$391,017 -1.7%
    2023$6,840 +454.6%$397,736 +1183%
    2022$1,233 $31,000

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $4,433/mo
    Principal & interest
    $3197
    Property taxes
    $951
    Other costs
    $285

      Climate risks

      Neighborhood: 32164

      Nearby schools

      GreatSchools rating

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