Immaculate Custom Paytas Home with Resort-Style Pool & Luxury Finishes Move right in and start enjoying Beautiful custom home.! Why wait to build when everything has been done and fully upgraded, 3 bedrooms, 3 Full Baths, Total 2,692 Sq ft - Designed with soaring 10-13 ft. ceilings, 8 ft. doors throughout and refined upgrades throughout. The chef's kitchen features a 12ft. center island, perfect for entertaining, and opens to your private outdoor oasis: a 40X14 screened lanai with a saltwater pool with a travertine edge, and waterfall and lighting for beautiful relaxing evening's, full summer kitchen with a Blaze stainless steel gas grill, and plenty of room to relax in the Florida sunshine. This turnkey residence is both functional and elegant. The CDD bond is fully paid saving thousands of dollars - The whole-house Britta Pro filtration system ensures supreme water quality, and the 3-car courtyard garage floor coated with XANO521 and includes a rare "Florida Basement" with pulldown stairs, flooring, and lighting for exceptional storage. The premium lot and treed area in the back for privacy (Preserve area and nothing can be built behind) and a view of the pond. This home shines with professional landscaping and lighting, a sealed brick paver driveway, Bahama shutter, full gutters, and fenced yard with three access gates. Inside, plantation shutter, upgraded fixtures, and appliances are all included, with the majority of high-end furniture negotiable. A 10-year (7 yrs remaining) transferable structural warranty provides added peace of mind. Seamless, sophisticated, and move-in ready - This home blends luxury living with everyday ease. Truly a MUST see - Minutes to the Flagler Beach - near walking and Bike trails - Fast closing is ok - Low HOA dues -too many upgrades to list - A truly Must see! Easy to show-
For sale
Price cut: $10K (1/8)
$659,900
20 Spring St, Palm Coast, FL 32164
3beds
1,839sqft
Est.:
Single Family Residence
Built in 2022
6,250 Square Feet Lot
$640,900 Zestimate®
$359/sqft
$54/mo HOA
What's special
Resort-style poolLuxury finishesView of the pondRefined upgrades throughoutFull guttersBahama shutterPlantation shutter
- 85 days |
- 406 |
- 19 |
Zillow last checked: 8 hours ago
Listing updated: 8 hours ago
Listing Provided by:
Laura Rode 941-724-9957,
KELLER WILLIAMS ON THE WATER S 941-803-7522,
Matthew Rode 941-241-7949,
KELLER WILLIAMS ON THE WATER S
Source: Stellar MLS,MLS#: A4669694
Originating MLS: Sarasota - Manatee

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bonus Room, Den/Library/Office, Family Room, Dining Room
Primary bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 238 Square Feet
- Dimensions: 14x17
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Bedroom 3
- Features: Built-In Shelving, Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Primary bathroom
- Features: Built-In Shelving, Dual Sinks, Granite Counters, Shower No Tub, Water Closet/Priv Toilet, Window/Skylight in Bath, Built-in Closet
- Level: First
Bathroom 2
- Features: Exhaust Fan, Granite Counters, Shower No Tub, No Closet
- Level: First
Bathroom 3
- Features: Exhaust Fan, Granite Counters, Tub With Shower, No Closet
- Level: First
Balcony porch lanai
- Features: Ceiling Fan(s), Granite Counters, No Closet
- Level: First
- Area: 300 Square Feet
- Dimensions: 25x12
Dining room
- Features: No Closet
- Level: First
- Area: 154 Square Feet
- Dimensions: 14x11
Foyer
- Level: First
Great room
- Features: Ceiling Fan(s), No Closet
- Level: First
- Area: 486 Square Feet
- Dimensions: 18x27
Kitchen
- Features: Built-In Shelving, Pantry, Granite Counters, Kitchen Island, Built-in Closet
- Level: First
- Area: 112 Square Feet
- Dimensions: 8x14
Laundry
- Features: Built-In Shelving, Single Vanity, No Closet
- Level: First
- Area: 49 Square Feet
- Dimensions: 7x7
Office
- Features: No Closet
- Level: First
- Area: 54 Square Feet
- Dimensions: 6x9
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Coffered Ceiling(s), Crown Molding, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Epoxy, Travertine
- Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
- Windows: Blinds, Double Pane Windows, Drapes, ENERGY STAR Qualified Windows, Rods, Shades, Shutters, Window Treatments, Skylight(s)
- Has fireplace: Yes
- Fireplace features: Decorative, Electric, Family Room
Interior area
- Total structure area: 2,692
- Total interior livable area: 1,839 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Garage Door Opener, Oversized
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Enclosed, Patio, Rear Porch, Screened
- Exterior features: Awning(s), Courtyard, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sprinkler Metered
- Has private pool: Yes
- Pool features: Gunite, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure, Self Cleaning
- Fencing: Fenced,Other
- Has view: Yes
- View description: Trees/Woods, Pond
- Has water view: Yes
- Water view: Pond
Lot
- Size: 6,250 Square Feet
- Features: Conservation Area, City Lot, Landscaped, Level, Sidewalk
- Residential vegetation: Trees/Landscaped
Details
- Additional structures: Outdoor Kitchen
- Parcel number: 0512312755000001880
- Zoning: SFR
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Courtyard,Custom,Ranch
- Property subtype: Single Family Residence
Materials
- Block, Stone, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2022
Details
- Builder model: Canterbury
- Builder name: Paytas Homes, Inc.
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
Green energy
- Energy efficient items: Doors, Windows
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: GABLES/TOWN CENTER
HOA
- Has HOA: Yes
- HOA fee: $54 monthly
- HOA name: Laura H. Simonette/CAM Manager
- HOA phone: 386-366-0288
- Pet fee: $0 monthly
Location
- Region: Palm Coast
Financial & listing details
- Price per square foot: $359/sqft
- Tax assessed value: $391,017
- Annual tax amount: $6,164
- Date on market: 10/29/2025
- Cumulative days on market: 87 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
$640,900
$609,000 - $673,000
$2,256/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/8/2026 | Price change | $659,900-1.5%$359/sqft |
Source: | ||
| 12/5/2025 | Price change | $669,900-1.5%$364/sqft |
Source: | ||
| 10/31/2025 | Listed for sale | $679,900$370/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,645 -2.9% | $391,017 -1.7% |
| 2023 | $6,840 +454.6% | $397,736 +1183% |
| 2022 | $1,233 | $31,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,433/mo
Principal & interest
$3197
Property taxes
$951
Other costs
$285
Climate risks
Neighborhood: 32164
Nearby schools
GreatSchools rating
- 4/10Bunnell Elementary SchoolGrades: PK-5Distance: 3.5 mi
- 4/10Buddy Taylor Middle SchoolGrades: 6-8Distance: 2.8 mi
- 4/10Flagler-Palm Coast High SchoolGrades: 9-12Distance: 1.3 mi





