Discover the charm and warmth of this exceptional 3bed, 2bath ranch, situated on a spacious corner lot. Built in 1994, this brick residence offers 1,582 square feet of comfortable living space. The upstairs has been freshly painted & the hall bath has been recently updated. The Vaulted living room features a cozy fireplace & flows seamlessly into the kitchen, complete with slate flooring, stainless steel appliances & a breakfast bar. The primary suite is spacious, with a full bathroom & walk-in closet, while two additional bedrooms offer flexibility for guests or hobbies. The partially finished basement includes two additional spaces with closets, ideal for a home office or recreation space. Step outside to discover the tranquil oasis of the covered patio & peaceful koi pond with waterfall perfect for entertainment. The residence features ample parking space & storage including a 2 car garage & detached carport. Generator included. This home is ready for you to make it your own!
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Listing Provided by:
Alexis K Hicks 630-423-5891,
eXp Realty
Bought with: Keller Williams Pinnacle
$285,000
20 Richard St, Waterloo, IL 62298
3beds
1,582sqft
Single Family Residence
Built in 1994
0.3 Acres Lot
$314,500 Zestimate®
$180/sqft
$1,951 Estimated rent
Home value
$314,500
$296,000 - $333,000
$1,951/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: July 20, 2025 at 02:22pm
Listing Provided by:
Alexis K Hicks 630-423-5891,
eXp Realty
Bought with:
Mandy McGuire, 475127709
Keller Williams Pinnacle
Source: MARIS,MLS#: 25027724
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Features: Floor Covering: Carpeting, Wall Covering: Some
- Level: Main
- Area: 168
- Dimensions: 14 x 12
Primary bathroom
- Features: Floor Covering: Vinyl, Wall Covering: None
- Level: Main
- Area: 50
- Dimensions: 5 x 10
Bathroom
- Features: Floor Covering: Vinyl, Wall Covering: None
- Level: Main
- Area: 50
- Dimensions: 5 x 10
Other
- Features: Floor Covering: Carpeting, Wall Covering: Some
- Level: Main
- Area: 143
- Dimensions: 11 x 13
Other
- Features: Floor Covering: Other, Wall Covering: Some
- Level: Main
- Area: 143
- Dimensions: 11 x 13
Bonus room
- Features: Floor Covering: Carpeting, Wall Covering: None
- Level: Lower
- Area: 143
- Dimensions: 13 x 11
Bonus room
- Features: Floor Covering: Carpeting, Wall Covering: None
- Level: Lower
- Area: 156
- Dimensions: 12 x 13
Kitchen
- Features: Floor Covering: Other, Wall Covering: Some
- Level: Main
- Area: 300
- Dimensions: 25 x 12
Laundry
- Features: Floor Covering: Other, Wall Covering: None
- Level: Main
- Area: 45
- Dimensions: 3 x 15
Living room
- Features: Floor Covering: Wood, Wall Covering: Some
- Level: Main
- Area: 357
- Dimensions: 21 x 17
Recreation room
- Features: Floor Covering: Concrete, Wall Covering: None
- Level: Lower
- Area: 360
- Dimensions: 9 x 40
Heating
- Forced Air, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Disposal, Dryer, Electric Range, Electric Oven, Refrigerator, Washer, Electric Water Heater
Features
- Kitchen/Dining Room Combo, Vaulted Ceiling(s), Breakfast Bar, Entrance Foyer
- Flooring: Hardwood
- Basement: Crawl Space,Partially Finished
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,582
- Total interior livable area: 1,582 sqft
- Finished area above ground: 1,582
- Finished area below ground: 840
Property
Parking
- Total spaces: 4
- Parking features: RV Access/Parking, Attached, Garage, Covered, Off Street
- Attached garage spaces: 2
- Carport spaces: 2
- Covered spaces: 4
Features
- Levels: One
- Patio & porch: Patio
Lot
- Size: 0.30 Acres
- Dimensions: 100 x 130
- Features: Corner Lot
Details
- Additional structures: Shed(s)
- Parcel number: 0713152004000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick Veneer
Condition
- Year built: 1994
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available
Community & neighborhood
Location
- Region: Waterloo
- Subdivision: Lou Del Sub
HOA & financial
HOA
- Services included: Other
Other
Other facts
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Private
- Road surface type: Concrete
Price history
| Date | Event | Price |
|---|---|---|
| 7/17/2025 | Sold | $285,000-5%$180/sqft |
Source:  MARIS #25027724 Report a problem | ||
| 5/20/2025 | Pending sale | $300,000$190/sqft |
Source: MARIS #25027724 Report a problem | ||
| 5/1/2025 | Listed for sale | $300,000+87.5%$190/sqft |
Source: MARIS #25027724 Report a problem | ||
| 10/25/2011 | Sold | $160,000$101/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,459 -2.8% | $93,910 +13.9% |
| 2023 | $3,557 -4.5% | $82,450 +7.5% |
| 2022 | $3,724 | $76,690 +2.2% |
Find assessor info on the county website
Neighborhood: 62298
Nearby schools
GreatSchools rating
- NAW J Zahnow Elementary SchoolGrades: PK-1Distance: 1.6 mi
- 9/10Waterloo Junior High SchoolGrades: 6-8Distance: 1.7 mi
- 8/10Waterloo High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value$314,500
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$314,500