20 Howard St, Loyall, KY 40854

Welcome to your mountain retreat! Nestled on a hillside in the beautiful Appalachian Mountains of Southeast Kentucky is your new private oasis! You have gorgeous mountain and river views from the front of your home with a picturesque, landscaped lawn. And if that's not enough, you can sip your morning coffee while reading a book in your private landscaped courtyard out back. This house is perfect for entertaining your large family during the holidays. As you walk through the entry foyer into the formal living room, you are greeted by a bay window with gorgeous mountain and river views along with a gas fireplace perfect for those cold winter nights. Moving on through the house you’ll find a spacious family room with a gas fireplace and new berber carpet, setup nicely for a fun family movie night. Off the family room is your large formal dining room that opens to a roomy eat-in Kitchen with a large storage pantry and breakfast bar. There are three spacious bedrooms with two full baths. For those families who are never happy with the temperature setting of the home, there three sources of heat: A heat pump with a central heating and cooling unit, baseboard thermostat controlled for each room along with a temperature-controlled gas fireplace in the living & family rooms. There is an attached two car carport & utility room, perfect for weekend projects. If you are into the outdoors, this home is perfectly located for ATV riding as you are minutes away from mountain trails and you don't even have to get on the main roads. If you are looking for more of the lake life, you’re about an hour away from beautiful Norris Lake in Tennessee. This home has everything you need and move-in ready!