Enjoy your own Lake Front Retreat this summer on this aesthetic property. While situated on a point of the shoreline, this property has clear, picturesque views of the East Lake, and a large 516 SF deck that overhangs the water, plus 2 sun rooms-upstairs and down to enjoy them...regardless the weather! Nestled amongst mature tree's is the perfect sized lake front home. Featuring an open floor plan to sun rooms overlooking the water, and a bedroom and bathroom on each floor, this 2 bedroom, 1 1/2 bath home is the perfect size. Unique to this property is the accessibility to the water from the road, with a 5 ft wide concrete path, along with a 9 ft wide drive on either sides of the garage. The garage also has a full basement with a smaller garage door facing the lake...that's over 1500 SF storage! Along the 75 ft of shoreline, you will find multiple ways to enjoy the water...The 516 SF deck overhanging the waters edge, plenty big for grilling & gatherings, a 32 ft dock with a platform for swimming & sunning, and an extension to access both boat lifts easily that come with the property! And you can acquire this property with peace of mind, as it had a new septic system installed in the fall of 2024, along with a new lawn and dirt work to level out the front of the property. Conveniently located just down from the highway, it is quick to access once you enter the lake, call today for a private showing!
Active
Price cut: $25K (6/7)
$650,000
199 Cottage Ln, Montezuma, IA 50171
2beds
864sqft
Est.:
Single Family Residence
Built in 1972
-- sqft lot
$-- Zestimate®
$752/sqft
$-- HOA
What's special
Open floor planPoint of the shoreline
- 35 days
- on Zillow |
- 374 |
- 2 |
Zillow last checked: 7 hours ago
Listing updated: June 08, 2025 at 06:01pm
Listed by:
Jessie Talbert 641-990-6109,
McNaul Real Estate Inc
Source: NoCoast MLS,MLS#: 6327320

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating
- Forced Air
Cooling
- Central Air
Features
- Basement: Finished,Full,Walk-Out Access
Interior area
- Total interior livable area: 864 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Underground, Concrete
- Garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Waterfront features: Waterfront Present
- Body of water: Lake Ponderosa
Lot
- Dimensions: FRONT-75, REAR-50, SIDE 1- 184.90, SIDE 2 146.30
Details
- Parcel number: 1947000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
Condition
- Year built: 1972
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
HOA
- Has HOA: No
- HOA name: MIR
Location
- Region: Montezuma
Financial & listing details
- Price per square foot: $752/sqft
- Tax assessed value: $430,620
- Annual tax amount: $4,340
- Date on market: 5/6/2025
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